Chase Slate® vs. Chase Freedom® | finder.com

Chase Slate® credit card vs. Chase Freedom®

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Weigh the features of these big-bank cards to find the best for you.

The Chase Slate® credit card and Chase Freedom® both have a $0 annual fee. They also look similar when you compare only their intro APR for purchases and balance transfers. Beyond that, it’s clear that each card is made for different lifestyles and spending habits.

If you’re looking for a credit card that’s going save you big on a balance transfer, the Chase Slate® credit card is a champ of a card. But for cashback rewards, the Chase Freedom® is the way to go. See what else sets these two apart.

Chase Slate® credit card

Chase Slate® credit card

Chase Freedom®

Chase Freedom®

finder.com's rating
finder.com's rating

★★★★★

4.6 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Intro APR and intro fee period on balance transfers
  • Long intro APR period and cash back in rotating categories
Welcome offer
Welcome offer None $150 cash back after spending $500 in the first 3 months
Rewards
Rewards N/A

5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 17.24% to 25.99% variable

0% intro APR for 15 months, and then 17.24% to 25.99% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 17.24% to 25.99% variable

Fee: $5 or 5% of the transaction, whichever is greater

APR: 0% intro APR for 15 months, then 17.24% to 25.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Late payment fee
Late payment fee Up to $37 Up to $38
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Which card should you choose?

Chase Slate® credit card

Chase Slate® credit card

  • No balance transfer fee
  • 0% APR on purchases and balance transfers for the first 15 months
  • Free FICO credit score

Chase Freedom®

Chase Freedom®

  • $150 signup bonus
  • Accelerated cash back in quarterly rotating categories and flat cash back on all other purchases
  • Intro APR on purchases and balance transfers

What’s next?

To take advantage of the perks offered by either the Chase Slate® credit card or Chase Freedom®, get the ball rolling by submitting your application online.

If neither option appeals to your financial frame of mind, compare other Chase balance transfer cards.
Chase Freedom® vs. Chase Freedom Unlimited®

Compare balance transfer credit cards

Name Product Intro Balance Transfer APR Balance Transfer Fee Recommended Minimum Credit Score
0% for the first 15 months (then 17.24% to 25.99% variable)
$5 or 3% of the transaction, whichever is greater
670
0% intro APR for 15 months from account opening on purchases and balance transfers.
0% for the first 15 months (then 17.24% to 25.99% variable)
$5 or 3% of the transaction, whichever is greater
670
0% intro APR for 15 months from account opening on purchases and balance transfers.
0% for the first 15 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & Fees
0% for the first 15 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
0% for the first 12 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn $200 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & Fees

Compare up to 4 providers

Compare other credit cards from Chase

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