Chase Freedom Unlimited® vs Chase Slate® credit card

Earn cash back or save money on balance transfer fees.

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The main difference between the Chase Freedom Unlimited® and Chase Slate® credit card is how they let you save money: You can earn cash back with the Freedom Unlimited card, but you can save money on balance transfer fees with the Chase Slate card. Both of these Visa cards are issued by Chase and come with no annual fee.

Compare other perks offered by these cards to make sure you choose the right one for your financial needs.

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Chase Slate® credit card

Chase Slate® credit card

finder.com's rating
finder.com's rating

★★★★★

4.2 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • First-year cash back boost and unlimited cash back
  • Intro APR and intro fee period on balance transfers
Welcome offer
Welcome offer

$150 after spending $500 in the first 3 months

No balance transfer fees for transfers made the first 60 days, then $$5 or 5%%

Rewards
Rewards

1.5% cash back on all purchases

N/A

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 16.74% to 25.49% variable

0% intro APR for 15 months, and then 16.99% to 25.74% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 16.74% to 25.49% variable

Fee: $5 or 5% of the transaction, whichever is greater

APR: 0% intro APR for 15 months, then 16.99% to 25.74% variable

Fee: Intro balance transfer fee for the first 60 days, then $5 or 5% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $37
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Which card should you choose?

Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • No annual fee
  • Easy-to-earn signup bonus
  • Zero fraud liability

Chase Slate® credit card

Chase Slate® credit card

  • Intro balance transfer fee for the first 60 days, then $5 or 5% of the transfer, whichever is greater
  • 0% intro APR on purchases and balance transfers for the first 15 months, then 16.99% to 25.74% variable
  • Free FICO credit score

Compare credit cards

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
3%
670
Earn unlimited 1.5% cash back on every purchase, every day.
0% intro for the first 15 billing cycles (then 16.74% variable)
$5 or 3% of the transaction, whichever is greater
670
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
3%
670
Earn $150 after spending $500 in the first 3 months.
0% intro for the first 12 months (then 14.74% to 25.74% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
See issuer's website
300
Can't decide on a card? Get personalized credit card offers with CardMatch™.

Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual fee
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
$0
Earn $150 after spending $500 in the first 3 months.
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.74% to 25.74% variable)
$95
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
Can't decide on a card? Get personalized credit card offers with CardMatch™.
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
15.74% to 25.24% variable
$0
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees

Compare up to 4 providers

Compare more Chase credit cards

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