How to prequalify for Barclaycard credit cards

Unfortunately, Barclaycard is one of the few card providers that don’t offer a credit card prequalification process. In this case, you could try and run a prequalification yourself or you could prequalify with another card provider.

How to prequalify by yourself

One way to check whether you qualify for Barclaycard credit cards is to run an unofficial prequalification yourself. Of course, this isn’t as accurate as if Barclaycard ran the prequalification, but it should be enough to give you an idea of where you stand.

First you need to check your credit score. You can grab a free copy once every 12 months with Experian, Equifax and TransUnion. If your credit score stands at 670 or higher, you have higher chances of credit card approval because all of Barclaycard’s credit cards require a minimum of 670 credit score.

But credit score isn’t the only factor affecting credit card approval. There are two things you could do to increase your chances: lower your overall credit utilization ratio to 30% or below, and consider applying for a credit-building card. Once you build your credit, you can try your luck and apply for the card you want.

Bottom line

While there’s no Barclaycard pre-qualification for American consumers, it’s available for cards from other providers. Consider getting pre-qualified for cards from Chase or American Express when comparing your options.

Compare credit cards from brands that offer prequalification

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Name	Product	Filter values	Rewards	Purchase APR	Annual fee
Chase Freedom Unlimited®			4.5% on dining at restaurants, including takeout and eligible delivery services, 4.5% on drugstore purchases, 6.5% on travel purchased through Chase Ultimate Rewards®, Unlimited 1.5% cash back on all other purchases	0% intro for the first 15 months (then 17.24% to 25.99% variable)	$0	See offer View details	This solid 1.5% cashback card gets even better with the addition of up to 6.5% back in categories like travel, drug stores and dining.	Compare	loading Fetching your data...
Chase Freedom Flex℠			5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. 5% cash back on travel purchased through Chase Ultimate Rewards® 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, 1% cash back on all other purchases.	0% intro for the first 15 months (then 17.24% to 25.99% variable)	$0	See offer View details	Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.	Compare	loading Fetching your data...
Chase Sapphire Reserve®			5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards, 3x points on other travel after earning your $300 travel credit, 10x points on Lyft rides, 10x points on Chase Dining through Ultimate Rewards, 3x points on other dining and 1x points on all other purchases	19.24% to 26.24% variable	$550	See offer View details	Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example 60,000 points are worth $900 toward travel	Compare	loading Fetching your data...

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