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Blue Cash Preferred® Card from American Express vs Amex EveryDay® Preferred Credit Card
Would you rather have cash back or Membership Rewards points?
Both the Blue Cash Preferred® Card from American Express and Amex EveryDay® Preferred Credit Card have $95 annual fees, but they differ in their rewards. The former is a cashback card offering up to a 6% rewards rate. The latter is a card that pays Membership Rewards points, with a top rewards rate of 3% that can increase to 9% or higher if you transfer points to airline partners.
Summary of card features
Blue Cash Preferred® Card from American Express
- Earn cash back. Earn 6% cash back at US supermarkets on up to $6,000 per year. After that, you'll earn 1% back. You'll also earn 6% on select US streaming services and 3% on transit purchases. At US gas stations you'll earn 3% back. For everything else you buy, you'll get 1% back.
- Welcome offer. Get $250 in statement credit after spending $1,000 on purchases in the first three months of card membership.
- Intro APR period. Enjoy a 0% intro APR period on purchases for the first 12 months of account opening. After that, a variable APR of 13.99% to 23.99% applies.
Amex EveryDay® Preferred Credit Card
- Earn cash back. Earn 3x points at US supermarkets on up to 6,000 in purchases each year, reverting to 1x points thereafter. You'll also earn 2x points at US gas stations, 2x points when you book through American Express Travel and 1x points on other eligible purchases. Amex will boost your points by 50% in a given billing cycle after using your card for purchases 30 times in that period.
- Welcome offer. Earn 15,000 points after spending $1,000 in the first 3 months.
- Intro APR on purchases. Enjoy a 0% intro APR on purchases for the first 12 months after opening your account. The rate reverts to an APR from 12.99% to 22.99% variable after that.
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