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fuel business credit card

Compare the best fuel business credit cards – October 2018

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If your employees are often at the pump, explore cards that will reward you with cash back or points.

Gas prices are steadily rising to become the biggest expense of many companies. Find the best fit for your spending with cards offering cash back and rewards when you fuel up your fleet.

Best fuel credit cards


Best business card for office supply rewards: SimplyCash® Plus Business Credit Card from American Express

SimplyCash® Plus Business Credit Card from American Express
SimplyCash® Plus Business Credit Card from American Express

The SimplyCash® Plus Business Credit Card from American Express is a generous rewards card for those who prefer cash back to points. At its highest rewards tier, it offers an impressive 5% cash back on office supplies and wireless telephone services at US retailers, which could provide huge savings for your business.

If you spend a lot on fuel, you could receive up to 3% cash back at US retailers. The card also comes with access to handy travel perks, including car rental insurance, baggage insurance and travel accident insurance.


Best business card for overseas travel: Business Gold Rewards Card from American Express

Business Gold Rewards Card from American Express
Business Gold Rewards Card from American Express

This business card from American Express is designed for customers who prefer rewards to cash back.

Business owners who travel a lot might like the benefits of the Business Gold Rewards Card from American Express. You can earn 2x points on US purchases in one category — gas, airfare, shipping and more — and x points for the categories you don’t choose on up to $100,000 in combined purchases. After that, your rate reverts to 1x points.

You won’t pay foreign transaction fees, and you can travel easy with a range of insurance perks, including car rental loss and damage, premium roadside assistance, a baggage insurance plan and travel accident insurance.


Best business card with 0% intro APR: Ink Business Cash℠ credit card

The Ink Business Cash℠ credit card is a solid choice for small businesses that spend a lot on office supplies, Internet and phone services. Companies can earn a generous 5% cash back on those purchases, with another 2% back at gas stations and restaurants.

Compared with other gas rewards cards on our list, this one offers the longest intro APR period on purchases and balances transfers.


Best business card with accessible rewards: Business Advantage Cash Rewards Mastercard® credit card

Business Advantage Cash Rewards Mastercard
Business Advantage Cash Rewards Mastercard® credit card

The Business Advantage Cash Rewards Mastercard® credit card is a rewards card with simple cashback tiers. You earn 3% cash back at gas stations and office supply stores and 2% cash back at restaurants.

A $200 signup bonus after spending just $500 on purchases in the first 60 days your account is open is a generous and easily attainable perk.


Best business card for gas and office rewards: U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®

Business Edge Cash Rewards World Elite Mastercard
U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®

If gas, cellular services and office supplies are your company’s biggest costs, you’re going to like the U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®, which rewards you with a flat 3% cash back on all these purchases — with no limit.

The card also extends an intro APR offer on purchases for a decent 9 billing cycles, but balance transfers aren’t included.

Find the right business card

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How to compare fuel business credit cards

The credit cards on our list offer similar cash back or rewards on your fuel purchases, but many limit your rewards in other categories.

To find a card that maximizes your rewards on typical spending, look at your business expenses and consider:

  • Do you want cash back or rewards points? You may want cash back to reinvest into your business. If you prefer points, the Business Gold Rewards Card from American Express is your only option on our list.
  • What does your company spend the most on? If gas is your top expense, all but the Ink Business Cash℠ credit card on our list offer 3% cash back or 3x points on your purchases. But each card differs in how much you can earn in other categories.
  • Are you looking to transfer balances? These fuel cards for small businesses don’t offer the most generous intro APRs. And the Ink Business Cash℠ credit card is the only card on our list to extend an intro APR for balance transfers.
  • How often do you travel? If you fly often, the Business Gold Rewards Card from American Express offers a range of travel perks and rewards. Enjoy 2x points on airfare as your chosen category, with no foreign transaction fees and a selection of insurance policies and protection assistance. If your travel spending dwarfs your gas bills, consider a business travel credit card for even bigger returns.

Compare all business cards

Updated October 22nd, 2018
Name Product APR (Annual Percentage Rate) for Purchases Introductory Purchase APR Annual Fee
None (Charge Card)
$450
New cardholders can earn 75,000 Membership Rewards® bonus points by spending $10,000 on purchases for the first 50,000 points and then another $10,000 for the next 25,000 points on their new card in the first 3 months.
None (Charge Card)
$0 annual fee for the first year ($250 thereafter)
This charge card gives you the option to pay in full each month or to carry a balance for up to 60 days with no interest.
20.24% variable
$0 annual fee for the first year ($175 thereafter)
Earn 50,000 Membership Rewards® points after you spend $5,000 in qualifying purchases on the Card within your first 3 months of Card Membership.
14.24%, 19.24% or 21.24% variable
0% for the first 9 months (then 14.24%, 19.24% or 21.24% variable)
$0
Save on interest with a 0% intro APR on purchases for 9 months; after that your APR will be 14.24% - 21.24% variable.
14.99% to 20.99% variable
0% for the first 12 months (then 14.99% to 20.99% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months.
17.74% to 22.74% variable
$95
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®.
17.74% to 24.74% variable
$0 annual fee for the first year ($99 thereafter)
75,000 Bonus points after you spend $3,000 on purchases in your first 3 months from your account opening with your Marriott Rewards Premier Business credit card.
24.74% variable
$0
Get the credit you want for your business, and unlimited 1% cash back on every purchase, every day.
14.74%, 18.74% or 22.74% variable
0% for the first 9 months (then 14.74%, 18.74% or 22.74% variable)
$0
Unlimited 1.5X miles per dollar on every purchase, every day.
18.74% variable
$0 annual fee for the first year ($95 thereafter)
Unlimited 2 miles per dollar on every purchase, every day.
14.74%, 18.74% or 22.74% variable
0% for the first 9 months (then 14.74%, 18.74% or 22.74% variable)
$0
Unlimited 1.5 cash back on every purchase, every day.
18.74% variable
$0 annual fee for the first year ($95 thereafter)
Unlimited 2% cash back from Spark Cash could mean thousands of dollars each year going back into your business. No minimum to redeem.
17.74% to 24.74% variable
$0 annual fee for the first year ($95 thereafter)
50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
17.74% to 24.74% variable
0% for the first 9 months (then 17.74% to 24.74% variable)
$99
Earn 2x points on Southwest® purchases and 1x point on all other purchases. Plus 6,000 anniversary bonus points.
17.99% to 25.99% variable
$0 annual fee for the first year ($99 thereafter)
For a limited time, earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening.

Compare up to 4 providers

Bottom line

A business rewards card can save you a bundle if fuel is among your greatest company needs. Most providers offer up to 3% cash back or 3x points at gas stations, along with varying rewards in other categories.

As you compare your other business credit card options, also consider annual fees, APRs, signup bonuses and perks that can suit your business needs.

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Kelly Waggoner

Kelly Waggoner is a senior editor with finder.com. She's worked with publishers, magazines and nonprofits throughout New York City, including ghostwriting a how-to on copyediting for the Dummies series. Between projects, she toys with words, flips through style guides and fantasizes about the serial comma's world domination.

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Important Information*
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