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Capital One® Savor® Cash Rewards Credit Card vs. Capital One® Quicksilver® Cash Rewards Credit Card

Two cash back cards with different earning potential.

The Capital One® Savor® Cash Rewards Credit Card offers an accelerated cashback rate on dining and entertainment, while the Capital One® Quicksilver® Cash Rewards Credit Card offers a flat cashback rate on all purchases. Also, the Savor card is a bit more expensive, but you do get a $0 intro annual fee for your first year.

All the other differences are covered in the table below.

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

Terms apply, see rates & fees

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

4.2 / 5.0
Best for
Best for
  • Stellar cash back on dining and entertainment
  • Easy-to-earn signup bonus and flat cash back on all purchases
Welcome offer
Welcome offer

$300 after spending $3,000 in the first 3 months

$200 cash back after spending $500 in the first 3 months

Rewards
Rewards

8% cash back with Vivid Seats, 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores and 1% on all other purchases

1.5% cash back on all purchases

Purchase APR
Purchase APR

15.99% or 24.99% variable

0% intro APR for 15 months, and then 15.49% to 25.49% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $95 $0
Balance transfer APR
Balance transfer APR 15.99% to 24.99% variable 15.49% to 25.49% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Compare Capital One® Savor® Cash Rewards Credit Card vs. Capital One® Quicksilver® Cash Rewards Credit Card

Name Product Welcome offer Rewards Annual fee Filter values
Capital One® Savor® Cash Rewards Credit Card
$300 after spending $3,000 in the first 3 months
8% cash back with Vivid Seats, 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores and 1% on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn $300 after spending $3,000 in the first 3 months.
Capital One® Quicksilver® Cash Rewards Credit Card
$200 cash back after spending $500 in the first 3 months
1.5% cash back on all purchases
$0
This no-annual-fee 1.5% cashback card offers of intro APR on purchases. No foreign transaction fees set this card apart.
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