Review: Barclaycard Rewards Mastercard

Another Barclaycard credit card

Barclaycard Arrival® Plus World Elite Mastercard®

• Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
• Earn unlimited 2X miles on every purchase
• NEW - Control your card - instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
• Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
• Get 5% miles back to use toward your next redemption, every time you redeem
• No foreign transaction fees
• International chip and PIN for use at self-service chip terminals around the world
• Miles don’t expire as long as your account is open, active and in good standing

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Name	Product	Welcome Offer	Rewards	Annual Fee
Chase Sapphire Preferred® Card		60,000 points after spending $4,000 in the first 3 months	2x points on travel and dining. 1x points on all other purchases	$95	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.	Apply now View details	Compare	loading Fetching your data...
Chase Freedom Unlimited®		3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases	3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases	$0	Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.	Apply now View details	Compare	loading Fetching your data...
Chase Freedom®		$150 cash back after spending $500 in the first 3 months	5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases	$0	0% intro APR for 15 months from account opening on purchases and balance transfers.	Apply now View details	Compare	loading Fetching your data...
Chase Sapphire Reserve®		50,000 points after spending $4,000 in the first 3 months	3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases	$450	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.	Apply now View details	Compare	loading Fetching your data...
Blue Cash Everyday® Card from American Express		$150 statement credit after spending $1,000 in the first 3 months	3% at US supermarkets on up to $6,000 per year, then 1%. 2% at US gas stations and select US department stores and 1% on all other purchases	$0	Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
U.S. Bank FlexPerks® Travel Rewards® Card		25,000 points after spending $2,000 in the first 4 months	2x points on gas, groceries and airlines, whichever you spend the most on each month, 2x points on cell phone services and charities and 1x points on all other purchases	$0 intro annual fee for the first year ($49 thereafter)	Earn 25,000 enrollment FlexPoints worth $375 in travel after spending $2,000 in the first 4 months.	Apply now View details	Compare	loading Fetching your data...
U.S. Bank Cash+™ Visa Signature® Card		$150 after spending $500 in the first 90 days	5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases	$0	When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus.	Apply now View details	Compare	loading Fetching your data...
Blue Cash Preferred® Card from American Express		$200 statement credit after spending $1,000 in the first 3 months	6% at US supermarkets on up to $6,000 per year, then 1%. 3% at US gas stations and select US department stores and 1% on all other purchases	$95	Earn $200 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
American Express Cash Magnet® Card		$150 after spending $1,000 in the first 3 months	Earn unlimited 1.5% cash back on your purchases	$0	Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
American Express® Gold Card		35,000 points after spending $2,000 in the first 3 months	3x points on airfare booked directly with airlines; 4x points at US restaurants; 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points)	$250	35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees	Apply now View details	Compare	loading Fetching your data...
Barclaycard Arrival® Plus World Elite Mastercard®		70,000 miles after spending $5,000 in the first 90 days	2x miles on all purchases	$0 intro annual fee for the first year ($89 thereafter)	Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.	Apply now View details	Compare	loading Fetching your data...
Hilton Honors American Express Ascend Card		125,000 points after spending $2,000 in the first 3 months	12x points on Hilton Portfolio spending, 6x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases	$95	Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
Hilton Honors American Express Card		75,000 points after spending $1,000 in the first 3 months	7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases	$0	Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
HSBC Cash Rewards Mastercard® credit card		3% cash back bonus on up to $10,000 in the first 12 months, then 1.5%	3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases	$0	Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.	Apply now View details	Compare	loading Fetching your data...
Blue Delta SkyMiles® Credit Card from American Express		10,000 miles after spending $500 in the first 3 months	2x miles at US restaurants and on purchases made directly with Delta and 1x miles on all other purchases	$0	Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
Gold Delta SkyMiles® Credit Card from American Express		30,000 miles after spending $1,000 in the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months	2x miles on Delta purchases and 1x miles on all other purchases	$0 intro annual fee for the first year ($95 thereafter)	30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
Luxury Card Mastercard® Black Card™		N/A	1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back	$495	Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.	Apply now View details	Compare	loading Fetching your data...
Luxury Card Mastercard® Titanium Card™		N/A	1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back	$195	Enjoy unique excursions, privileged access to exclusive events and insider opportunities.	Apply now View details	Compare	loading Fetching your data...
Luxury Card Mastercard® Gold Card™		N/A	1x points on all purchases with 2% point value when you redeem for airfare or cash back	$995	Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.	Apply now View details	Compare	loading Fetching your data...
ABOC Platinum Rewards Credit Card		Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening	Earn 1x rewards points on all purchases and 5x points in quarterly rotating categories on up to $1,500 each quarter you activate, then 1x points	$0	Earn $150 in statement credit after you spend $1,200 on purchases within the first 90 days from account opening.	Apply now View details	Compare	loading Fetching your data...
PenFed Pathfinder Rewards American Express® Card		Earn 25,000 bonus points when you spend $2,500 in the first 90 days from account opening.	Earn 3x points on travel — or 4x points if you’re a PenFed Honors Advantage member — and 1.5x points on all other purchases	$0	Earn 25,000 bonus points when you spend $2,500 in the first 90 days from account opening.	Apply now View details	Compare	loading Fetching your data...
PenFed Power Cash Rewards Visa Signature® Card		$100 bonus after spending $1,500 in the first 90 days	2% cash back for all PenFed Honors Advantage members and 1.5% cash back on all purchases	$0	2% cash back for all PenFed Honors Advantage members and 1.5% cash back on all purchases made with your card.	Apply now View details	Compare	loading Fetching your data...
PenFed Platinum Rewards Visa Signature® Card		Earn a $100 bonus after spending $1,500 on purchases in the first 90 days from account opening.	Earn 5x points on gas at the pump and 3x points on groceries. Earn 1x points on all other purchases.	$0	Earn 5x points on gas at the pump and 3x points on groceries. Earn 1x points on all other purchases.	Apply now View details	Compare	loading Fetching your data...
Credit One Bank® Visa® Cash Back Rewards		N/A	1% cash back on all purchases or in categories based on Credit One Bank’s discretion	$0 to $99	Get 1% cash back rewards on eligible purchases.	Apply now View details	Compare	loading Fetching your data...
Credit One Bank® Unsecured Platinum Visa®				$0 to $99	Seeing if you pre-qualify is fast, easy and secure.	Apply now View details	Compare	loading Fetching your data...
Official NASCAR® Credit Card from Credit One Bank®			Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore	$0 to $99	Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore.	Apply now View details	Compare	loading Fetching your data...

