Do you want to get travel perks or cash back out of your next rewards credit card?
Choosing between the Blue Cash Everyday® Card from American Express and the American Express® Gold Card is going to come down to how you plan on using your card and what kind of rewards you’re after.
The American Express® Gold Card will have more of an appeal for someone who often finds themselves at the airport. But if you’re a cashback rewards chaser, the Blue Cash Everyday® Card from American Express might be what you’re looking for.
|
Blue Cash Everyday® Card from American Express
|
American Express® Gold Card
|
|---|---|
|
★★★★★ 4.5 / 5.0 |
★★★★★ 4.6 / 5.0 |
|
|
| $150 statement credit after you spend $1,000 in purchases on your new card within the first 3 months. | 35,000 points after spending $2,000 in the first 3 months |
|
Earn 3% at US supermarkets on up to $6,000 per year, then 1%. Earn 2% at US gas stations and US department stores. Earn 1% on all other purchases |
3x points on airfare booked directly with airlines; 4x points at US restaurants; 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points) |
|
0% intro APR for 15 months, and then 15.24% to 26.24% variable |
See Rates & Fees |
| $0 | $250 |
|
APR: 27.49% variable Fee: $3 or 5% of the transaction, whichever is greater |
See Rates & Fees |
| Up to $38 | Up to $38 |
| $0 | $0 |
| 25 days | 25 days |
| $0 | |
| 680 | 680 |
| Credit | Other |
| Rates & Fees | Rates & Fees |
Which card should you choose?
Blue Cash Everyday® Card from American Express
- No annual fee
- Purchases and balance transfers have an intro APR for 15 months
- Earn 3% at US supermarkets on up to $6,000 per year, then 1%. Earn 2% at US gas stations and US department stores. Earn 1% on all other purchases
- Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months
Spending at US supermarkets with the Blue Cash Everyday® Card from American Express can make filling up your grocery cart rewarding. And the welcome bonus is easily attainable compared to other cards. This a solid cashback card that you won't have to pay an annual fee to use.
American Express® Gold Card
- Large welcome offer of 35,000 bonus Membership Rewards® Points when you spend $2,000 on purchases in the first 3 months
- Ideal for high-spenders in eligible travel, dining, and groceries
- $10 in dining statement credits monthly at select restaurants
- $100 airline fee credit annually
The American Express® Gold Card has no foreign transaction fees and gives cardholders access to The Hotel Collection and its perks — room upgrades when available when you book a stay that's two or more nights, plus a $75 hotel credit. The annual fee of $250 each year after can easily be offset if you take advantage of the priceless travel perks.
What’s next?
If you know you’re looking for a rewards card with travel perks, you may want to apply for the American Express® Gold Card. If cash back is more your thing, consider the Blue Cash Everyday® Card from American Express.
And if neither credit card seemed financially functional, skip ahead and keep comparing credit cards until you have your “a-ha” moment.