Chase Freedom Unlimited® vs Chase Slate® credit card

Earn cash back or save money on balance transfer fees.

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These are both $0-annual-fee cards that offer intro APRs on purchases and balance transfers. However, the Chase Slate® credit card is more specialized for balance transfers, with a 0% intro fee on transfers you make within the first 60 days, then the greater of $5 or 5%. It doesn’t offer rewards or a signup bonus. Meanwhile, the Chase Freedom Unlimited® offers 1.5% cash back on all purchases, along with a signup bonus.

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Chase Slate® credit card

Chase Slate® credit card

finder.com's rating
finder.com's rating

★★★★★

4.2 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • Earn unlimited 1.5 cash back on every purchase.
  • Intro APR and intro fee period on balance transfers
Welcome offer
Welcome offer

$150 after spending $500 in the first 3 months

No balance transfer fees for transfers made the first 60 days, then $5 or 5%

Rewards
Rewards

1.5% cash back on all purchases

N/A

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 16.49% to 25.24% variable

0% intro APR for 15 months, and then 16.49% to 25.24% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 16.49% to 25.24% variable

Fee:  $5 or 5% of the transaction, whichever is greater ​ ​ ​

APR: 0% intro APR for 15 months, then 16.49% to 25.24% variable

Fee:  $5 or 5% of the transaction, whichever is greater ​ ​ ​

Cash advance
Cash advance

APR: 26.49% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.49% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $37
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Which card should you choose?

Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • No annual fee
  • Easy-to-earn signup bonus
  • Zero fraud liability

Chase Slate® credit card

Chase Slate® credit card

  • Intro balance transfer fee for the first 60 days, then $5 or 5% of the transfer, whichever is greater
  • 0% intro APR on purchases and balance transfers for the first 15 months, then 16.49% to 25.24% variable
  • Free FICO credit score

Compare credit cards

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
Citi Simplicity® Card
0% intro for the first 21 months (then 16.24% to 26.24% variable)
$5 or 5% of the transaction, whichever is greater
670
Enjoy one of the longest intro APRs on balance transfers, no late fees, no penalty rate and no annual fee.
Citi® Diamond Preferred® Card
0% intro for the first 21 months (then 15.24% to 25.24% variable)
$5 or 5% of the transaction, whichever is greater
690
Get one of the best balance transfer intro APR promotions available. Plus, access Citi Entertainment℠ to purchase tickets to concerts, sporting events, dining experiences and more.
Citi® Double Cash Card
0% intro for the first 18 months (then 15.49% to 25.49% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn 1% cash back when you pay off your card, on top of the 1% cash back you earn when you make purchases for double cash back.
Blue Cash Everyday® Card from American Express
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Citi Rewards+℠ Card
0% intro for the first 15 months (then 14.99% to 24.99% variable)
$5 or 3% of the transaction, whichever is greater
670
The only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual fee
Citi® Double Cash Card
1% cash back when you make purchases and 1% cash back when you pay off your card
15.49% to 25.49% variable
$0
Earn 1% cash back when you pay off your card, on top of the 1% cash back you earn when you make purchases for double cash back.
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Capital One® Quicksilver® Cash Rewards Credit Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.49%, 21.49% or 25.49% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
CardMatch™ from creditcards.com
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Can't decide on a card? Get personalized credit card offers with CardMatch™.
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.49% to 25.49% variable)
$95
6% cash back at US supermarkets. Rates & fees

Compare up to 4 providers

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