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Barclaycard Rewards Mastercard review

Getting this rewards credit card makes sense if you wish to earn reward points according to your spending and plan to pay your account’s balance in full each month. This is because the card’s APR is on the higher side, and carrying over balances from one billing cycle could result in paying a tidy sum as interest. Not having to pay an annual fee to maintain this card is a plus, and you can also make use of interest-free days on purchases.

Benefits of the Barclaycard Rewards Mastercard

The Barclaycard Rewards Mastercard comes with multiple benefits:

• Rewards. You stand to earn 2 reward points for every dollar spent on gas, groceries and utility purchases, and you’ll earn 1 reward point on all other purchases. You can redeem your reward points once you accumulate at least 1,000 points.
• Balance transfers. Use this card to transfer balances from existing cards, in which case this card’s APR for purchases applies on transferred balances. You’ll also have to pay a balance transfer fee ( $5 or 3% of the transaction, whichever is greater ).
• Use globally. Use this card to shop and withdraw money from ATMs in more than 200 countries and territories, as long as you see the Mastercard logo.

Barclaycard Rewards Mastercard Features

If you’re considering applying for this credit card, take some time to go through its list of features.

• Annual fee. You don’t have to pay any annual fee to use this card.
• APR. The APR for purchases is at 25.24% variable, balance transfers stand at 25.24% variable and the APR for cash advances is 25.49% variable. These variable APRs are subject to change as per prevalent prime rates.
• Rewards points. There is no limit to the number of reward points you can earn or redeem, and your reward points don’t expire as long as your account remains open, active and in good standing. You can also now redeem points to a US checking or savings account, statement credits or gift cards, starting at 1,000 points for $10.
• Balance transfers. Transfer balances from existing cards to this card, in which case transferred balances attract this card’s APR for purchases. You’ll also have to pay a balance transfer fee of $5 or 3% of the transaction, whichever is greater .
• Interest-free days. There is gap of at least 23 days between the end of a billing cycle and the following due date. And if you can pay the account’s outstanding balance in full before the due date, you won’t pay interest on purchases.
• Foreign transaction fees. When you use this card internationally, you’ll pay a foreign transaction fee of 3% in US dollars for each transaction.
• Late and returned payment fees. Depending on the state you live in, you may have to pay up to $37 in late and returned payment fees.
• Card security. This microchip-enabled card offers considerably more protection against fraudulent use in comparison to cards that rely solely on magnetic strips. $0 Fraud Liability protection means you can have peace of mind for unauthorized charges that are reported.
• Credit score management. Receive free online access to FICO Credit Score, allowing you to monitor your credit and get alerted when your score has changed.

How to apply for the Barclaycard Rewards Mastercard

To apply for the Barclaycard Rewards Mastercard online, click the Go to Site button.

Eligibility criteria

• You are at least 18 years old.
• You are a permanent resident of the US.
• You have a fair credit rating.

Required documents

• Your complete name, residential status, residential address and time spent at current address.
• Your date of birth and Social Security number.
• Your phone number and email address.
• Your employment and income details.