Find the best cards for small businesses with rewards for gas | finder.com
fuel business credit card

Compare the best fuel business credit cards – February 2019

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If your employees are often at the pump, explore cards that will reward you with cash back or points.

Gas prices are steadily rising to become the biggest expense of many companies. Find the best fit for your spending with cards offering cash back and rewards when you fuel up your fleet.

Our pick for cashback rewards

Ink Business Cash℠ Credit Card

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No annual fee
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Best fuel credit cards

Best overall gas rewards: SimplyCash® Plus Business Credit Card

SimplyCash® Plus Business Credit Card

Save on interest with a 0% intro APR on purchases for 9 months. After that your APR will be 14.49%, 19.49% or 21.49% variable.


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This can be a solid credit card for businesses that spend up to $50,000 annually on gas. The cashback rate is in line with similar credit cards, but here you also earn accelerated cash back at office supply stores and on wireless telephone services. In addition, you get a long intro APR period on purchases, and you won’t pay an annual fee.

Best business card with a signup bonus: American Express® Business Gold Card

American Express® Business Gold Card

Earn 4x points on two categories of your choice on up to $150,000 in combined purchases annually, then 1x points. Earn 1x points on all other purchases.

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This can be an ideal card for your business if you’re spending a lot on gas and you’re planning to hire workers for your company through ZipRecruiter.

For every dollar you spend on gas and on another category of your choice, you earn 4 membership points. In addition, you get a generous signup bonus worth more than $3,000 in the form of a paid one-year subscription for the job posting platform ZipRecruiter.

Best business card with 0% intro APR: Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No annual fee
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If you want to earn accelerated cash back on categories such as gas, dining and office supplies, and you also want a long interest-free period on purchases and balance transfers — this could be the right card for you.

Also, you get to earn a solid signup bonus and you won’t pay an annual fee for the card or for additional employee cards.

Best wholesale gas rewards business credit card: Costco Anywhere Visa® Business Card by Citi

Small businesses that don’t spend much on gas, can benefit from this card. It offers one of the highest cashback rates on gas, but it’s capped at a lower annual spending limit.

In addition, you earn a solid cash back rate on dining and travel purchases worldwide, plus on all Costco purchases.

Alternatively, you can consider Sam’s Club business card, but in essence, you’d only get $20 more once you reach the cap. And you won’t get as much cashback on other categories as you would with the Costco card.

Best business card for overseas travel: United MileagePlus® Explorer Business Card

If you want to earn rewards on gas purchases, but you also travel often abroad, the United MileagePlus® Explorer Business Card could be worth considering. You get to earn accelerated miles at gas stations, restaurants, office supply stores and on your United purchases.

In addition, you get to enjoy perks on your United flights, including priority board, firest checked bag free and more.

Find the right business card

Just two clicks to see our recommendation.


How we picked our best cards

We compared all business credit cards that offer accelerated rewards on gas. And then we narrowed down the best by comparing the rewards rate, the additional benefits and their standout features.

There's a personal card with unlimited 5% cash back on gas purchases

With the Ducks Unlimited Credit Card you get to earn unlimited 5% cash back on all of your gas purchases.

And to make things even sweeter, with every purchase you make you help fund wetland conservation.

Compare business credit cards with gas rewards

How to compare fuel business credit cards

The credit cards on our list offer similar cash back or rewards on your fuel purchases, but many limit your rewards in other categories.

To find a card that maximizes your rewards on typical spending, look at your business expenses and consider:

  • Do you want cash back or rewards points? You may want cash back to reinvest into your business. If you prefer points, the American Express® Business Gold Card is your only option on our list.
  • What does your company spend the most on? If gas is your top expense, all but the Ink Business Cash℠ Credit Card on our list offer 3% cash back or 3x points on your purchases. But each card differs in how much you can earn in other categories.
  • Are you looking to transfer balances? These fuel cards for small businesses don’t offer the most generous intro APRs. And the Ink Business Cash℠ Credit Card is the only card on our list to extend an intro APR for balance transfers.
  • How often do you travel? If you fly often, the American Express® Business Gold Card offers a range of travel perks and rewards. Enjoy x points on airfare as your chosen category, with no foreign transaction fees and a selection of insurance policies and protection assistance. If your travel spending dwarfs your gas bills, consider a business travel credit card for even bigger returns.

Compare all business cards

Updated February 22nd, 2019
Name Product APR (Annual Percentage Rate) for Purchases Introductory Purchase APR Annual Fee
18.24% to 23.24% variable

N/A

$95
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
15.49% to 21.49% variable
0% for the first 12 months (then 15.49% to 21.49% variable)
$0
$500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening
15.49% to 21.49% variable
0% for the first 12 months (then 15.49% to 21.49% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months
None (Charge Card)

N/A

$0
The first corporate card for startups. No personal liability or security deposit needed, meaning your personal credit score won't be affected.
17.99% to 25.99% variable

N/A

$0 annual fee for the first year ($99 thereafter)
70,000 AAdvantage® miles after making $4,000 in purchases in first 4 months of account opening
None (Charge Card)

N/A

$595
Earn 50,000 points after spending $10,000 in the first 3 months. Plus earn 25,000 bonus points after spending an additional $10,000 in the same timeframe.

Compare up to 4 providers

Bottom line

A business rewards card can save you a bundle if fuel is among your greatest company needs. Most providers offer up to 3% cash back or 3x points at gas stations, along with varying rewards in other categories.

As you compare your other business credit card options, also consider annual fees, APRs, signup bonuses and perks that can suit your business needs.

Frequently asked questions

Kelly Waggoner

Kelly Waggoner is a senior editor with finder.com. She's worked with publishers, magazines and nonprofits throughout New York City, including ghostwriting a how-to on copyediting for the Dummies series. Between projects, she toys with words, flips through style guides and fantasizes about the serial comma's world domination.

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