How to prequalify for Barclaycard credit cards

Unfortunately, Barclaycard is one of the few card providers that don’t offer a credit card prequalification process. In this case, you could try and run a prequalification yourself or you could prequalify with another card provider.

How to prequalify by yourself

One way to check whether you qualify for Barclaycard credit cards is to run an unofficial prequalification yourself. Of course, this isn’t as accurate as if Barclaycard ran the prequalification, but it should be enough to give you an idea of where you stand.

First you need to check your credit score. You can grab a free copy once every 12 months with Experian, Equifax and TransUnion. If your credit score stands at 670 or higher, you have higher chances of credit card approval because all of Barclaycard’s credit cards require a minimum of 670 credit score.

But credit score isn’t the only factor affecting credit card approval. There are two things you could do to increase your chances: lower your overall credit utilization ratio to 30% or below, and consider applying for a credit-building card. Once you build your credit, you can try your luck and apply for the card you want.

Bottom line

While there’s no Barclaycard pre-qualification for American consumers, it’s available for cards from other providers. Consider getting pre-qualified for cards from Chase or American Express when comparing your options.

Compare credit cards from brands that offer prequalification

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Name	Product	Filter values	Rewards	Purchase APR	Annual fee
Blue Cash Preferred® Card from American Express			6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)	0% intro for the first 12 months (then 13.99% to 23.99% variable)	$0 intro annual fee for the first year ($95 thereafter)	Apply now View details	Earn up to $350. In your first 6 months, you can earn a $150 statement credit when you spend $3,000, and earn 20% back on Amazon purchases made with your card, up to $200 total. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees	Compare	loading Fetching your data...
Blue Cash Everyday® Card from American Express			3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on all other purchases (redeem as statement credit)	0% intro for the first 15 months (then 13.99% to 23.99% variable)	$0	Apply now View details	Earn up to $250. You'll get 20% back on Amazon.com purchases in the first six months for up to $150 back, and $100 after you spend $2,000 in the first six months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees	Compare	loading Fetching your data...
Chase Sapphire Preferred® Card			5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases	15.99% to 22.99% variable	$95	Apply now View details	Up to $1,250 signup bonus Earn a massive signup bonus of 100,000 points with this popular travel card. That's worth up to $1,250!	Compare	loading Fetching your data...

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