Compare the best fuel business credit cards

Explore cards that'll reward you with cash back or points for spending on gas.

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Gas is the biggest expense for many companies. Find the best fit for your spending with cards offering cash back and rewards when you fuel up your fleet.

Consider this card for business gas rewards

Universal Premium Mastercard®

  • Accepted at nearly 160,000 fueling locations throughout the United States
  • Choose the most convenient and cost saving sites for your business
  • Prevent unwanted non-fuel spending by limiting purchases only to the pump
  • Open cards to make purchases at over 400,000 maintenance locations
  • Save up to 6¢ per gallon with volume rebates on purchases within the Retail Savings network
  • Save up to 15% on fuel management costs
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Best fuel business credit cards

Best overall gas rewards: American Express® Blue Business Cash Card

This can be a solid credit card for businesses that spend up to $50,000 annually on gas and other business purchases. The cashback rate is in line with similar credit cards, though you’ll enjoy this rate on all eligible purchases up to the spending cap. In addition, you get a long intro APR period on purchases, and you won’t pay an annual fee (see rates & fees).

Best business card with a welcome offer: American Express® Business Gold Card

This can be an ideal card for your business if you spend a lot on gas. If gas is one of the two highest spending categories for your business each month, you’ll earn 4x membership points at US gas stations on up to $150,000 in combined purchases with a second category annually, then 1x points.

Best business card with 0% intro purchase APR: Ink Business Cash℠ Credit Card

If you want to earn accelerated cash back on categories such as gas, dining and office supplies, and you also want a long interest-free period on purchases — this could be the right card for you. Also, you get to earn a solid signup bonus and you won’t pay an annual fee for the card or for additional employee cards.

Best wholesale gas rewards business credit card: Costco Anywhere Visa® Business Card by Citi

Small businesses that don’t spend much on gas can benefit from this card. It offers one of the highest cashback rates on gas, but it’s capped at a lower annual spending limit compared to similar credit cards.In addition, you earn a solid cashback rate on dining and travel purchases worldwide, plus on all Costco purchases.

Alternatively, you can consider Sam’s Club business card, but in essence, you’d only get $20 more once you reach the cap. And you won’t get as much cash back on other categories as you would with the Costco card.

Best business card for overseas travel: United MileagePlus® Club Business Card

If you want to earn rewards on gas purchases, but you also travel abroad often, the United MileagePlus® Club Business Card could be worth considering. You get to earn accelerated miles at gas stations, restaurants, office supply stores and on your United purchases.In addition, you get to enjoy perks on your United flights, including priority boarding, first checked bag free and more.

Find the right business card

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How we selected our top cards

We compared several relevant features among eligible fuel credit cards, including points or cash back earned per dollar spent, welcome offer value, annual fees, intro APRs, additional reward categories and annual bonuses on requisite spending. Our selected cards stood out above the rest in one or several of these categories.

What’s changed in 2019

The recently revamped American Express® Business Gold Card offers both strong rewards and flexibility.

The Business Advantage Cash Rewards Mastercard® credit card dropped off our list, replaced by the excellent American Express® Blue Business Cash Card.

Compare business credit cards with gas rewards

Name Product Filter values Rewards Purchase APR Annual fee
3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network
29.24% variable
Up to $120
Earn 3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network.
4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases
15.99% to 23.99% variable
Up to $500 back in the form of statement credits by purchasing qualifying services with FedEx using your American Express® Business Gold Card within the first 3 months, offer ends November 6, 2019. Rates & fees
12x points at Hilton, 6x points on select business and travel and 3x points on all other purchases
17.49% to 26.49% variable
Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on the card within the first 3 months of card membership. Rates & fees
6x points at Marriott Bonvoy, 4x points at US restaurants, US gas stations and on US wireless telephone and shipping services, 2x points on all other purchases
17.49% to 26.49% variable
Earn 75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months of card membership. Rates & fees
5% at office supply stores, on Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases
0% intro for the first 12 months (then 15.24% to 21.24% variable)
$500 bonus cash back after you spend $3,000 in the first 3 months.

Compare up to 4 providers

What about fleet cards and fuel cards from gas stations?

Fleet business credit cards, such as the Shell Small Business Card or the Chevron and Texaco Business Credit Card may seem like a decent choice for your company. However, these cards limit your spending to only one brand of gas stations.

Also, they don’t let you earn as many additional rewards as you would with a small business credit card. If you often travel abroad, you won’t be able to use a fleet card.

How to compare fuel business credit cards

The credit cards on our list offer similar cash back or rewards on your fuel purchases, but many limit your rewards in other categories.

To find a card that maximizes your rewards on typical spending, look at your business expenses and consider:

  • Do you want cash back or rewards points? You may want cash back to reinvest in your business. If you prefer points, the American Express® Business Gold Card is your only option on our list.
  • What does your company spend the most on? If gas is your top expense, all but the Ink Business Cash℠ Credit Card on our list offer accelerated rewards on fuel. But each card differs in how much you can earn in other categories.
  • How often do you travel? If you fly often, the American Express® Business Gold Card offers a range of travel perks and rewards. Enjoy 4x points on airfare if it’s one of your two highest spending categories, with no foreign transaction fees (see rates & fees) and a selection of insurance policies and protection assistance. If your travel spending dwarfs your gas bills, consider a business travel credit card for even bigger returns.

Bottom line

A business rewards card can save you a bundle if fuel is among your greatest company needs. Most providers offer up to 3% cash back or 3x points at gas stations, along with varying rewards in other categories.

As you compare other business credit card options, also consider annual fees, APRs, signup bonuses and perks that can suit your business needs.

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