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Compare American Express cash back cards

Earn unlimited cash back on every purchase, bonuses in two categories or boosted business cash back.

Our pick for a cashback card: Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express logo

Up to 6%

Cash back

  • $0 intro annual fee for the first year, then $95
  • Huge cashback on groceries and streaming
  • Intro APR on purchases
Apply now
Terms apply, see rates & fees
You get the same perks and features among American Express’s suite of cashback cards. The main difference between cards is where they earn the most cash back. Use our table to compare cash back benefits.
Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Preferred® Card from American Express
Up to $350: 20% back on Amazon.com purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
Earn up to $350. In your first 6 months, you can earn a $150 statement credit when you spend $3,000, and earn 20% back on Amazon purchases made with your card, up to $200 total. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
Blue Cash Everyday® Card from American Express
Up to $250: 20% back on Amazon.com purchases in the first 6 months for up to $150 back, plus $100 statement credit after spending $2,000 within the first 6 months
3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on all other purchases (redeem as statement credit)
$0
Earn up to $250. You'll get 20% back on Amazon.com purchases in the first six months for up to $150 back, and $100 after you spend $2,000 in the first six months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees
American Express Cash Magnet® Card
$150 statement credit after spending $1,000 in the first 3 months
1.5% cash back on all purchases (redeem as statement credit)
$0
With 1.5% cashback as statement credit on everything and a 15 months intro APR on purchases, this no-annual-fee rewards card makes it simple to earn more rewards. All information about this card has been collected independently by Finder.
American Express Blue Business Cash™ Card
N/A
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
$0
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.Rates & fees
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What are the best American Express cashback cards?

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express logo
Finder Rating: 4.6 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$0
Annual fee
Up to3%
Cash back
$100
Welcome offer
The Blue Cash Everyday® Card from American Express offers strong rewards at US supermarkets, US gas stations and select US department stores for no annual fee. It also comes with an attractive intro APR on purchases and a decent welcome offer.
  • Intro APR period. Enjoy a 0% intro APR on purchases for 15 months following your account opening. After that, your APR reverts to the standard rate between 13.99% to 23.99% variable.
  • Cash back. Earn 3% cash back as statement credit on purchases at US supermarkets on up to $6,000 annually and 1% after that. Also earn 2% back at US gas stations and select US department stores. On everything else you buy, earn 1% back.
  • Welcome offer. Enjoy a $100 bonus as statement credit after you spend $2,000 on purchases in your first 6 months of card membership. Plus earn 20% back on Amazon purchases on up to $150 total during that same time frame.
  • No annual fee. There is no annual fee to own the card.
Annual Fee $0
Purchase APR 0% intro for the first 15 months (then 13.99% to 23.99% variable)
Balance transfer APR N/A
Welcome offerUp to $250: 20% back on Amazon.com purchases in the first 6 months for up to $150 back, plus $100 statement credit after spending $2,000 within the first 6 months
Estimated welcome offer value $200 based on Finder's valuation
Rewards3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on all other purchases (redeem as statement credit)
Terms apply to American Express benefits and offers.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

