2022 Roth IRA income limits
Wondering if you qualify for a Roth IRA? Here are the phaseout limits for 2022, based on your modified adjusted gross income (MAGI) and tax filing status:
- For married couples filing jointly. You can contribute the full amount if you make less than $204,000 and a partial amount if you make between $204,000.01 and $213,999.99. You’re not eligible if you make $214,000 or more.
- For single taxpayers and heads of household. You can contribute the full amount if you make less than $129,000 and a partial amount if you make between $129,000.01 and 143,999.99. You’re not eligible if you make $144,000 or more.
- For married taxpayers filing separately. You can contribute a partial amount if you make less than $10,000. You’re not eligible if you make $10,000 or more.