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How to use the Chase shopping portal

Shop at participating stores to maximize your Chase points.

Updated . What changed?

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Our pick for use with the shopping portal: Chase Freedom Flex℠

Chase Freedom Flex℠ logo

Up to 5%

Cash back

  • Huge signup bonus for a no-annual-fee card
  • 5% back in rotating categories on up to $1,500 quarterly, then 1%
  • New rewards on travel, dining and drugstores
Apply now
Chase’s shopping portal is an easy way to earn Ultimate Rewards points on purchases made at more than 300 popular stores, such as Apple, Bose, Kohl’s, Nike, Under Armour and more. You can earn as many points as you like. However, you have to own an eligible Chase credit card to access the portal.

How does the Chase shopping portal work?

If you own an eligible card, you can use the portal to earn anywhere from 1x up to 15x points on purchases at participating stores. This goes on top of the rewards you already earn with your card. However, you only earn points when you shop online and not on in-store purchases.

What to watch out for

Watch out for these things when using the portal:

  • Browser cookies. Make sure you have enabled browser cookies. Otherwise, your purchases may not be registered.
  • Clicking out. Make sure you avoid visiting other websites between the Chase shopping portal and the store, as this could prevent the store from properly registering your purchase.

How to use the Chase shopping portal

Unlike similar shopping portals where anyone can sign up and start earning points, only Chase cardholders can access its portal. Once you have such a card:

  1. Go to the Chase Ultimate Rewards website.
  2. Log in with your username and password.
  3. Choose which card to use if you have multiple Ultimate Rewards cards.
  4. Click Earn points and then Shop through Chase.
  5. Find a store you want and start shopping.

How credit cards can help you earn points using the Chase shopping portal

You can only use eligible Chase Ultimate Rewards credit cards to shop through the portal. That means earning additional Chase Ultimate points per dollar.

Currently, the most-rewarding Chase credit card to use at the portal is the Chase Freedom Unlimited®. Using this card will earn you an additional 1.5x points on top of the rate of the specific offer, as opposed to the 1x points you would earn with all the other eligible Chase cards.

Can I use Chase Ultimate Reward points to make purchases within the program?

Unfortunately, no. You can only use US dollars within the Chase shopping program.

Compare eligible credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a huge signup bonus worth $1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Chase Freedom Flex℠
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year
5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
$0
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Chase Freedom Unlimited®
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year
5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
$0
This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
CardMatch™ from creditcards.com
See terms
See terms
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
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What retailers are available through the Chase shopping portal?

Other shopping portals have more than 900 participating stores. Chase has 360. But this doesn’t mean you don’t have a broad choice. You can still find most popular retailers through the portal, including:

  • Apple
  • Groupon
  • Kohl’s
  • Levi’s
  • Macy’s
  • Newegg
  • Nike
  • Staples
  • Sears
  • Sephora
  • Under Armour
  • Walmart

Bottom line

If you already own, or if you’re planning to get, a Chase Ultimate Rewards credit card, you can earn additional points by shopping at popular stores. However, if you don’t find this program particularly appealing, check out other rewards credit cards to compare your options.

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