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Chase Freedom Unlimited® vs Chase Slate® credit card

Megan Horner
Last updated:

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Earn cash back or save money on balance transfer fees.

The main difference between the Chase Freedom Unlimited® and Chase Slate® credit card is how they let you save money: You can earn cash back with the Freedom Unlimited card, but you can save money on balance transfer fees with the Chase Slate card. Both of these Visa cards are issued by Chase and come with no annual fee.

Compare other perks offered by these cards to make sure you choose the right one for your financial needs.

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Chase Slate® credit card

Chase Slate® credit card
finder.com's rating
finder.com's rating

★★★★★

4.2 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • First-year cash back boost and unlimited cash back
  • Intro APR and intro fee period on balance transfers
Welcome offer
Welcome offer 3% cash back on all purchases in first year up to $20,000 spent, then 1.5% cash back on all purchases None
Rewards
Rewards

3% cash back on all purchases in first year up to $20,000 spent, then 1.5% cash back on all purchases

N/A
Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 17.24% to 25.99% variable

0% intro APR for 15 months, and then 17.24% to 25.99% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 17.24% to 25.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 0% intro APR for 15 months, then 17.24% to 25.99% variable

Fee: Intro balance transfer fee for the first 60 days, then $5 or 5% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $38 Up to $37
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Which card should you choose?

Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • No annual fee
  • 3% cash back offer for first year on up to $20,000, then unlimited 1.5% cash back
  • Zero fraud liability

Chase Slate® credit card

Chase Slate® credit card

  • Intro balance transfer fee for the first 60 days, then $5 or 5% of the transfer, whichever is greater
  • 0% intro APR on purchases and balance transfers for the first 15 months, then 17.24% to 25.99% variable
  • Free FICO credit score

Compare credit cards

%
Name Product Balance Transfer APR Balance Transfer Fee Recommended Minimum Credit Score Amount Saved Filter values
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
0% intro for the first 15 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Apply now
View details
HSBC Gold Mastercard® credit card
HSBC Gold Mastercard® credit card
0% intro for the first 18 months (then 13.24%, 17.24% or 21.24% variable)
$10 or 4% of the transaction, whichever is greater
670
An 18 months 0% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees
Apply now
View details
American Express Cash Magnet® Card
American Express Cash Magnet® Card
0% intro for the first 15 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees
Apply now
View details
HSBC Cash Rewards Mastercard® credit card
HSBC Cash Rewards Mastercard® credit card
0% intro for the first 12 months (then 15.24%, 19.24% or 25.24% variable)
$10 or 4% of the transaction, whichever is greater
670
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
Apply now
View details
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
0% intro for the first 12 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
Apply now
View details

Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual Fee
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 15.24% to 26.24% variable)
$0
Apply now
View details
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
HSBC Cash Rewards Mastercard® credit card
HSBC Cash Rewards Mastercard® credit card
3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases
0% intro for the first 12 months (then 15.24%, 19.24% or 25.24% variable)
$0
Apply now
View details
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
American Express Cash Magnet® Card
American Express Cash Magnet® Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.24% to 26.24% variable)
$0
Apply now
View details
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees
Credit One Bank® Visa® Cash Back Rewards
Credit One Bank® Visa® Cash Back Rewards
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
20.24% to 26.24% variable
$0 to $99
Apply now
View details
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 15.24% to 26.24% variable)
$95
Apply now
View details
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees

Compare up to 4 providers

Compare more Chase credit cards

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