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Chase Freedom Unlimited® vs Chase Slate® credit card

Earn cash back or save money on balance transfer fees.

Megan Horner
Megan Horner

Last updated:

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These are both $0-annual-fee cards that offer intro APRs on purchases and balance transfers. However, the Chase Slate® credit card is more specialized for balance transfers, with a 0% intro fee on transfers you make within the first 60 days, then the greater of $5 or 5%. It doesn’t offer rewards or a signup bonus. Meanwhile, the Chase Freedom Unlimited® offers 1.5% cash back on all purchases, along with a signup bonus.

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Chase Slate® credit card

Chase Slate® credit card
finder.com's rating
finder.com's rating

★★★★★

4.2 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • Earn unlimited 1.5 cash back on every purchase.
  • Intro APR and intro fee period on balance transfers
Welcome offer
Welcome offer

$150 after spending $500 in the first 3 months

No balance transfer fees for transfers made the first 60 days, then $5 or 5%
Rewards
Rewards

1.5% cash back on all purchases

N/A

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 16.49% to 25.24% variable

0% intro APR for 15 months, and then 16.49% to 25.24% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 16.49% to 25.24% variable

Fee:  $5 or 5% of the transaction, whichever is greater ​ ​ ​

APR: 0% intro APR for 15 months, then 16.49% to 25.24% variable

Fee:  $5 or 5% of the transaction, whichever is greater ​ ​ ​

Cash advance
Cash advance

APR: 26.49% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.49% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $37
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Which card should you choose?

Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • No annual fee
  • Easy-to-earn signup bonus
  • Zero fraud liability

Chase Slate® credit card

Chase Slate® credit card

  • Intro balance transfer fee for the first 60 days, then $5 or 5% of the transfer, whichever is greater
  • 0% intro APR on purchases and balance transfers for the first 15 months, then 16.49% to 25.24% variable
  • Free FICO credit score

Compare credit cards

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
Citi Simplicity® Card
Citi Simplicity® Card
0% intro for the first 21 months (then 16.24% to 26.24% variable)
$5 or 5% of the transaction, whichever is greater
670
Enjoy one of the longest intro APRs on balance transfers, no late fees, no penalty rate and no annual fee.
Apply now
View details
Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
0% intro for the first 21 months (then 15.24% to 25.24% variable)
$5 or 5% of the transaction, whichever is greater
690
Get one of the best balance transfer intro APR promotions available. Plus, access Citi Entertainment℠ to purchase tickets to concerts, sporting events, dining experiences and more.
Apply now
View details
Citi® Double Cash Card
Citi® Double Cash Card
0% intro for the first 18 months (then 15.49% to 25.49% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn 1% cash back when you pay off your card, on top of the 1% cash back you earn when you make purchases for double cash back.
Apply now
View details
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Apply now
View details
Citi Rewards+℠ Card
Citi Rewards+℠ Card
0% intro for the first 15 months (then 14.99% to 24.99% variable)
$5 or 3% of the transaction, whichever is greater
670
The only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Apply now
View details

Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual fee
Citi® Double Cash Card
Citi® Double Cash Card
1% cash back when you make purchases and 1% cash back when you pay off your card
15.49% to 25.49% variable
$0
Apply now
View details
Earn 1% cash back when you pay off your card, on top of the 1% cash back you earn when you make purchases for double cash back.
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$0
Apply now
View details
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One® Quicksilver® Cash Rewards Credit Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.49%, 21.49% or 25.49% variable)
$0
See offer
View details
Earn unlimited 1.5% cash back on every purchase, every day.
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
See offer
View details
Can't decide on a card? Get personalized credit card offers with CardMatch™.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.49% to 25.49% variable)
$95
Apply now
View details
6% cash back at US supermarkets. Rates & fees

Compare up to 4 providers

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