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How to use the Chase shopping portal

Shop at participating stores to maximize your Chase points.

Chase’s shopping portal is an easy way to earn Ultimate Rewards points on purchases made at more than 300 popular stores, such as Apple, Bose, Kohl’s, Nike, Under Armour and more. You can earn as many points as you like. However, you have to own an eligible Chase credit card to access the portal.

How does the Chase shopping portal work?

If you own an eligible card, you can use the portal to earn anywhere from 1x up to 15x points on purchases at participating stores. This goes on top of the rewards you already earn with your card. However, you only earn points when you shop online and not on in-store purchases.

What to watch out for

Watch out for these things when using the portal:

  • Browser cookies. Make sure you have enabled browser cookies. Otherwise, your purchases may not be registered.
  • Clicking out. Make sure you avoid visiting other websites between the Chase shopping portal and the store, as this could prevent the store from properly registering your purchase.

How to use the Chase shopping portal

Unlike similar shopping portals where anyone can sign up and start earning points, only Chase cardholders can access its portal. Once you have such a card:

  1. Go to the Chase Ultimate Rewards website.
  2. Log in with your username and password.
  3. Choose which card to use if you have multiple Ultimate Rewards cards.
  4. Click Earn points and then Shop through Chase.
  5. Find a store you want and start shopping.

How credit cards can help you earn points using the Chase shopping portal

You can only use eligible Chase Ultimate Rewards credit cards to shop through the portal. That means earning additional Chase Ultimate points per dollar.

Currently, the most-rewarding Chase credit card to use at the portal is the Chase Freedom Unlimited®. Using this card will earn you an additional 1.5x points on top of the rate of the specific offer, as opposed to the 1x points you would earn with all the other eligible Chase cards.

Can I use Chase Ultimate Reward points to make purchases within the program?

Unfortunately, no. You can only use US dollars within the Chase shopping program.

Compare eligible credit cards

Name Product Welcome Offer Rewards Annual fee Filter values
Chase Freedom Flex℠
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores (not including Target® or Walmart®) on up to $12,000 in the first year
5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. 5% on up to $1,500 in combined purchases in bonus categories each quarter you activate. 3% on dining at restaurants, including takeout and eligible delivery services, 3% on drugstore purchases
5% cash back on travel purchased through Chase Ultimate Rewards®, and 1% on all other purchases.
$0
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Ink Business Preferred® Credit Card
100,000 points after spending $15,000 in the first 3 months
3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases
$95
100,000 bonus points after you spend $15,000 on purchases in the first 3 months after account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®.
Ink Business Cash® Credit Card
$750 cash back after spending $7,500 in the first 3 months
5% at office supply stores, on Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases
$0
$750 bonus cash back after you spend $7,500 in the first 3 months.
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What retailers are available through the Chase shopping portal?

Other shopping portals have more than 900 participating stores. Chase has 360. But this doesn’t mean you don’t have a broad choice. You can still find most popular retailers through the portal, including:

  • Apple
  • Groupon
  • Kohl’s
  • Levi’s
  • Macy’s
  • Newegg
  • Nike
  • Staples
  • Sears
  • Sephora
  • Under Armour
  • Walmart

Bottom line

If you already own, or if you’re planning to get, a Chase Ultimate Rewards credit card, you can earn additional points by shopping at popular stores. However, if you don’t find this program particularly appealing, check out other rewards credit cards to compare your options.

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