Barclaycard Arrival Plus World Elite MasterCard

Information verified correct on February 22nd, 2017

Do you want a credit card that offers bonus reward miles and comes with a balance transfer offer?

The Barclaycard Arrival Plus World Elite MasterCard gives new cardholders the ability to earn 50,000 bonus miles if they meet the spending criteria. If you’re looking to repay an existing debt, you can use this card for balance transfers and pay no interest for the first 12 months. You have to pay an ongoing annual fee to use this card, but Barclaycard waives this fee for the first year. Plus, you can make savings overseas through no foreign transaction fees and other travel benefits.

Product NameBarclaycard Arrival Plus World Elite MasterCard
Intro APR for Balance Transfer0% Intro APR for 12 months (with minimum of $5 or 3% balance transfer fee)
Balance Transfer Revert RatePurchase Rate (16.49%, 20.49% or 23.49% Variable)
Balance Transfer Rate (not intro)16.49%, 20.49% or 23.49% Variable
Balance Transfer Request Time45 days
APR for Purchases ( Purchase Rate )16.49%, 20.49% or 23.49% Variable
Annual fee$0 p.a. annual fee for the first year ($89 p.a. thereafter)
Cash Advance Rate25.74% Variable
Card TypeMasterCard
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 23 days
Returned Payment Fee$37
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
0% of transaction value
Minimum Interest$0.50
Minimum Age18 years of age
Annual fee$0 p.a. annual fee for the first year ($89 p.a. thereafter)
Returned Payment Fee$37
Late Payment Fee$37
Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Overseas Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Overseas Emergency Replacement$0
Overseas ATM Balance check$0
Overseas ATM Withdrawal Fee$0
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
0% of transaction value

Barclaycard Arrival Plus World Elite MasterCard Review

If you’re looking to earn rewards points as you spend, this Barclaycard could be of interest to you. This is because you can earn 50,000 bonus miles as a new cardholder, and you also stand to earn twice the number of points you’d usually earn when making purchases. Using this card to transfer balances from existing cards can also lead to savings, given its 0% APR on balance transfers that stays in place for the first 12 months. This credit card provides complimentary insurance covers that cardholders can use in different scenarios, which is another plus.

Benefits of Barclaycard Arrival Plus World Elite MasterCard

  • Earn miles sooner. Cardholders earn two miles for every dollar spent on all purchases. After you use your card and spend $3,000 or more on purchases within the first 90 days, you stand to get 50,000 bonus miles which you can also use to redeem a $500 worth travel statement credit. Your reward miles don’t expire as long as your credit card account remains in good standing.
  • Multiple options in redeeming miles. You can redeem your miles towards travel rewards like airfare, hotel accommodation, cruises and more. You start by making a travel purchase using your Barclaycard Arrival Plus card. You can then redeem your accumulated miles for travel statement credits toward part of or the entire amount of the travel purchase within the next 120 days.
  • MasterCard benefits. All cardholders get round-the-clock access to the global MasterCard World Elite Concierge service that can help in matters ranging from entertainment to business. They also get access to a range of Luxury Travel Benefits.
  • Complimentary insurance cover. Cardholders can make use of complimentary insurance cover including travel accident and trip cancellation insurance, baggage delay insurance, and auto rental collision damage waiver. This card also offers protection through a $0 fraud liability on unauthorised charges.
  • Balance transfer offer. You can use this card to transfer balances from existing cards that charge high interest, and save money by doing so.

Features of the Barclaycard Arrival Plus World Elite MasterCard

  • Annual fee. This credit card attracts an ongoing annual fee of $89, but new cardholders don’t have to pay this fee for the first year.
  • Balance transfer offer. If you use this card to transfer balances from existing cards you can make use of a promotional 0% APR on balance transfers for the first 12 months, with a fee of minimum of $5 or 3% of the amount for each transfer, whichever is greater. This rate applies on balance transfers made within 45 days on account opening. At the end of the 12 months promotional period, any outstanding balance starts attracting a variable APR of 16.49%, 20.49% or 23.49% Variable.
  • Rewards for spending. In addition to earning reward miles sooner than usual, you can also earn miles back when you redeem them for travel. Every time you redeem your miles for statement credits, you get 5% miles back.
  • Interest-free days. You don’t have to pay any interest on purchases if you pay your account’s closing balance in full before each due date. You get at least 23 days between the end of a billing cycle and the following due date.
  • Complimentary insurance covers. When you use this card to pay for travel you can make use of complimentary insurance covers like travel accident and trip cancellation insurance, baggage delay insurance and auto rental collision damage waiver.
  • Foreign transaction fees. Get access to your cash anywhere in the world with MasterCard and without the cost of foreign transaction fees.

How to apply for the Barclaycard Arrival Plus World Elite MasterCard

Eligibility criteria:

  • You are over 18 years of age
  • You are a permanent resident of the US
  • You have an excellent credit rating
  • Not available to residents of Iowa

Required documents:

  • Your complete name, residential status, residential address and time spent at current address
  • Your date of birth and your social security number
  • Your phone number and email address
  • Details about your employment and income
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Frequently asked questions

These are some of the most frequently asked questions about Barclaycard credit cards. If you still have questions about Barclaycard credit cards, feel free to get in touch with us anytime.

Will I know for sure what my card’s APR will be before I apply?

Unfortunately, it won’t be possible to know what APR you’ll have until your application is approved. The best you can do is find the range of rates you might receive; for example, with the Barclaycard Visa with Apple Rewards, you’ll have an APR of 14.24%, 20.24%, or 27.24%. Of course, the better your credit, the better your chances of receiving a favorable interest rate.

What is my Barclaycard credit card monthly statement?

Each month, you’ll receive a summary of the transactions you’ve made with your card. You’ll see purchases you’ve made and whether you’ve accrued rewards or points with your card. By default, you’ll get your statements via mail, but you can sign up for paperless statements that are viewable online.

What should I know about my Barclaycard credit card’s interest charges?

As with all credit cards, it’s often a good idea to pay off your balance in full each month to avoid accruing interest. With Barclaycard, you will not be charged interest if you pay off your balance by your monthly due date. If you are charged interest, you’ll be assessed at least $0.50.

Does Barclaycard require a minimum credit score to apply?

Many Barclaycard cards come with generous rewards — and rewards cards typically require higher credit scores — so it is recommended that you only apply for a Barclaycard with fair to excellent credit, which is generally a score of 680 or higher.

How does Barclaycard protect me from fraud?

Barclaycard has a feature called SecurPass, which is a verification method to confirm your identity whenever your account is accessed. You’ll also receive fraud text alerts that will notify you when there is suspicious activity on your card. Furthermore, Barclaycard offers its $0 Fraud Liability protection, which means you are not responsible for unauthorized purchases made with your card.

Does Barclaycard offer a mobile app?

Yes, Barclaycard offers a free mobile app. You can use it to access your account, track your spending, see your current balance, pay bills, and even transfer balances.

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