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Chase credit card app review

Pay your bills, track your rewards or activate deals with this popular app.


Fact checked

The Chase credit card app is free and helps you simplify your credit card management. And it makes cashing in your rewards easy.

Benefits of the Chase credit card app

The Chase credit card app comes with many features, including:

  • Monitor your accounts.
    You can monitor your credit card account, and if you have them, your checking and savings accounts too. If you travel, use your app to set up notifications so your cards don’t get locked.
  • Make payments.
    Pay your bills manually or set up automated payments. You can also send and receive money with Zelle and Chase QuickPay or you can make wire transfers.
  • Rewards tracking.
    Track your rewards and redeem them at any time with Chase Ultimate Rewards.
  • Chase offers.
    Activate Chase offers from your app and earn up to 30% cash back on select deals.

Drawbacks of the Chase credit card app

It’s hard to find fault with this app, if your smartphone supports it.

Customer reviews

Users love the Chase credit card app, not only because it’s easy to use and that they can manage their credit card accounts, but that they can do their whole online banking at the palm of their hand. Some users have reported bugs and issues related to the app, but expect ongoing updates that intend to fix common issues.

The J.D. Power’s credit card mobile app satisfaction study from 2019 rates Chase credit card app with three power circle ratings out of five. This is the industry average and the Chase credit card app didn’t move from last year’s spot.

Compare Chase credit cards

If you’re looking for another Chase credit card, you can manage both card from the same app.

Name Product Filter values Rewards Purchase APR Annual fee
Chase Sapphire Preferred® Card
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
15.99% to 22.99% variable
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Chase Freedom Flex℠
5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
0% intro for the first 15 months (then 14.99% to 23.74% variable)
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Chase Freedom Unlimited®
5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
0% intro for the first 15 months (then 14.99% to 23.74% variable)
This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.
Chase Sapphire Reserve®
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
16.99% to 23.99% variable
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
The World of Hyatt Credit Card
4x total points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases
15.99% to 22.99% variable
Earn 25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months.

Compare up to 4 providers

Bottom line

The Chase credit card app helps you simplify your card management. You can make payments, monitor your accounts, track your credit score and redeem rewards without paying a fee for the app.

If you already have a Chase credit card, download the app and log in with your Chase Online username and password. If you still haven’t chosen a card, make sure to compare your options until you find a card that works for you.

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