Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Barclaycard balance transfer credit cards

A wide selection of travel credit cards with intro APRs.

Last updated:

If you want a travel product with a strong intro APR for balance transfers, Barclaycard might be right for you. It offers a variety of cobranded products with zero-interest periods. Two notable exceptions are the Hawaiian Airlines® World Elite Mastercard® and Uber Visa Card.

Compare Barclaycard balance transfer credit cards

Most Barclaycard travel products typically have a 15-month zero-interest intro APR period.

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
CardMatch™ from creditcards.com
See issuer's website
300
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
JetBlue Card
0% intro for the first 12 billing cycles (then 15.99%, 19.99% or 24.99% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days.
AAdvantage® Aviator® Red World Elite Mastercard®
0% intro for the first 15 months (then 15.99%, 19.99% or 24.99% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn 60,000 bonus miles and a companion certificate when you make a purchase in the first 90 days and pay the annual fee.
NFL Extra Points Credit Card
0% intro for the first 15 months (then 15.99%, 20.99% or 25.99% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn 10,000 bonus points after you spend $500 on purchases in the first 90 days from account opening.
Holland America Line Rewards Visa® Card
0% intro for the first 15 billing cycles (then 13.99%, 18.99% or 23.99% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn points after first purchase enough to redeem for a $50 onboard credit.
loading

Compare up to 4 providers

How to do a balance transfer with Barclaycard

  1. Pick a Barclaycard product and check its balance transfer details.
    Compare cards Barclaycard balance transfer cards. Check out each card’s interest rates and fees.
  2. Apply for the card.
    Click Apply now to start the application process. Complete the form with your personal and financial details.
    Request a balance transfer and add a major credit card number and your requested balance transfer amount.
  3. Submit your application.
    Review your information before submitting.
  4. Wait for your balance transfer to complete.
    Keep making payments on your debt to existing creditors even after you’re approved for your card — and until your transfer is complete. Your transfer might take up to a few weeks. Call Barclaycard support at 866-928-8598 if you have any questions.
  5. Confirm your personalized balance transfer details.
    If you’re approved, Barclaycard will send you individual terms for your card. Check your card’s ongoing APR. Also, note when your intro APR ends.

How to do a balance transfer with Barclaycard by phone

  1. Call the Barclaycard support number on the back of your credit card.
  2. Give the required security information to the representative, as well as the details of your previous credit card and how much you wish to transfer.
  3. Get confirmation from the representative that your balance transfer is initiated.
  4. Wait for your balance transfer to complete, which can take up to a few weeks. In the meantime, continue making payments to your previous card issuer.

How to do a balance transfer with Barclaycard online

  1. Log in to your online Barclaycard account.
  2. Under Transfers & offers in the main menu, click Money & balance transfers.
  3. You’ll see balance transfer offers you qualify for. Select the appropriate offer for you.
  4. Input details of your balance transfer, including the details of your previous credit card and how much you wish to transfer.
  5. Confirm your information and submit your transfer.
  6. Wait for your balance transfer to complete, which can take up to a few weeks. In the meantime, continue making payments to your previous card issuer.

How long will it take to complete a balance transfer with Barclaycard?

Barclaycard will process your balance transfer 10 days after it mails your card. It may take up to four weeks for the transfer to post to your other accounts.

What are the benefits of a balance transfer with Barclaycard?

Here why you might want to use Barclaycard to make a balance transfer:

  • Many cards have intro APRs.
    The vast majority of Barclaycard’s portfolio gives you a balance transfer intro APRs between 12 and 15 months.
  • Earn rewards with most cards.
    Barclaycard’s balance transfer cards can also be used to earn rewards redeemable for flights, hotel stays, cruises and more.

What are the drawbacks of a balance transfer with Barclaycard?

Beware of these pitfalls before applying for a Barclaycard product:

  • Flagship cards tend to have weaker intro APRs — or none at all.
    You won’t find an intro APR for the Hawaiian Airlines® World Elite Mastercard® or Uber Visa Card.
  • You’ll find longer intro APRs elsewhere.
    While most Barclaycard balance transfer cards offer a 15-month intro APR, other providers offer intro APRs of up to 21 months.
  • You can’t get a 0% intro APR and waived balance transfer fees.
    If you’re looking for a combination of an intro APR period and a no-balance-transfer-fee offer, check out the Chase Slate® credit card.
  • Only balance transfers made within the first 45 days of account opening qualify for the intro APR.
    Some providers give you wider windows to qualify for an intro APR. For example, the Citi® Double Cash Card offers a intro APR for on balance transfers completed within the first 4 months of account opening. After that, a 13.99% to 23.99% variable applies.

Consider a balance transfer card from another brand

Citi® Diamond Preferred® Card

  • 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness. All transfers must be completed in first 4 months.
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® score online.
  • With Citi Entertainment℠, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 13.74% – 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Read less
Read more

What debts are eligible for a balance transfer with Barclaycard?

You can transfer debt from …

  • Non-Barclaycard credit cards.

You can’t transfer debt from …

  • Barclaycard credit cards.

Can I transfer balances to another Barclaycard card?

No, you can’t transfer a balance from one Barclaycard product to another.

This is because providers use balance transfer promotions to attract customers from other banks. If a provider offers you an intro APR, it could be losing out on a lot of interest payments. However, it hopes the investment will pay off in the long run.

Eligibility requirements

To apply for a Barclaycard product, you must:

  • Be least 18 years old.
  • Be a resident of the US. Residents of Iowa and US territories are not eligible.
  • Have a valid Social Security number or taxpayer ID.

Barclay signage

What do I need to apply?

Here’s what you need to apply for a Barclaycard credit card:

  • Full name
  • Permanent address, time at address and residence status
  • Occupation and total annual gross income
  • Phone number and email address
  • Citizenship status, date of birth, Social Security number and mother’s maiden name
  • Optional: Major credit card number and requested transfer amount, if you want a balance transfer

I got the card. Now what?

  • Confirm that your balance transfer has posted. Log in to your Barclaycard online account to view your balance transfer. You can also call Barclaycard support to verify your transfer has posted.
  • Make payments on time. Consider making a plan to pay off your transfer before your intro APR expires. Card providers occasionally revoke intro APRs if cardholders pay late.
  • Contact customer support. If you have questions about your account, call Barclaycard support. You can also tweet Barclaycard support @AskBarclaysUS.

Bottom line

Barclaycard is an especially good choice if you want a balance transfer through a cobranded travel card.

If you’re not sure a Barclaycard card is best for your balance transfer, consider the top cards from other providers.

Frequently asked questions

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site