Review: Barclaycard Arrival Plus™ World Elite MasterCard® – June 2017

Get 50,000 bonus miles and a 0% intro APR with this rewards card

The Barclaycard Arrival Plus World Elite MasterCard comes with many perks, but also an $89 annual fee. Some of the highlights include: 50,000 bonus miles if you meet the spending criteria, a no-interest balance transfer offer for the first 12 months, no foreign transaction fees and other travel benefits.
As always with a rewards card, compare the costs against the benefits to determine if this is the right card for you.

Product NameBarclaycard Arrival Plus World Elite Mastercard
Intro APR for Balance Transfer0% Intro APR for 12 months (with minimum of $5 or 3% balance transfer fee)
Balance Transfer Revert RatePurchase Rate (16.74% - 23.74% Variable)
Balance Transfer Rate (not intro)16.74%, 20.74% or 23.74% Variable
Balance Transfer Request Time45 days
APR for Purchases ( Purchase Rate )16.74% - 23.74% Variable
Annual fee$0 annual fee for the first year ($89 thereafter)
Cash Advance Rate25.99% Variable
Card TypeMasterCard
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 23 days
Returned Payment Fee$37
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
0% of transaction value
Minimum Interest$0.50
Minimum Credit ScoreGood (700-739)
Minimum Age18 years of age
Annual fee$0 annual fee for the first year ($89 thereafter)
Returned Payment Fee$37
Late Payment Fee$37
Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater

Barclaycard Arrival Plus™ World Elite MasterCard® review

If you’re looking to earn rewards points as you spend, you may be interested in this Barclaycard. With it, you can earn 50,000 bonus miles as a new cardholder and 2x points when making purchases. Using this card to transfer balances from existing cards can also lead to savings, given its 0.00% APR on balance transfers, which stays in place for the first 12 months. Another plus: travel accident and trip cancellation insurance for cardholders.

The perks

  • Earn miles quickly. Cardholders earn 2 miles for every dollar spent on all purchases. Plus, after you make $3,000 in purchases within the first 90 days, you get 50,000 bonus miles that you can also use toward a $500 travel statement credit. Your rewards miles don’t expire as long as your credit card account remains in good standing.
  • Rewards for spending. In addition to earning rewards miles quickly, you can also earn miles back when you redeem them for travel. Every time you redeem your miles for statement credits, you get 5% miles back.
  • Multiple options in redeeming miles. Redeem your miles toward travel rewards like airfare, hotel accommodations, cruises and more. Start by making a travel purchase using your Barclaycard Arrival Plus card. You can then redeem your accumulated miles for travel statement credits toward part of or the entire amount of the travel purchase within the next 120 days.
  • MasterCard benefits. All cardholders get around-the-clock access to the global MasterCard World Elite Concierge service that can help with matters ranging from entertainment to business. They also get access to a range of luxury travel benefits.
  • Complimentary travel insurance. Cardholders can make use of complimentary travel accident and trip cancellation insurance, which provides reimbursement for any nonrefundable cancellation or change fee if your trip is interrupted or cancelled for a covered reason and your tickets were purchased with your Barclaycard Arrival PlusWorld Elite MasterCard. The card also protects you with $0 fraud liability on unauthorized charges.
  • Balance transfer offer. Save money by transferring balances from existing cards that charge high interest.

The nuts and bolts

  • Annual fee. This credit card attracts an ongoing annual fee of $89. For new cardholders, Barclaycard waives this fee for the first year.
  • Balance transfer offer. Transfer balances from existing cards and receive a promotional 0.00% APR on balance transfers for the first 12 months, with a fee of minimum of $5 or 3% of the amount for each transfer, whichever is greater. This rate applies to balance transfers made within 45 days on account opening. At the end of the 12-month promotional period, the variable APR adjusts to 16.74% - 23.74% Variable for all outstanding balances.
  • Interest-free days. You don’t have to pay any interest on purchases if you pay your account’s closing balance in full before each due date. You get at least 23 days between the end of a billing cycle and the following due date.
  • Foreign transaction fees. There are no foreign transaction fees on anything you buy using your Barclaycard while in another country.

Compare Barclaycard credit cards

How to apply for the Barclaycard Arrival Plus™ World Elite MasterCard®

Always consider your options and your financial situation before you apply for a credit card.

Eligibility criteria:

  • You are at least 18 years of age.
  • You are a U.S. citizen or permanent resident.
  • You have an excellent credit rating.
  • You are not a resident of Iowa, Puerto Rico or the U.S. territories.

Required documents:

  • Your complete name, residential status, residential address and time spent at current address.
  • Your date of birth and Social Security number.
  • Your phone number and email address.
  • Your employment and income details.
Back to top

Frequently asked questions

If you have questions about Barclaycard credit cards, get in touch with us at anytime.

Unfortunately, it’s not possible to know what APR you’ll receive until your application is approved. The best you can do is find the range of rates you might receive; for example, with the Barclaycard Visa with Apple Rewards, you’ll have an APR of 16.74% - 23.74% Variable. Of course, the better your credit, the better your chances of receiving a favorable interest rate.
Each month, you’ll receive a summary of the transactions you’ve made with your card. You’ll see purchases you’ve made and whether you’ve accrued rewards or points with your card. By default, you’ll get your statements via mail, but you can sign up for paperless online statements.
As with all credit cards, it’s a good idea to pay off your balance in full each month to avoid accruing interest. With Barclaycard, you may not be charged interest if you pay off your balance by your monthly due date. If you are charged interest, you’ll be assessed at least $0.50.
Many Barclaycard cards come with generous rewards — and rewards cards typically require higher credit scores. You typically need a fair to excellent credit score (620 or higher) to qualify.
Barclaycard features SecurPass, a verification method to confirm your identity whenever your account is accessed. You’ll also receive fraud text alerts when there is suspicious activity on your card. Barclaycard also offers $0 fraud liability protection, which means you are not responsible for unauthorized purchases made with your card.
Yes, Barclaycard offers a free mobile app. Use it to access your account, track your spending, see your current balance, pay bills and even transfer balances.
Was this content helpful to you? No  Yes

Ask a Question

You are about to post a question on finder.com

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com privacy policy.

feedback