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Chase Freedom Unlimited® vs Chase Slate® credit card

Earn cash back or save money on balance transfer fees.

Megan Horner
Megan Horner

Updated

Fact checked
These are both $0-annual-fee cards that offer intro APRs on purchases and balance transfers. However, the Chase Slate® credit card is more specialized for balance transfers, with a 0% intro fee on transfers you make within the first 60 days, then the greater of $5 or 5%. It doesn’t offer rewards or a signup bonus. Meanwhile, the Chase Freedom Unlimited® offers 1.5% cash back on all purchases, along with a signup bonus.

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Rates & Fees

Chase Slate® credit card

Chase Slate® credit card

Rates & Fees
finder.com's rating
finder.com's rating

★★★★★

4.2 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • Earn unlimited 1.5 cash back on every purchase.
  • Intro APR and intro fee period on balance transfers
Welcome offer
Welcome offer

$200 after spending $500 in the first 3 months

No balance transfer fees for transfers made the first 60 days, then $5 or 5%
Rewards
Rewards

3.5% on Lyft and 1.5% cash back on all other purchases

N/A
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 12.99% to 24.74% variable

0% intro APR for 15 months, and then 14.99% to 23.74% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR 12.99% to 24.74% variable

0% intro APR for 15 months, then 14.99% to 23.74% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Which card should you choose?

Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • Earn an unlimited, flat cash back rate of 1.5%.
  • Get a welcome offer of $200 after you spend $500 within your first 3 months of account opening.
  • Don't pay an annual fee.

Chase Slate® credit card

Chase Slate® credit card

  • Intro balance transfer fee for the first 60 days, then $5 or 5% of the transfer, whichever is greater
  • 0% intro APR on purchases and balance transfers for the first 15 months, then 14.99% to 23.74% variable
  • Free FICO credit score

Compare credit cards

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
0% intro for the first 18 months (then 14.74% to 24.74% variable)
$5 or 3% of the transaction, whichever is greater
740
Long 18 months intro APR periods on purchases and balance transfers. Plus Citi Entertainment℠ for deals on dining and going out.
Apply now
View details
Citi® Double Cash Card
Citi® Double Cash Card
0% intro for the first 18 months (then 13.99% to 23.99% variable)
$5 or 3% of the transaction, whichever is greater
740
This one of the most valuable flat cashback cards. It comes with 2% cash back (1% when you buy plus 1% when you pay) and 18 months to pay off transfers.
Apply now
View details
Luxury Card Mastercard® Titanium Card™
Luxury Card Mastercard® Titanium Card™
0% intro for the first 15 billing cycles (then 14.99% variable)
$5 or 3% of the transaction, whichever is greater
700
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
Apply now
View details
TD Cash Credit Card
TD Cash Credit Card
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
$5 or 3% of the transaction, whichever is greater
680
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
Apply now
View details
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
See issuer's website
300
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
See offer
View details
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Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual fee
Citi® Double Cash Card
Citi® Double Cash Card
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
13.99% to 23.99% variable
$0
Apply now
View details
This one of the most valuable flat cashback cards. It comes with 2% cash back (1% when you buy plus 1% when you pay) and 18 months to pay off transfers.
TD Cash Credit Card
TD Cash Credit Card
3% on dining, 2% at grocery stores and 1% on all other eligible purchases
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
$0
Apply now
View details
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
See offer
View details
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Credit One Bank® Visa® with Free Credit Score Access
Credit One Bank® Visa® with Free Credit Score Access
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
17.99% to 23.99% variable
$0 to $99
Apply now
View details
Get 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Credit One Bank® Unsecured Visa® with Cash Back Rewards
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
17.99% to 23.99% variable
$0 to $99
Apply now
View details
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
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Compare up to 4 providers

Compare more Chase credit cards

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