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Chase Freedom Flexâ„  vs. Capital One Venture Rewards Credit Card

Choose between a cashback card and a travel card.

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Megan Horner
Updated
Fact checked

These two cards differ in many ways. The Chase Freedom Flexâ„  is an entry-level card with a $0 annual fee and accelerated cash back on rotating categories each quarter, while the Capital One Venture Rewards Credit Card is a mid-tier card with a $95 annual fee and it lets you earn unlimited miles on all purchases.

You’ll find other differences in the table below.

Chase Freedom Flexâ„ 

Chase Freedom Flexâ„ 

Terms apply, see rates & fees

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.7 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Long intro APR period and cash back in rotating categories
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores (not including Target® or Walmart®) on up to $12,000 in the first year

Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
Rewards
Rewards

5% cash back on up to $1,500 combined in quarterly categories you activate, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases

Earn unlimited 2x miles on every purchase, every day
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 14.99% to 23.74% variable

15.99% to 23.99% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR 14.99% to 23.74% variable 15.99% to 23.99% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 23.99% variable

Fee: $10 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $39 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Compare Capital One credit cards

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