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How to use the Chase shopping portal

Shop at participating stores to maximize your Chase points.

Kliment Dukovski

Updated Oct 11, 2020. What changed?

Fact checked

Chase’s shopping portal is an easy way to earn Ultimate Rewards points on purchases made at more than 300 popular stores, such as Apple, Bose, Kohl’s, Nike, Under Armour and more. You can earn as many points as you like. However, you have to own an eligible Chase credit card to access the portal.

What's in this guide?

How does the Chase shopping portal work?
How to use the Chase shopping portal
How credit cards can help you earn points using the Chase shopping portal
Compare eligible credit cards
What retailers are available through the Chase shopping portal?
Bottom line

How does the Chase shopping portal work?

If you own an eligible card, you can use the portal to earn anywhere from 1x up to 15x points on purchases at participating stores. This goes on top of the rewards you already earn with your card. However, you only earn points when you shop online and not on in-store purchases.

What to watch out for

Watch out for these things when using the portal:

Browser cookies. Make sure you have enabled browser cookies. Otherwise, your purchases may not be registered.
Clicking out. Make sure you avoid visiting other websites between the Chase shopping portal and the store, as this could prevent the store from properly registering your purchase.

How to use the Chase shopping portal

Unlike similar shopping portals where anyone can sign up and start earning points, only Chase cardholders can access its portal. Once you have such a card:

Go to the Chase Ultimate Rewards website.
Log in with your username and password.
Choose which card to use if you have multiple Ultimate Rewards cards.
Click Earn points and then Shop through Chase.
Find a store you want and start shopping.

How credit cards can help you earn points using the Chase shopping portal

You can only use eligible Chase Ultimate Rewards credit cards to shop through the portal. That means earning additional Chase Ultimate points per dollar.

Currently, the most-rewarding Chase credit card to use at the portal is the Chase Freedom Unlimited®. Using this card will earn you an additional 1.5x points on top of the rate of the specific offer, as opposed to the 1x points you would earn with all the other eligible Chase cards.

Can I use Chase Ultimate Reward points to make purchases within the program?

Unfortunately, no. You can only use US dollars within the Chase shopping program.

Compare eligible credit cards

{"niche":"USCCF"}

Name	Welcome offer	Rewards	Annual fee
Chase Sapphire Preferred® Card	80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards	5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases	$95	Earn a huge signup bonus worth $1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.	Apply now View details	Compare	loading Fetching your data...
Chase Freedom Flex℠	$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year	5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases	$0	Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.	Apply now View details	Compare	loading Fetching your data...
Chase Freedom Unlimited®	$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year	5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases	$0	This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.	Apply now View details	Compare	loading Fetching your data...
Chase Sapphire Reserve®	50,000 points after spending $4,000 in the first 3 months	10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases	$550	Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.	Apply now View details	Compare	loading Fetching your data...
CardMatch™ from creditcards.com	See terms	See terms	See terms	Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.	See offer View details	Compare	loading Fetching your data...
Ink Business Preferred® Credit Card	100,000 points after spending $15,000 in the first 3 months	3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases	$95	100,000 bonus points after you spend $15,000 on purchases in the first 3 months after account opening. That's $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards®	Apply now View details	Compare	loading Fetching your data...
Ink Business Cash℠ Credit Card	$500 cash back after spending $3,000 in the first 3 months	5% at office supply stores, on Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases	$0	$500 bonus cash back after you spend $3,000 in the first 3 months.	Apply now View details	Compare	loading Fetching your data...
Ink Business Unlimited℠ Credit Card	$500 back after spending $3,000 in the first 3 months	1.5% cash back on all purchases	$0	$500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.	Apply now View details	Compare	loading Fetching your data...

Compare up to 4 providers

What retailers are available through the Chase shopping portal?

Other shopping portals have more than 900 participating stores. Chase has 360. But this doesn’t mean you don’t have a broad choice. You can still find most popular retailers through the portal, including:

Apple
Groupon
Kohl’s
Levi’s

Macy’s
Newegg
Nike
Staples

Sears
Sephora
Under Armour
Walmart

Bottom line

If you already own, or if you’re planning to get, a Chase Ultimate Rewards credit card, you can earn additional points by shopping at popular stores. However, if you don’t find this program particularly appealing, check out other rewards credit cards to compare your options.

Thank you for your feedback!

Kliment Dukovski

Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

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Shop at participating stores to maximize your Chase points.

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