Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Compare American Express cash back cards

Earn unlimited cash back on every purchase, bonuses in two categories or boosted business cash back.

Updated

Fact checked

Our pick for a cashback card: Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express logo

Up to 3%

Cash back

  • 3% back at US supermarkets on up to $6,000 each year, then 1%
  • Enjoy cash back on gas and at select department stores
  • No annual fee
Apply now
See rates & fees

You get the same perks and features among American Express’s suite of cashback cards. The main difference between cards is where they earn the most cash back.

Overview of American Express cashback cards

Take a look at the cards highlighted below to learn more about what Amex has to offer for cashback cards.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express logo
Finder Rating: 4.2 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$0
Annual fee
Up to 3%
Cash back
$200
Welcome offer
The Blue Cash Everyday® Card from American Express offers strong rewards at US supermarkets, US gas stations and select US department stores for no annual fee. It also comes with an attractive intro APR on purchases and a decent welcome offer.
  • Intro APR period. Enjoy a 0% intro APR on purchases for 15 months following your account opening. After that, your APR reverts to the standard rate between 13.99% to 23.99% variable.
  • Cash back. Earn 3% cash back on purchases at US supermarkets on up to $6,000 annually and 1% after that. Also earn 2% back at US gas stations and select US department stores. On everything else you buy, earn 1% back.
  • Welcome offer. Enjoy a $200 bonus as statement credit after you spend $1,000 on purchases in your first 3 months of card membership.
  • No annual fee. There is no annual fee to own the card.
Annual Fee $0
Purchase APR 0% intro for the first 15 months (then 13.99% to 23.99% variable)
Balance transfer APR N/A
Welcome offer $200 after spending $1,000 in the first 3 months
Rewards 2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases

American Express Cash Magnet® Card

American Express Cash Magnet® Card logo
Finder Rating: 4.3 / 5

★★★★★

Credit recommended (680-850)
Apply now
on American Express's secure site
Rates & fees

680
Min. credit score
$0
Annual fee
Up to 1.5%
Cash back
$150
Welcome offer
If you're looking for a simple cashback credit card, the American Express Cash Magnet® Card is a solid contender. It lets you earn unlimited cash back on everything you buy, and you can earn a decent welcome offer. Furthermore, you get a long intro APR period on purchases, and a variety of American Express perks like global assistance, car rental insurance and more.
  • Cash back. Earn unlimited 1.5% back in reward dollars on everything you buy. Redeem your reward dollars for statement credit, gift cards and merchandise.
  • Welcome offer. Earn $150 as statement credit once you spend $1,000 on purchases within your first 3 months of card membership.
  • Intro APR period. Use the 15 months intro APR period following your account opening on purchases. After that, a variable APR of 13.99% to 23.99% applies.
  • No annual fee. Own the card and earn its rewards without paying an annual fee.
Annual Fee $0
Purchase APR 0% intro for the first 15 months (then 13.99% to 23.99% variable)
Balance transfer APR N/A
Welcome offer $150 after spending $1,000 in the first 3 months
Rewards 1.5% cash back on all purchases

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express logo
Finder Rating: 4.3 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$95 ongoing
Annual fee
Up to 6%
Cash back
$300
Welcome offer
The Blue Cash Preferred® Card from American Express is designed for families that mostly spend at US supermarkets, US gas stations, streaming services and transit. A solid welcome offer is also available, as is a decent intro APR period on purchases.
  • Cash back. Earn 6% back on up to $6,000 in purchases at US supermarkets annually and 1% back after you reach that cap. You can also earn 3% back on US gas purchases, 6% on select US streaming services and 3% on transit purchases. On everything else you buy, you'll earn 1% back.
  • Welcome offer. Spend $3,000 on purchases within 6 months of your account opening and earn $300 bonus as a statement credit. This offer expires December 10, 2020.
  • Intro APR period. Enjoy a 0% intro APR period on purchases for 12 months following your account opening. Your rate reverts to 13.99% to 23.99% variable after that.
  • Free shipping. With Shoprunner, you get free shipping on eligible items at more than 100 online stores. All it takes is a one-time enrollment to use this feature.
  • Entertainment access. Get access to ticket presales and events for card members in cities near you.
Annual Fee $0 intro annual fee for the first year ($95 thereafter)
Purchase APR 0% intro for the first 12 months (then 13.99% to 23.99% variable)
Balance transfer APR N/A
Welcome offer $300 after spending $3,000 in the first 6 months (Offer expires 12/10/2020)
Rewards 6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases

American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card logo
Credit recommended (670-850)
Read review
Rates & fees

