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Chase Freedom Flex℠ vs. Capital One® Venture® Rewards Credit Card

Choose between a cashback card and a travel card.

The winner: Chase Freedom Flexâ„ 

Chase Freedom Flexâ„  logo

Up to 5%

Cash back

  • 5% back in rotating categories on up to $1,500 quarterly, then 1%
  • New rewards on travel, dining and drugstores
  • No annual fee
Apply now
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Megan Horner
Updated
Fact checked
These two cards differ in many ways. The Chase Freedom Flex℠ is an entry-level card with a $0 annual fee and accelerated cash back on rotating categories each quarter, while the Capital One® Venture® Rewards Credit Card is a mid-tier card with a $95 annual fee and it lets you earn unlimited miles on all purchases.

You’ll find other differences in the table below.

Chase Freedom Flexâ„ 

Chase Freedom Flexâ„ 

Terms apply, see rates & fees

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.7 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Long intro APR period and cash back in rotating categories
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores (not including Target® or Walmart®) on up to $12,000 in the first year

Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening
Rewards
Rewards

5% cash back on up to $1,500 combined in quarterly categories you activate, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases

5x miles on Uber Eats and 2x miles on all purchases
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 14.99% to 23.74% variable

17.24%, 21.99% or 24.49% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR 14.99% to 23.74% variable 17.24% to 24.49% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $39 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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Compare Chase Freedom Flex℠ vs. Capital One® Venture® Rewards Credit Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Chase Freedom Flexâ„ 
Chase Freedom Flexâ„ 
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores (not including Target® or Walmart®) on up to $12,000 in the first year
5% cash back on up to $1,500 combined in quarterly categories you activate, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases
$0
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Apply now
View details
Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening
5x miles on Uber Eats and 2x miles on all purchases
$95
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months ​from account opening
View details
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