Chase Slate® credit card vs. Chase Freedom®

Weigh the features of these big-bank cards to find the best for you.

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The Chase Slate® credit card and Chase Freedom® both have a $0 annual fee. They also look similar when you compare only their intro APR for purchases and balance transfers. Beyond that, it’s clear that each card is made for different lifestyles and spending habits.

If you’re looking for a credit card that’s going save you big on a balance transfer, the Chase Slate® credit card is a champ of a card. But for cashback rewards, the Chase Freedom® is the way to go. See what else sets these two apart.

Chase Slate® credit card

Chase Slate® credit card

Chase Freedom®

Chase Freedom®

finder.com's rating
finder.com's rating

★★★★★

4.6 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Intro APR and intro fee period on balance transfers
  • Long intro APR period and cash back in rotating categories
Welcome offer
Welcome offer

No balance transfer fees for transfers made the first 60 days, then $$5 or 5%%

$200 cash back after spending $500 in the first 3 months

Rewards
Rewards

N/A

5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 16.99% to 25.74% variable

0% intro APR for 15 months, and then 16.74% to 25.49% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 16.99% to 25.74% variable

Fee: Intro balance transfer fee for the first 60 days, then $5 or 5% of the transaction, whichever is greater

APR: 0% intro APR for 15 months, then 16.74% to 25.49% variable

Fee: $5 or 5% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $37 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

Chase Slate® credit card

Chase Slate® credit card

  • Intro balance transfer fee for the first 60 days, then $5 or 5% of the transfer, whichever is greater
  • 0% intro APR on purchases and balance transfers for the first 15 months, then 16.99% to 25.74% variable
  • Free FICO credit score

Chase Freedom®

Chase Freedom®

  • Easy-to-earn cash signup bonus
  • Accelerated cash back in quarterly rotating categories and flat cash back on all other purchases
  • Intro APR on purchases and balance transfers

What’s next?

To take advantage of the perks offered by either the Chase Slate® credit card or Chase Freedom®, get the ball rolling by submitting your application online.

If neither option appeals to your financial frame of mind, compare other Chase balance transfer cards.
Chase Freedom® vs. Chase Freedom Unlimited®

Compare balance transfer credit cards

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
3%
670
Earn unlimited 1.5% cash back on every purchase, every day.
0% intro for the first 15 billing cycles (then 16.74% variable)
$5 or 3% of the transaction, whichever is greater
670
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
3%
670
Earn $150 after spending $500 in the first 3 months.
0% intro for the first 12 months (then 14.74% to 25.74% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
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300
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