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Up to 6
Cents off a gallon
Up to $120
Annual fee
18.24% to 27.24%
Purchase APR (variable)
580
Recommended credit score
Review by
Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.
With a fair credit score of 580 or higher, you may be approved for this card. If your score is below 660, however, Fleetcor may designate your account as high-risk. In this case, you may pay steeper late fees.
If your account is deemed high-risk, you may be subject to additional fees. Fleetcor may deem your account to be high-risk if:
Fleetcor may adjust your fees, billing cycle, payment terms and credit limit if your account is high-risk. It may also add a 2% fee — what it calls a Credit Risk Assessment — per billing cycle.
Gallons purchased in a month | Rebate per gallon |
---|---|
0 to 299 | 0 |
300 to 2,999 | 3.5 cents |
3,000 to 7,999 | 4.0 cents |
8,000 to 9,999 | 5.0 cents |
10,000+ | 6 cents |
Fee | Purpose/When it applies | Amount |
---|---|---|
Account fee | Membership fee for using your card. | Up to $10 per account per month. |
Late fee | Not paying the required balance by the due date. |
|
Check-by-phone fee | Paying your bill by calling a customer service representative. | Up to $15 |
Check-by-phone fee | Paying your bill by calling a customer service representative. | Up to $15 |
EFT setup fee | Fee if Fleetcor allows an EFT payment option and you elect to use it. | $50 (one time). |
EFT/ACH/wire fee | Initiating an EFT, ACH or wire payment. | $50 per payment. |
Returned payment fee | Making a payment that your bank doesn’t honor. | Up to $50. |
Paper statements and reports | Receiving paper statements or reports by mail. | $15 per month per account. |
Research request fee | When you request copies of your billing statements, sales slips, checks or memoranda of transactions for purposes other than investigating billing errors. | $5 per copy or the maximum amount allowed by law, whichever is less. |
If you purchase at least 300 gallons of fuel a month at BP stations, you could find this card’s strong rebates useful. If you spend less than that and want to make purchases outside of BP stations, however, a different card will likely suit you better.
If you don’t want a fleet card, consider a top-of-the-market small-business gas card to find the best fit for your business.