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Chris Lilly

Chris Lilly

Head of publishing

Chris Lilly is a personal finance expert and specialises in helping UK consumers untangle the features and costs of a range of financial products. Having started out with the Press Association, Chris initially joined Finder to focus on credit cards and personal loans.

Expertise

  • Loans & credit cards
  • Building credit
  • Financial health

Experience

  • Author of over 500 articles on personal and business finance
  • Featured in leading publications including the Metro and Express
  • Interviewed key stakeholders in the lending industry, including Klarna’s senior commercial director, Russ Carroll, and Julia McColl, commercial director at Chetwood Financial

Education

  • Drawing & Applied Arts | University of the West of England
  • Foundation Diploma in Art & Design | Falmouth College of Arts

Featured publications

Industry insights from Chris Lilly

We asked Chris to share some insights on what’s shaking up the world of personal finance.

Are Brits getting savvier about their credit records?

It’s becoming more common to take control of your credit – getting to know what’s in your credit file and tracking your score from month to month. Consumers don’t expect to have to pay for this privilege, and thankfully they don’t have to.

How is Open Banking reshaping consumer lending?

Open Banking means borrowers can connect their bank accounts to finance apps, which can make it easier to demonstrate that they’re responsible with their money and would be able to afford credit. It’s also allowed innovative lenders to proactively suggest cheaper lines of credit which would save consumers money compared with expensive alternatives like overdrafts.

What is the new face of short-term borrowing?

While Wonga and many of its peers were biting the dust, some innovative fintechs started exploring new ways to help consumers bridge financial shortfalls, without it costing an arm and a leg. Salary advance services like Neyber and Salary Finance are looking at unlocking earned wages (so you don’t always have to wait until the end of the month), buy now, pay later services are letting shoppers spread payments, and innovative credit line services like Creditspring help consumers prepare for a rainy day with a more insurance-like approach.

Featured videos

Latest articles by Chris Lilly

0 articles written by this author

Chime vs. Cash App: Which fintech is right for you?

Chime is better known for traditional banking products, while Cash App is widely known for its peer-to-peer (P2P) money transfer services.

Bethany Hickey 21 June 2024
Chime vs. Cash App: Which fintech is right for you?

Symple Lending personal loans review

Symple Lending isn’t transparent about its products and services.

Lacey Stark 21 June 2024
Symple Lending personal loans review

Do any cash advance apps work with Credit Karma?

Which cash advance apps work with Credit Karma?

Lacey Stark 20 June 2024
Do any cash advance apps work with Credit Karma?

Bluevine vs. Novo: Which fintech is right for you?

Bluevine and Novo are both strong business bank accounts, but Bluevine wins for its bigger perks and more account offerings.

Bethany Hickey 20 June 2024
Bluevine vs. Novo: Which fintech is right for you?

Mercury vs. Novo: Which fintech is right for you?

Both fintechs have no-fee business checking, but Mercury offers a few more perks.

Bethany Hickey 20 June 2024
Mercury vs. Novo: Which fintech is right for you?

Varo vs. Chime: Which banking option is right for you?

Chime is better for bigger bonuses and extra features, but Varo offers cash-back rewards. Our team thinks Chime is the winner by a hair.

Bethany Hickey 20 June 2024
Varo vs. Chime: Which banking option is right for you?

FastLoanAdvance review

A review of FastLoanAdvance shows a lack of transparency about lenders and loan details.

Lacey Stark 20 June 2024
FastLoanAdvance review

Copper Banking alternatives

Copper Banking has closed all of its accounts. Here are top banking apps and cards for kids and teens to try instead of Copper.

Bethany Hickey 20 June 2024
Copper Banking alternatives

8 chores and allowance apps for kids and families

Some of the best family chore apps include Greenlight, GoHenry, FamZoo, Current, BusyKid, Chores & Allowance Bot and Things 3.

Bethany Hickey 19 June 2024
8 chores and allowance apps for kids and families

Free cash advance apps

Most cash advance apps aren’t truly free, but many offer advances with minimal fees.

Lacey Stark 17 June 2024
Free cash advance apps
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