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Best TD Bank credit cards of 2021

A decent lineup of cards, but there are better options available.

With only 6 cards to choose from, TD Bank has a limited selection of cards compared to larger providers. However, there are a few solid cards that can prove useful in your wallet.

When narrowing our list of the best TD Bank credit cards, we only compared TD’s card lineup against one another – not against other cards on the market. The largest factors in our ultimate placements came down to the card’s reward structure, signup bonus, and whether it served a specific niche such as businesses. With that said, there are stronger cards on the market – but if you already have a TD Bank account or they’re one of your few choices, here are your best choices.

Best for flat cash back

TD Double Up℠ Credit Card

Finder rating 4.3 / 5 ★★★★★

The TD Double Up℠ Credit Card fills the flat rate cash back niche missing from TD Bank's rewards lineup. So long as you deposit your earnings into a TD Bank account, you'll earn 2% back on your purchases.

Best for category cash back

TD Cash Credit Card

TD Cash Credit Card offers strong cashback rates on some of the most common purchasing categories and has no annual fee.

Best for the frequent traveler

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Best for businesses

TD Business Solutions Credit Card

With reward categories focused on business needs and no annual fee, you'll find great value on standard business purchases with the TD Business Solutions Credit Card.

Best for rebuilding credit

TD Cash Secured Credit Card

Few secured cards offer a rewards program, but the TD Cash Secured Credit Card bucks the trend. You'll earn cash back on some of the more common purchases you will make as you rebuild your credit.

Alternatives to TD Bank credit cards

There are several great providers out there that provide the types of cards offered by TD Bank and more. In fact, you’re likely to find cards that are more lucrative or that have better features than you’d find on a TD Bank credit card.

Bottom line

While the best TD Bank credit cards aren’t the strongest on the market, you have a few solid options that can help you earn rewards or build your credit score as you transition to other cards. You can compare all of TD Bank’s credit cards for even more options, or check out our best credit cards of 2021 for a look at our favorites from all providers.

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