Chase Slate® vs. Chase Freedom® | finder.com

Chase Slate® vs. Chase Freedom®

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Weigh the features of these big-bank cards to find the best for you.

The Chase Slate® Credit Card and Chase Freedom® credit card both have a $0 annual fee. They also look similar when you compare only their intro APR for purchases and balance transfers. Beyond that, it’s clear that each card is made for different lifestyles and spending habits.

If you’re looking for a credit card that’s going save you big on a balance transfer, the Chase Slate® Credit Card is a champ of a card. But for cashback rewards, the Chase Freedom® credit card is the way to go. See what else sets these two apart.

Chase Slate® Credit Card

Chase Slate® Credit Card

Chase Freedom® credit card

Chase Freedom® credit card

Welcome bonus None

Earn $150 cash back after spending $500 in the first 3 months

Rewards N/A

Earn 5% back on up to $1,500 in combined purchases in bonus categories every quarter you activate, then 1% thereafter. Earn 1% back on all other purchases.

Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 16.74% to 25.49% variable

0% intro APR for 15 months, and then 16.74% to 25.49% variable

Annual fee $0 $0
Balance transfers N/A

APR: 0% intro APR for 15 months, then 16.74% to 25.49% variable

Fee: $5 or 5% of the transaction, whichever is greater

Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee $37 $37
Additional cardholder fee $0 $0
Interest-free period 21 days 21 days
Minimum interest $0 $0
Minimum credit score 680 690
Card type Credit Credit
Learn more

Which card should you choose?

Chase Slate® Credit Card

Chase Slate® Credit Card

  • No balance transfer fee
  • 0% APR on purchases and balance transfers for the first 15 months
  • Free FICO credit score

Chase Slate® is a beast of a balance transfer card because it's one of the few cards that waives a balance transfer fee in its intro period and offers a 0% APR on transferred balances for 15 months. The APR reverts to 16.74% to 25.49% variable after.

Chase Freedom® credit card

Chase Freedom® credit card

  • $150 signup bonus
  • Up to 5% cash back on rotating categories
  • Intro APR on purchases and balance transfers

Chase Freedom® is designed for people looking to earn rewards on everyday spending. It also gives cardholders the potential to earn two bonuses when opening up an account. If you spend $500 in the first three months of opening your account, you'll get a $150 bonus. The second offer earns you a $25 bonus after you add an authorized user within the first three months your account is open and that person make a single purchase.

What’s next?

To take advantage of the perks offered by either the Chase Slate® Credit Card or Chase Freedom® credit card, get the ball rolling by submitting your application online.

If neither option appeals to your financial frame of mind, compare cards side by side until you’ve narrowed down your next card.

Compare credit cards

Updated September 21st, 2018
Name Product Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0
14.74%, 18.74% or 24.74% variable
0% for the first 15 months (then 14.74%, 18.74% or 24.74% variable)
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees
$0
12.74%, 16.74% or 20.74% variable
0% for the first 18 months (then 12.74%, 16.74% or 20.74% variable)
An 18-month 0% Intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees
$495
16.74% variable
0% for the first 15 billing cycles (then to variable)
Mastercard Black Card members receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
$195
16.74% variable
0% for the first 15 billing cycles (then to variable)
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
$995
16.74% variable
0% for the first 15 billing cycles (then 16.74% variable)
Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.
$39
24.74% variable
Designed to help build credit history with no deposit required and access to benefits.
$75 annual fee for the first year ($99 thereafter)
23.9% variable
With this card you get a 23.9% Variable APR.
Up to
19.74% to 25.74% variable
Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.
$0
14.74% to 25.74% variable
0% for the first 15 months (then 14.74% to 25.74% variable)
Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months.
$0
14.99% to 24.99% variable
0% for the first 12 statement closing dates (then 14.99% to 24.99% variable)
Earn more cash back for the things you buy most.
$0
14.74% to 25.74% variable
0% for the first 15 months (then 14.74% to 25.74% variable)
Snag a $150 bonus statement credit after you spend $1,000 in the first 3 months
$0 annual fee for the first year ($95 thereafter)
17.74% to 24.74% variable
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
$450
17.74% to 24.74% variable
Earn 50,000 BONUS POINTS after spending $4,000 on purchases in the first 3 months from account opening* — that's $750 toward travel when you redeem through Chase Ultimate Rewards®.
$95
14.74% to 24.74% variable
0% for the first 12 months (then 14.74% to 24.74% variable)
15,000 Membership Rewards points after you spend $1,000 in the first 3 months of opening your account
$0
16.74% to 25.49% variable
0% for the first 15 months (then 16.74% to 25.49% variable)
Earn unlimited 1.5% cash back on every purchase - it's automatic. No minimum to redeem for cash back.
$95
17.74% to 24.74% variable
Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
$0
14.74%, 20.74% or 24.74% variable
0% for the first 15 months (then 14.74%, 20.74% or 24.74% variable)
Earn unlimited 1.5% cash back on every purchase, every day
$0
16.74% to 25.49% variable
0% for the first 15 months (then 16.74% to 25.49% variable)
Earn 5% Cash back in bonus categories up to $1,500 every quarter. Earn 1% Cash back on all other purchases.
$0
16.74% to 24.74% variable
for the first 12 months (then 16.74% to 24.74% variable)
An intro offer rewards cardholders with a $250 value (25,000 online bonus points) after spending $1,000 within the first 90 days of account opening
$0
16.74% to 25.49% variable
0% for the first 15 months (then 16.74% to 25.49% variable)
Jumpstart your financial fitness! 60 day introductory balance transfer offer, save on interest, and get your free monthly credit score.
$0 annual fee for the first year ($95 thereafter)
14.74%, 21.24% or 24.74% variable

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