Our pick: Chase Freedom Flex℠

Up to 5%
Cash back
- 5% back in rotating categories on up to $1,500 quarterly, then 1%
- New rewards on travel, dining and drugstores
- No annual fee
It’s a little tough to compare these cards directly since their reward structures are quite different. Which you choose will ultimately come down to your spending habits. At the moment, the Chase card is a safer pick if you frequently shop at grocery stores since you can benefit from the 5% grocery category up to the cap during your first year. You also earn 5% back on Lyft rides until March 31, 2022. This is on top of the other 5% categories that rotate each quarter.
On the other hand, the Bank of America card may offer a long-term value because of its constant 3% cashback rate on select categories beyond the first year of card membership. But with the frequent reward program changes, there’s no guarantee that the long-term value will hold.
Here are our picks for the top travel cards on the market.
Our picks for the best no-annual-fee cards.
There are three Chase Mastercard credit cards, but all three are excellent options for frequent travelers.
Store cards sound appealing, but aren’t often your best choice.
A safety net for interrupted or canceled trips.
Build your credit with this unsecured credit card.
If you need to remove a tree from your property, consider paying with plastic.
Earn rewards on travel, dining, public transportation and other categories you spend the most in.
Earn rewards on your Wyndham purchases and get Wyndham benefits with elite status.
Earn cash back on your purchases and build your credit.