Barclaycard balance transfer credit cards

A wide selection of travel credit cards with intro APRs.

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If you want a travel product with a strong intro APR for balance transfers, Barclaycard might be right for you. It offers a variety of cobranded products with zero-interest periods. Two notable exceptions are the Hawaiian Airlines® World Elite Mastercard® and Uber Visa Card.

Compare Barclaycard balance transfer credit cards

Most Barclaycard travel products typically have a 15-month zero-interest intro APR period.

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
CardMatch™ from creditcards.com
See issuer's website
300
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JetBlue Card
0% intro for the first 12 billing cycles (then 17.49%, 21.49% or 26.49% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days.
AAdvantage® Aviator® Red World Elite Mastercard®
0% intro for the first 15 months (then 17.49%, 21.49% or 26.49% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn 60,000 bonus miles and a companion certificate when you make a purchase in the first 90 days and pay the annual fee.
NFL Extra Points Credit Card
0% intro for the first 15 months (then 17.49%, 22.49% or 27.49% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn 10,000 bonus points after you spend $500 on purchases in the first 90 days from account opening.
Holland America Line Rewards Visa® Card
0% intro for the first 15 billing cycles (then 15.49%, 20.49% or 25.49% variable)
$5 or 3% of the transaction, whichever is greater
670
Earn points after first purchase enough to redeem for a $50 onboard credit.

Compare up to 4 providers

What are the benefits of a balance transfer with Barclaycard?

Here why you might want to use Barclaycard to make a balance transfer:

Many cards have intro APRs.

The vast majority of Barclaycard’s portfolio gives you a balance transfer intro APRs between 12 and 15 months.

Earn rewards with most cards.

Barclaycard’s balance transfer cards can also be used to earn rewards redeemable for flights, hotel stays, cruises and more.

What are the drawbacks of a balance transfer with Barclaycard?

Beware of these pitfalls before applying for a Barclaycard product:

Flagship cards tend to have weaker intro APRs — or none at all.

You won’t find an intro APR for the Hawaiian Airlines® World Elite Mastercard® or Uber Visa Card.

You’ll find longer intro APRs elsewhere.

While most Barclaycard balance transfer cards offer a 15-month intro APR, other providers offer intro APRs of 18 to 21 months.

You can’t get a 0% intro APR and waived balance transfer fees.

If you’re looking for a combination of an intro APR period and a no-balance-transfer-fee offer, check out the Chase Slate® credit card.

Only balance transfers made within the first 45 days of account opening qualify for the intro APR.

Some providers give you wider windows to qualify for an intro APR. For example, the Citi® Double Cash Card offers a intro APR for on balance transfers completed within the first 4 months of account opening. After that, a 15.49% to 25.49% Variable applies.

The information about Citi® Double Cash Card has been collected independently by Finder and and has not been reviewed or provided by the issuer.

Consider a balance transfer card from another brand

Citi Simplicity® Card

  • No late fees, no penalty rate, and no annual fee... ever
  • 0% intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • 0% intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
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What debts are eligible for a balance transfer with Barclaycard?

You can transfer debt from …
  • Non-Barclaycard credit cards.
You can’t transfer debt from …
  • Barclaycard credit cards.

Can I transfer balances to another Barclaycard card?

No, you can’t transfer a balance from one Barclaycard product to another.

This is because providers use balance transfer promotions to attract customers from other banks. If a provider offers you an intro APR, it could be losing out on a lot of interest payments. However, it hopes the investment will pay off in the long run.

Eligibility requirements

To apply for a Barclaycard product, you must:

  • Be least 18 years old.
  • Be a resident of the US. Residents of Iowa and US territories are not eligible.
  • Have a valid Social Security number or taxpayer ID.

Barclay signage

What do I need to apply?

Here’s what you need to apply for a Barclaycard credit card:

  • Full name
  • Permanent address, time at address and residence status
  • Occupation and total annual gross income
  • Phone number and email address
  • Citizenship status, date of birth, Social Security number and mother’s maiden name
  • Optional: Major credit card number and requested transfer amount, if you want a balance transfer

How to apply for a balance transfer with Barclaycard

  1. Pick a Barclaycard product and check its balance transfer details.
    Compare cards Barclaycard balance transfer cards in the table above. Check out each card’s interest rates and fees.
  2. Apply for the card.
    Click Apply now to start the application process. Complete the form with your personal and financial details.
    Request a balance transfer and add a major credit card number and your requested balance transfer amount.
  3. Wait for your balance transfer to complete.
    Keep making payments on your debt to existing creditors until your transfer is complete. Call Barclaycard support at 866-928-8598 if you have any questions.
  4. Confirm your personalized balance transfer details.
    If you’re approved, Barclaycard will send you individual terms for your card. Check your card’s ongoing APR. Also, note when your intro APR ends.

How long will it take to complete a balance transfer with Barclaycard?

Barclaycard will process your balance transfer 10 days after it mails your card. It may take up to four weeks for the transfer to post to your other accounts.

I got the card. Now what?

  • Confirm that your balance transfer has posted. Log in to your Barclaycard online account to view your balance transfer. You can also call Barclaycard support to verify your transfer has posted.
  • Make payments on time. Consider making a plan to pay off your transfer before your intro APR expires. Card providers occasionally revoke intro APRs if cardholders pay late.
  • Contact customer support. If you have questions about your account, call Barclaycard support. You can also tweet Barclaycard support @AskBarclaysUS.

Bottom line

Barclaycard is an especially good choice if you want a balance transfer through a cobranded travel card.

If you’re not sure a Barclaycard card is best for your balance transfer, consider cards from other providers like Chase and Bank of America

Frequently asked questions

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