Blue Cash Everyday® Card from American Express vs. American Express® Gold Card

Do you want to get travel perks or cash back out of your next rewards credit card?

Last updated:

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Choosing between the Blue Cash Everyday® Card from American Express and the American Express® Gold Card is going to come down to how you plan on using your card and what kind of rewards you’re after.

The American Express® Gold Card will have more of an appeal for someone who often finds themselves at the airport. But if you’re a cashback rewards chaser, the Blue Cash Everyday® Card from American Express might be what you’re looking for.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

American Express® Gold Card

American Express® Gold Card

finder.com's rating
finder.com's rating

★★★★★

4.5 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • Cash back on groceries and gas
  • Generous points on dining and US supermarkets
Welcome offer
Welcome offer

$150 after spending $1,000 in the first 3 months

35,000 points after spending $4,000 in the first 3 months

Rewards
Rewards

2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases

3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 14.49% to 25.49% variable

See Rates & Fees

Annual fee
Annual fee $0 $250
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 14.49% to 25.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

See Rates & Fees
Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 2.7% of each transaction None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 680 680
Card type
Card type Credit Other
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Read review

Which card should you choose?

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • No annual fee
  • Purchases and balance transfers have an intro APR for 15 months
  • Earn 3% at US supermarkets on up to $6,000 per year, then 1%. Earn 2% at US gas stations and US department stores. Earn 1% on all other purchases
  • Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months

American Express® Gold Card

American Express® Gold Card

  • Large welcome offer of 35,000 bonus Membership Rewards® Points when you spend $4,000 on purchases in the first 3 months
  • Ideal for high-spenders in eligible travel, dining, and groceries
  • $10 in dining statement credits monthly at select restaurants
  • $100 airline fee credit annually

What’s next?

If you know you’re looking for a rewards card with travel perks, you may want to apply for the American Express® Gold Card. If cash back is more your thing, consider the Blue Cash Everyday® Card from American Express.

And if neither credit card seemed financially functional, skip ahead and keep comparing credit cards until you have your “a-ha” moment.

Updated November 12th, 2019
Name Product Welcome offer Rewards Annual fee Filter values
30,000 points after spending $2,000 in the first 3 months
3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases
$150
Earn 3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases. Rates & fees
$150 after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
20,000 miles after spending $1,000 in the first 3 months
1.25x miles on all purchases and 10x miles at hotels.com/venture
$0
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
$150 after spending $1,000 in the first 3 months
1.5% cash back on all purchases
$0
Unlimited 1.5% cash back. Rates & fees
75,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees

Compare up to 4 providers

Compare more American Express credit cards

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site