American Express Cash Magnet® Card

American Express Cash Magnet® Card logo
Finder Rating: 4.3 / 5

★★★★★

Credit recommended (680-850)
Read review
Rates & fees

680
Min. credit score
$0
Annual fee
Up to1.5%
Cash back
$150
Welcome offer
If you're looking for a simple cashback credit card, the American Express Cash Magnet® Card is a solid contender. It lets you earn unlimited cash back as statement credit on everything you buy, and you can earn a decent welcome offer. Furthermore, you get a long intro APR period on purchases, and a variety of American Express perks like global assistance, car rental insurance and more.
  • Cash back. Earn unlimited 1.5% back in reward dollars on everything you buy. Redeem your reward dollars for statement credit, gift cards and merchandise.
  • Welcome offer. Earn $150 cash back when you spend $1,000 in your first 3 months of account opening.
  • Intro APR period. Use the 15 months intro APR period following your account opening on purchases. After that, a variable APR of 13.99% to 23.99% applies.
  • No annual fee. Own the card and earn its rewards without paying an annual fee.
Annual Fee $0
Purchase APR 0% intro for the first 15 months (then 13.99% to 23.99% variable)
Balance transfer APR N/A
Welcome offer$150 statement credit after spending $1,000 in the first 3 months
Estimated welcome offer value
Rewards1.5% cash back on all purchases (redeem as statement credit)
All information about this card has been collected independently by Finder.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express logo
Finder Rating: 4.3 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$95 ongoing
Annual fee
Up to6%
Cash back
$150
Welcome offer
The Blue Cash Preferred® Card from American Express is designed for families that mostly spend at US supermarkets, US gas stations, select US streaming services and transit. A solid welcome offer is also available, as is a decent intro APR period on purchases.
  • Cash back. Earn 6% back as statement credit on up to $6,000 in purchases at US supermarkets annually and 1% back after you reach that cap. You can also earn 3% back on US gas purchases, 6% on select US streaming services and 3% on transit purchases. On everything else you buy, you'll earn 1% back.
  • Welcome offer. Spend $3,000 on purchases within 6 months of your account opening and earn $150 bonus as a statement credit. You can also earn 20% back on Amazon purchases on up to $200 total during that same time frame.
  • Intro APR period. Enjoy a 0% intro APR period on purchases for 12 months following your account opening. Your rate reverts to 13.99% to 23.99% variable after that.
  • Free shipping with Shoprunner. With Shoprunner, you get free shipping on eligible items at more than 100 online stores. All it takes is a one-time enrollment to use this feature.
  • Entertainment access. Get access to ticket presales and events for card members in cities near you.
Annual Fee $0 intro annual fee for the first year ($95 thereafter)
Purchase APR 0% intro for the first 12 months (then 13.99% to 23.99% variable)
Balance transfer APR N/A
Welcome offerUp to $350: 20% back on Amazon.com purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months
Estimated welcome offer value
Rewards6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
Terms apply to American Express benefits and offers.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card logo
Credit recommended (670-850)
Read review
Rates & fees

670
Min. credit score
$0
Annual fee
Up to2%
Cash back
n/a
Welcome offer
With the no-annual-fee American Express Blue Business Cash™ Card you earn flat cash back as statement credit on all purchases on up to $50,000 every year. In addition, you get an intro APR period on purchases and the possibility to buy over your credit limit.
  • Cash back. Earn 2% cash back as statement credit on all purchases on up to $50,000 annually, then 1% for the rest of the year.
  • Intro APR period on purchases. The first 12 months from your account opening includes a 0% intro APR on purchases. Ideal if you are looking to make large purchases early or need to beef up your inventory, or if you want to save money on interest payments. After the intro period passes, your rate reverts to 13.24% to 19.24% variable.
  • Spend over your limit. American Express lets you spend over your stated limit without penalty, but you have to repay the difference in full each month. The amount you can use over your limit adjusts based on your card usage, payment history, credit record and other factors determined by Amex.
  • No annual fee. There is no annual fee for you or your employees.
Annual Fee $0
Purchase APR 0% intro for the first 12 months (then 13.24% to 19.24% variable)
Balance transfer APR N/A
Welcome offerN/A
Estimated welcome offer value
RewardsEarn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

Compare cash back credit cards with no foreign transaction fees

How to choose American Express cash back credit cards

To pick the right American Express cashback card, consider these questions:

  • Do you want unlimited cash back on everything you buy? If you don’t spend a lot on any particular category of purchases, the American Express Cash Magnet® Card could be worth considering. It offers 1.5% unlimited cash back as statement credit on everything you buy.
  • Do you spend a lot on groceries? Both the Blue Cash Preferred® Card from American Express and the Blue Cash Everyday® Card from American Express could work in this case. With the Blue Cash Preferred® Card from American Express, you earn higher cash back at US supermarkets and on US gas, but you get shorter intro APR period and you have to pay an annual fee.
  • Do you own a business? Businesses that want to earn flat cash back as statement credit on all purchases could consider the American Express Blue Business Cash™ Card. In addition, you get a long intro APR on purchases and you won’t pay an annual fee for the card.

What are cashback credit cards and how do they work?

Bottom line

If you know where you spend most of your money, you shouldn’t find it hard to pick the right American Express cashback credit card. You can either choose a flat cash back on all of your purchases or a specialized card for accelerated cash back in several purchase categories. You’ll find Amex cards with gas and groceries rewards for your everyday spending. And if you run a business, you can earn flat cash back on all purchases.

With any of these cards, you get the benefit of an intro APR period on purchases, and a number of American Express travel and purchase protection perks.

If you’re still not sure if any of these cards will work for you, check out other cashback credit cards and compare your options to find the right one.

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