Home Authors Matthew Boyle
Matthew Boyle

Matthew Boyle

Publisher

Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing and has commissioned over 600 guides helping UK consumers and small business owners make better financial decisions.

Matthew holds a BSc in European Business from the University of Hertfordshire and in his spare time loves to walk around Norfolk enjoying the local wildlife.

Expertise

  • Helping first-time buyers apply for a mortgage
  • Comparing bank accounts and highlighting useful features
  • Publishing easy-to-understand guides

Experience

  • Published over 600 articles on personal finance
  • Featured in leading trade publications and national press including The Times, The Telegraph, The Mirror, The Daily Express and more
  • On the judging panel for Finder’s Banking Innovation Awards

Education

  • BSc (Hons) European Business | University of Hertfordshire

Featured publications

Industry insights from Matthew Boyle

We asked Matthew to share his expertise by answering a few questions about the mortgage and banking industry in 2021.

What tips can you give to first-time buyers for getting approved for a mortgage?

Preparation is everything. For most people, getting their first mortgage is the biggest financial decision of their lives. Do your research to know any obstacles you may face, learn about what type of mortgage you want, and what fees there are. Mortgage brokers can help by providing specialist advice, for a fee. It’s smart to have a back-up plan, too. First-time buyers often find themselves being declined for a mortgage for their dream property through circumstances that can be hard to foresee. This can be disheartening but unfortunately is sometimes part of the process of getting on the property ladder.

How has the pandemic affected the mortgage industry?

Tighter lending criteria, an economic slowdown and general uncertainty among UK consumers have led to some difficult times for would-be buyers. While Brits have had some help from temporarily reduced rates in stamp duty, and lenders offering mortgage holidays, it’s still tough times for many, and house prices have risen hugely in some areas. I believe it’s far from over - the ramifications of the pandemic on mortgages and home-buying will be felt for a long time yet.

Do you think a cashless society is possible?

This transformation is well underway, speeded hugely by the pandemic. The technology in the industry is being developed at an incredible rate and initiatives like Open Banking allow users to manage nearly all aspects of their bank account and spend their money from their mobile phone. As banks continue to close branches and ATMs across the UK, more people will avoid using cash.

Featured videos

Latest articles by Matthew Boyle

0 articles written by this author

8 chores and allowance apps for kids and families

Some of the best family chore apps include Greenlight, GoHenry, FamZoo, Current, BusyKid, Chores & Allowance Bot and Things 3.

Bethany Hickey 19 June 2024
8 chores and allowance apps for kids and families

Free cash advance apps

Most cash advance apps aren’t truly free, but many offer advances with minimal fees.

Lacey Stark 17 June 2024
Free cash advance apps

Cash advance apps for Android

Explore fees for instant transfer and other details of cash advance apps for Android.

Lacey Stark 13 June 2024
Cash advance apps for Android

Meme stocks: What they are and the most popular stocks

Investing in meme stocks can produce large gains in short periods, but the stocks are volatile and are not considered a sound investment strategy.

Lacey Stark 13 June 2024
Meme stocks: What they are and the most popular stocks

Revolut vs. Wise: Which fintech is right for you?

Wise always offers the mid-market exchange rate, but Revolut has more integrations and perks. Compare these two fintechs side-by-side.

Bethany Hickey 12 June 2024
Revolut vs. Wise: Which fintech is right for you?

Loans Like CreditNinja

Compare other lenders and cash advance apps as alternatives to loans like CreditNinja.

Lacey Stark 10 June 2024
Loans Like CreditNinja

Checking accounts

Dive into these guides to better understand and manage your checking account, make your everyday finances easier.

Jessica Rosas 10 June 2024
Checking accounts

Savings accounts

Your go-to spot for understanding and maximizing the potential of your savings account

Jessica Rosas 10 June 2024
Savings accounts

How to switch checking accounts in 6 steps so it’s not a hassle

Switching to a new checking account doesn’t have to be a pain.

Bethany Hickey 10 June 2024
How to switch checking accounts in 6 steps so it’s not a hassle

Apps like Credit Genie

Compare cash advance apps that offer higher loan amounts than Credit Genie.

Lacey Stark 7 June 2024
Apps like Credit Genie
Go to site