Find the best cards for small businesses with rewards for gas | finder.com
fuel business credit card

Compare the best fuel business credit cards

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Explore cards that’ll reward you with cash back or points for spending on gas.

Gas is the biggest expense for many companies. Find the best fit for your spending with cards offering cash back and rewards when you fuel up your fleet.

Our pick for gas rewards

SimplyCash® Plus Business Credit Card from American Express

  • Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.49% - 21.49%
  • No annual fee
  • Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
  • Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases
  • With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the card, your payment history, credit record, financial resources known to us, and other factors
  • Terms apply
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Best overall gas rewards: SimplyCash® Plus Business Credit Card from American Express

This can be a solid credit card for businesses that spend up to $50,000 annually on gas. The cashback rate is in line with similar credit cards, but here you also earn accelerated cash back at office supply stores and on wireless telephone services. In addition, you get a long intro APR period on purchases, and you won’t pay an annual fee (see rates & fees).

Best business card with a welcome offer: American Express® Business Gold Card

This can be an ideal card for your business if you’re spending a lot on gas and you’re planning to hire workers for your company through ZipRecruiter. For every dollar you spend on gas and on another category of your choice, you earn 4 membership points. In addition, you get a generous bonus worth more than $3,000 in the form of paid one-year subscriptions for G Suite Basic and ZipRecruiter Standard.

Best business card with 0% intro purchase APR: Ink Business Cash℠ Credit Card

If you want to earn accelerated cash back on categories such as gas, dining and office supplies, and you also want a long interest-free period on purchases — this could be the right card for you. Also, you get to earn a solid signup bonus and you won’t pay an annual fee for the card or for additional employee cards.

Best wholesale gas rewards business credit card: Costco Anywhere Visa® Business Card by Citi

Small businesses that don’t spend much on gas can benefit from this card. It offers one of the highest cashback rates on gas, but it’s capped at a lower annual spending limit compared to similar credit cards.In addition, you earn a solid cashback rate on dining and travel purchases worldwide, plus on all Costco purchases.

Alternatively, you can consider Sam’s Club business card, but in essence, you’d only get $20 more once you reach the cap. And you won’t get as much cash back on other categories as you would with the Costco card.

Best business card for overseas travel: United MileagePlus® Club Business Card

If you want to earn rewards on gas purchases, but you also travel abroad often, the United MileagePlus® Club Business Card could be worth considering. You get to earn accelerated miles at gas stations, restaurants, office supply stores and on your United purchases.In addition, you get to enjoy perks on your United flights, including priority boarding, first checked bag free and more.

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How we selected our top cards

We compared several relevant features among eligible fuel credit cards, including points or cash back earned per dollar spent, welcome offer value, annual fees, intro APRs, additional reward categories and annual bonuses on requisite spending. Our selected cards stood out above the rest in one or several of these categories.

What’s changed in 2019

The recently revamped American Express® Business Gold Card offers both strong rewards and flexibility. The G Suite Basic and ZipRecruiter perks are also relatively new.

The Business Advantage Cash Rewards Mastercard® credit card dropped off our list, replaced by the excellent SimplyCash® Plus Business Credit Card from American Express. The latter’s 5% cashback tier is superb, launching Amex’s product into the winner’s circle.

Compare business credit cards with gas rewards

Name Product Filter values Rewards Purchase APR Annual Fee
4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases
16.49% to 24.49% variable
$295
Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of card membership. Rates & fees
12x points at Hilton, 6x points on select business and travel and 3x points on all other purchases
17.99% to 26.99% variable
$95
Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on the card within the first 3 months of card membership. Rates & fees
6x points at Marriott Bonvoy, 4x points at US restaurants, US gas stations and on US wireless telephone and shipping services, 2x points on all other purchases
17.99% to 26.99% variable
$125
Earn 75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months of card membership. Rates & fees
% cash back on a chosen business category and 2% on dining on up to $50,000 combined each year, then 1% after that and on all other purchases
0% intro for the first 9 billing cycles (then 13.49% to 23.49% variable)
$0
$200 statement credit bonus after spending $500 on purchases in the first 60 days of your account opening.
5% on office supplies, Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases
0% intro for the first 12 months (then 15.49% to 21.49% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months.

Compare up to 4 providers

What about fleet cards and fuel cards from gas stations?

Fleet business credit cards, such as the Shell Small Business Card or the Chevron and Texaco Business Credit Card may seem like a decent choice for your company. However, these cards limit your spending to only one brand of gas stations.

Also, they don’t let you earn as many additional rewards as you would with a small business credit card. If you often travel abroad, you won’t be able to use a fleet card.

How to compare fuel business credit cards

The credit cards on our list offer similar cash back or rewards on your fuel purchases, but many limit your rewards in other categories.

To find a card that maximizes your rewards on typical spending, look at your business expenses and consider:

  • Do you want cash back or rewards points? You may want cash back to reinvest in your business. If you prefer points, the American Express® Business Gold Card is your only option on our list.
  • What does your company spend the most on? If gas is your top expense, all but the Ink Business Cash℠ Credit Card on our list offer accelerated rewards on fuel. But each card differs in how much you can earn in other categories.
  • How often do you travel? If you fly often, the American Express® Business Gold Card offers a range of travel perks and rewards. Enjoy 4x points on airfare as your chosen category, with no foreign transaction fees (see rates & fees) and a selection of insurance policies and protection assistance. If your travel spending dwarfs your gas bills, consider a business travel credit card for even bigger returns.

Compare all business cards

Updated June 26th, 2019
Name Product Rewards Purchase APR Annual Fee
N/A
0% intro for the first 20 billing cycles (then 12.24% to 20.24% variable)
$0
Enjoy a market-leading 0% intro APR on purchases and balance transfers for the first 20 billing cycles, reverting to a variable 12.24% to 20.24% APR. Rates & Fees
5% back at US office supply stores and on US wireless telephone services on up to $50,000 annually (then 1%). 3% on a chosen category on up to $50,000 annually, then 1% after and on everything else
0% intro for the first 15 months (then 14.49% to 21.49% variable)
$0
Save on interest with a 0% intro APR on purchases for 15 months. After that your APR will be variable. Rates & fees
2x points on everyday business purchases on up to $50,000 annually, then 1x points
0% intro for the first 12 months (then 15.49% to 21.49% variable)
$0
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
12x points at Hilton, 6x points on select business and travel and 3x points on all other purchases
17.99% to 26.99% variable
$95
Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on the card within the first 3 months of card membership. Rates & fees
2x miles on Delta purchases and 1x miles on all other purchases
0% intro for the first 6 months (then 17.99% to 26.99% variable)
$0 intro annual fee for the first year ($95 thereafter)
Earn 70,000 bonus miles after you make $4,000 in purchases on your new card within your first 3 months. Plus earn $50 after you make your first Delta purchase in the same timeframe. Rates & fees

Compare up to 4 providers

Bottom line

A business rewards card can save you a bundle if fuel is among your greatest company needs. Most providers offer up to 3% cash back or 3x points at gas stations, along with varying rewards in other categories.

As you compare other business credit card options, also consider annual fees, APRs, signup bonuses and perks that can suit your business needs.

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