Barclaycard Arrival Plus™ World Elite MasterCard® review May 2017

Information verified correct on May 22nd, 2017

Do you want a credit card that offers bonus reward miles and comes with a balance transfer offer?

The Barclaycard Arrival Plus World Elite MasterCard gives new cardholders the ability to earn 50,000 bonus miles if they meet the spending criteria. If you’re looking to repay an existing debt, use this card for balance transfers and pay no interest for the first 12 months. You must pay an ongoing annual fee to use this card, but Barclaycard waives it for the first year. Plus, you can save overseas with no foreign transaction fees and other travel benefits.

Product NameBarclaycard Arrival Plus World Elite MasterCard
Intro APR for Balance Transfer0% Intro APR for 12 months (with minimum of $5 or 3% balance transfer fee)
Balance Transfer Revert RatePurchase Rate (16.74%, 20.74% or 23.74% Variable)
Balance Transfer Rate (not intro)16.74%, 20.74% or 23.74% Variable
Balance Transfer Request Time45 days
APR for Purchases ( Purchase Rate )16.74%, 20.74% or 23.74% Variable
Annual fee$0 p.a. annual fee for the first year ($89 p.a. thereafter)
Cash Advance Rate25.99% Variable
Card TypeMasterCard
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 23 days
Returned Payment Fee$37
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
0% of transaction value
Minimum Interest$0.50
Minimum Credit ScoreGood (700-739)
Minimum Age18 years of age
Annual fee$0 p.a. annual fee for the first year ($89 p.a. thereafter)
Returned Payment Fee$37
Late Payment Fee$37
Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Overseas Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Overseas Emergency Replacement$0
Overseas ATM Balance check$0
Overseas ATM Withdrawal Fee$0
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
0% of transaction value

Barclaycard Arrival Plus™ World Elite MasterCard® Review

If you’re looking to earn rewards points as you spend, you may be interested in this Barclaycard. With it, you can earn 50,000 bonus miles as a new cardholder and twice as many points as you’d usually earn when making purchases. Using this card to transfer balances from existing cards can also lead to savings, given its 0% APR on balance transfers that stays in place for the first 12 months. Another plus: complimentary insurance for cardholders.

Benefits of Barclaycard Arrival Plus™ World Elite MasterCard®

  • Earn miles sooner. Cardholders earn 2 miles for every dollar spent on all purchases. After you use your card and spend $3,000 or more on purchases within the first 90 days, you get 50,000 bonus miles that you can also use toward a $500 travel statement credit. Your reward miles don’t expire as long as your credit card account remains in good standing.
  • Multiple options in redeeming miles. Redeem your miles toward travel rewards like airfare, hotel accommodation, cruises and more. Start by making a travel purchase using your Barclaycard Arrival Plus card. You can then redeem your accumulated miles for travel statement credits toward part of or the entire amount of the travel purchase within the next 120 days.
  • MasterCard benefits. All cardholders get around-the-clock access to the global MasterCard World Elite Concierge service that can help with matters ranging from entertainment to business. They also get access to a range of Luxury Travel Benefits.
  • Complimentary travel and rental insurance. Cardholders can make use of complimentary travel accident and trip cancellation insurance, baggage delay insurance and an auto rental collision damage waiver. The card also protects you with $0 fraud liability on unauthorized charges.
  • Balance transfer offer. Save money by transferring balances from existing cards that charge high interest.

Features of the Barclaycard Arrival Plus™ World Elite MasterCard®

  • Annual fee. This credit card attracts an ongoing annual fee of $89. For new cardholders, Barclaycard waives this fee for the first year.
  • Balance transfer offer. Transfer balances from existing cards and receive a promotional 0% APR on balance transfers for the first 12 months, with a fee of minimum of $5 or 3% of the amount for each transfer, whichever is greater. This rate applies on balance transfers made within 45 days on account opening. At the end of the 12-month promotional period, the variable APR adjusts to 16.74%, 20.74% or 23.74% Variable for all outstanding balances.
  • Rewards for spending. In addition to earning reward miles sooner than usual, you can also earn miles back when you redeem them for travel. Every time you redeem your miles for statement credits, you get 5% miles back.
  • Interest-free days. You don’t have to pay any interest on purchases if you pay your account’s closing balance in full before each due date. You get at least 23 days between the end of a billing cycle and the following due date.
  • Complimentary travel and rental insurance. When you use this card to pay for travel, make use of complimentary travel accident and trip cancellation insurance, baggage delay insurance and an auto rental collision damage waiver.
  • Foreign transaction fees. Get access to your cash anywhere in the world with MasterCard — and without the cost of foreign transaction fees.

How to apply for the Barclaycard Arrival Plus™ World Elite MasterCard®

Eligibility criteria:

  • You are at least 18 years of age.
  • You are a permanent resident of the US.
  • You have an excellent credit rating.
  • You are not a resident of Iowa.

Required documents:

  • Your complete name, residential status, residential address and time spent at current address.
  • Your date of birth and Social Security number.
  • Your phone number and email address.
  • Your employment and income details.
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If you don’t want to earn reward points and transfer your existing debt, consider the Barclaycard Arrival Plus™ World Elite MasterCard®. But be sure to compare your options before deciding on the specific card that’s right for you.

Frequently asked questions

If you have questions about Barclaycard credit cards, get in touch with us at anytime.

Unfortunately, it’s not possible to know what APR you’ll receive until your application is approved. The best you can do is find the range of rates you might receive; for example, with the Barclaycard Visa with Apple Rewards, you’ll have an APR of 14.24%, 20.24% or 27.24%. Of course, the better your credit, the better your chances of receiving a favorable interest rate.

Each month, you’ll receive a summary of the transactions you’ve made with your card. You’ll see purchases you’ve made and whether you’ve accrued rewards or points with your card. By default, you’ll get your statements via mail, but you can sign up for paperless online statements.

As with all credit cards, it’s a good idea to pay off your balance in full each month to avoid accruing interest. With Barclaycard, you may not be charged interest if you pay off your balance by your monthly due date. If you are charged interest, you’ll be assessed at least $0.50.

Many Barclaycard cards come with generous rewards — and rewards cards typically require higher credit scores. You typically need a fair to excellent credit score (620 or higher) to qualify.

Barclaycard features SecurPass, a verification method to confirm your identity whenever your account is accessed. You’ll also receive fraud text alerts when there is suspicious activity on your card. Barclaycard also offers $0 Fraud Liability protection, which means you are not responsible for unauthorized purchases made with your card.

Yes, Barclaycard offers a free mobile app. Use it to access your account, track your spending, see your current balance, pay bills and even transfer balances.

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