Blue Cash Everyday vs. American Express® Gold Card | finder.com

Blue Cash Everyday® Card from American Express vs. American Express® Gold Card

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Do you want to get travel perks or cash back out of your next rewards credit card?

Choosing between the Blue Cash Everyday® Card from American Express and the American Express® Gold Card is going to come down to how you plan on using your card and what kind of rewards you’re after.

The American Express® Gold Card will have more of an appeal for someone who often finds themselves at the airport. But if you’re a cashback rewards chaser, the Blue Cash Everyday® Card from American Express might be what you’re looking for.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

American Express® Gold Card

American Express® Gold Card

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★★★★★

4.5 / 5.0

★★★★★

4.6 / 5.0
Welcome offer
Welcome offer $150 statement credit after you spend $1,000 in purchases on your new card within the first 3 months. 50,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
Rewards
Rewards

Earn 3% at US supermarkets on up to $6,000 per year, then 1%. Earn 2% at US gas stations and US department stores. Earn 1% on all other purchases.

Earn 3x points on airfare booked directly with airlines; 4x points at US restaurants; and 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points).

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 14.99% to 25.99% variable

See Rates & Fees
Annual fee
Annual fee $0 $250
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 14.99% to 25.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

See Rates & Fees
Cash advance
Cash advance

APR: 27.24% variable

Fee: $3 or 5% of the transaction, whichever is greater

See Rates & Fees
Late payment fee
Late payment fee $38 $38
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 680 680
Card type
Card type Credit Other
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

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Which card should you choose?

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • No annual fee
  • Purchases and balance transfers have an intro APR for 15 months
  • Earn 3% at US supermarkets on up to $6,000 per year, then 1%. Earn 2% at US gas stations and US department stores. Earn 1% on all other purchases
  • Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months

Spending at US supermarkets with the Blue Cash Everyday® Card from American Express can make filling up your grocery cart rewarding, earning you 3% cash back on up to $6,000 per year, then 1%. And the welcome bonus is easily attainable compared to other cards: Spend $1,000 in the first 3 months of card membership and receive $150 in a statement credit. This a solid cashback card that you won't have to pay an annual fee to use.

American Express® Gold Card

American Express® Gold Card

  • Large welcome offer
  • $10 in dining statement credits monthly
  • $100 airline fee credit

The American Express® Gold Card has no foreign transaction fees and gives cardholders access to The Hotel Collection and its perks — room upgrades when available when you book a stay that's two or more nights, plus a $75 hotel credit. The annual fee of $250 each year after can easily be offset if you take advantage of the priceless travel perks.

What’s next?

If you know you’re looking for a rewards card with travel perks, you may want to apply for the American Express® Gold Card. If cash back is more your thing, consider the Blue Cash Everyday® Card from American Express.

And if neither credit card seemed financially functional, skip ahead and keep comparing credit cards until you have your “a-ha” moment.

Updated November 21st, 2018
Name Product Welcome Offer Reward Value per Dollar APR (Annual Percentage Rate) for Purchases Annual Fee
$150 statement credit after you spend $1,000 in purchases on your new card within the first 3 months.
1% cash back
14.99% to 25.99% variable
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & Fees
$200 statement credit after you spend $1,000 in purchases on your new card within the first 3 months
1% cash back
14.99% to 25.99% variable
$95
Earn $200 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & Fees
250 Back. Here’s how: Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. Plus, earn an additional $100 statement credit after you spend an additional $6,500 in purchases within your first 12 months.
1.5% cash back
14.99% to 25.99% variable
$0
Earn up to $250 back. Earn $150 back after you spend $1,000 or more in purchases with your new card within the first 3 months of Card Membership. Plus, earn an additional $100 back after you spend an additional $6,500 in purchases within your first 12 months. You will receive the cash back in the form of a statement credit. Rates & Fees
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
2 miles
17.99%, 21.99% or 24.99% variable
$0 annual fee for the first year ($89 thereafter)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
2 points
17.74% to 26.74% variable
$0 annual fee for the first year ($95 thereafter)
Enjoy a $0 annual fee on the first year and earn up to 2 Starpoints® for every dollar of eligible purchases. Rates & Fees
125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
3 points
17.74% to 26.74% variable
$95
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of Card Membership. Rates & Fees
75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
3 points
17.74% to 26.74% variable
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of Card Membership. Rates & Fees
Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months. 10% Anniversary Bonus on all Cash Rewards earned once a year.
1.5% cash back
14.99%, 18.99% or 24.99% variable
$0
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.
10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months.
1 miles
17.74% to 26.74% variable
$0
Earn 10,000 Bonus Miles after spending $500 in purchases on your new card in your first 3 months of Card Membership. Rates & Fees
30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
1 miles
17.74% to 26.74% variable
$0 annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
1 points
16.99% variable
$495
Mastercard Black Card members receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
1 points
16.99% variable
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
2 points
16.99% variable
$995
Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.

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US Credit Card Offers

Important Information*
Deserve® Classic Card
Deserve® Classic Card

APR

24.49
variable

Annual fee

0 For the first year
More info
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

16.74
variable

Annual fee

995 For the first year
More info
First Access Visa Card®
First Access Visa Card®

APR

29.99
variable

Annual fee

75 For the first year
More info
Indigo® Platinum Mastercard® Credit Card
Indigo® Platinum Mastercard® Credit Card

APR

23.9
variable

Annual fee

75 For the first year
More info
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