670
Min. credit score
$0
Annual fee
Up to 2%
Cash back
$300
Welcome offer
With the no-annual-fee American Express Blue Business Cash™ Card you earn flat cash back on all purchases, with accelerated rate on up to $50,000 every year. In addition, you get an intro APR period on purchases and the possibility to buy over your credit limit.
  • Cash back. Earn 2% cash back on all purchases on up to $50,000 annually, then 1% for the rest of the year.
  • Intro APR period on purchases. The first 12 months from your account opening includes a 0% intro APR on purchases. Ideal if you are looking to make large purchases early or need to beef up your inventory, or if you want to save money on interest payments. After the intro period passes, your rate reverts to 13.24% to 19.24% variable.
  • Spend over your limit. American Express lets you spend over your stated limit without penalty, but you have to repay the difference in full each month. The amount you can use over your limit adjusts based on your card usage, payment history, credit record and other factors determined by Amex.
  • Additional cards. Get up to 99 additional cards to keep all of your spending on one account.
  • No annual fee. There is no annual fee for you or your employees.
Annual Fee $0
Purchase APR 0% intro for the first 12 months (then 13.24% to 19.24% variable)
Balance transfer APR N/A
Welcome offer Up to $300 in statement credits: $100 each at Dell Technologies, DocuSign or FedEx in the first 3 months
Rewards 2% cash back on all purchases on up to $50,000 per calendar year, then 1%

Compare cash back credit cards with no foreign transaction fees

How to choose American Express cash back credit cards

To pick the right American Express cashback card, consider these questions:

What are cashback credit cards and how do they work?

Compare American Express cashback credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
$0
Get 3% cash back on groceries on up to $6,000 annually (then 1%) with no annual fee. This is a simple and effective rewards card. Rates & fees
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 13.99% to 23.99% variable)
$0 intro annual fee for the first year ($95 thereafter)
Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $300. This heavy-hitter rewards card has uncontested value. Rates & fees
American Express Cash Magnet® Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
$0
With 1.5% back on everything and a 15 months intro APR on purchases, this no-annual-fee rewards card makes it simple to earn more rewards. Rates & fees
American Express Blue Business Cash™ Card
2% cash back on all purchases on up to $50,000 per calendar year, then 1%
0% intro for the first 12 months (then 13.24% to 19.24% variable)
$0
Earn 2% cash back on all purchases on up to $50,000 per calendar year, then 1%. Rates & fees
The Plum Card® from American Express
1.5% discount when you pay early
N/A
$0 intro annual fee for the first year ($250 thereafter)
Get a 1.5% discount when you pay early, with no cap on what you can earn back. Rates & fees
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
loading

Compare up to 4 providers

Bottom line

If you know where you spend most of your money, you shouldn’t find it hard to pick the right American Express cashback credit card. You can either choose a flat cash back on all of your purchases or a specialized card for accelerated cash back in several purchase categories. You’ll find Amex cards with gas and groceries rewards for your everyday spending. And if you run a business, you can earn flat cash back on all purchases.

With any of these cards, you get the benefit of an intro APR period on purchases, and a number of American Express travel and purchase protection perks.

If you’re still not sure if any of these cards will work for you, check out other cashback credit cards and compare your options to find the right one.
Top 1.5% cashback credit cards

Compare all cashback credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
$0
Get 3% cash back on groceries on up to $6,000 annually (then 1%) with no annual fee. This is a simple and effective rewards card. Rates & fees
Chase Freedom Flex℠
5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
0% intro for the first 15 months (then 14.99% to 23.74% variable)
$0
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 13.99% to 23.99% variable)
$0 intro annual fee for the first year ($95 thereafter)
Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $300. This heavy-hitter rewards card has uncontested value. Rates & fees
Citi® Double Cash Card
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
13.99% to 23.99% variable
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
Chase Freedom Unlimited®
5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
0% intro for the first 15 months (then 14.99% to 23.74% variable)
$0
This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.
Costco Anywhere Visa® Card by Citi
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
15.24% variable
$0
An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.
American Express Cash Magnet® Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
$0
With 1.5% back on everything and a 15 months intro APR on purchases, this no-annual-fee rewards card makes it simple to earn more rewards. Rates & fees
Petal 2 “Cash Back, No Fees” Visa® Credit Card
Up to 10% cash back from select merchants, on other purchases earn 1% back, 1.25% after six on-time payments and 1.5% after 12 on-time payments
12.99% to 26.99% variable
$0
Build your credit with rewards and no fees: Apply if you're new to credit or have a fair to good score of 600 or higher. See if you prequalify with no impact to your score.
TD Cash Credit Card
3% on dining, 2% at grocery stores and 1% on all other eligible purchases
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
$0
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Credit One Bank® Visa® with Free Credit Score Access
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
17.99% to 23.99% variable
$0 to $99
Get 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Credit One Bank® Unsecured Visa® with Cash Back Rewards
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
17.99% to 23.99% variable
$0 to $99
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Credit One Bank® Unsecured Visa® for Rebuilding Credit
1% cash back on all purchases on eligible purchases
17.99% to 23.99% variable
$0 to $99
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Official NASCAR® Credit Card from Credit One Bank®
Up to 1% cash back on eligible purchases determined by Credit One and double cash back at the NASCAR Shop
17.99% to 23.99% variable
$0 to $99
Get up to 1% cash back rewards on eligible purchases determined by Credit One and double cash back rewards at the NASCAR Shop.
loading

Compare up to 4 providers

Frequently asked questions

Related Posts

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site