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How to use the Amex shopping program

Spend your reward points on a variety of goods and services.

Updated

If you aren’t a frequent traveler, consider spending your earned Amex membership rewards points through the Amex shopping program instead of on travel. Though the value of points redeemed on shopping is less than points redeemed on travel, it is still a great option.

How does Amex shopping program work?

Once you accrue enough membership rewards points, you can log in to your Amex account and start shopping. Your options include electronics, office supplies, home accessories, appliances and more.

If your account is short of the points required, American Express will charge the remaining balance to your card.

How do I know if a product or service is worth the points?

When going through your redemption options, you’ll notice both the dollar and point amount listed. You can use this to calculate the value of points for a certain product or service.

For example, take the dollar value and divide it by the points required for redemption. The higher the number you get, the higher the value of your points. The average point value through the shopping program is around 0.6 cents, based on our May 2019 valuation.

How to use Amex shopping program

  1. Go to the American Express website.
  2. Log in with your user ID and password.
  3. Click Rewards and select a shopping category from there.

Amex Shopping Portal Screenshot Image: Supplied

How credit cards can help you earn more points for the Amex shopping program

American Express lets you stack up points with certain credit cards. Depending on the card, you can earn accelerated points at US restaurants, US gas stations, US supermarkets or on a direct flight and prepaid hotel purchases through amextravel.com.

In addition, most of these cards come with a solid welcome offer once you meet certain spending requirements during your first months of card membership.

Compare credit cards for the Amex shopping program

Name Product Filter values Rewards Purchase APR Annual fee
American Express® Gold Card
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
$250
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $350 with this upper-mid tier travel card. Rates & fees
The Platinum Card® from American Express
5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases
$550
One of the most valuable premium travel cards, featuring a welcome offer worth up to $1,200, multiple travel credits and unrivaled lounge access. Rates & fees
American Express® Green Card
3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases
See Pay Over Time APR
$150
Earn 3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases. Rates & fees
Blue from American Express® Card
2x points on Amex Travel and 1x points on all other purchases.
23.99% variable
$0
Earn 2x points on Amex Travel and x points on all other purchases. All information about this card has been collected independently by Finder.
Amex EveryDay® Credit Card
2x points at US supermarkets on up to $6,000 per year then 1x points after that and on all other purchases
0% intro for the first 15 months (then 12.99% to 23.99% variable)
$0
Earn 15,000 Membership Rewards® Points after you use your new card to make $1,500 in purchases in your first 3 months. All information about this card has been collected independently by Finder.
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What retailers are available through the Amex shopping program?

The Amex shopping program offers a plethora of purchasing options from brands and shops. Below are just a few examples:

CategoryRetailer
Technology Apple, Bose, GoPro, Samsung and Sony
Home and office Allied Brass, Benzara, Colonial Mills, Dare2Decor, Luxor, Nespresso, Sweet Home and Wallmart
Fashion and beauty Dyson, Majesty Diamonds, Phillips, Tag Hauer and Yeti
Sports and game Champion, Lego, New Athlete, Nike and Trek
Events and experiencesGuided hike in Yosemite National Park, hot air balloon rides in Colorado Springs, private golf lessons and private driving experience in Ferrari or Lamborghini

Bottom line

The Amex shopping program could be an excellent place to spend your membership rewards points if you rarely travel. You get a variety of purchasing options, including technology and gadgets, fashion and beauty, gift cards, travel and experiences.

However, if you’re uncertain whether this is a good fit for you, check out other rewards credit cards and compare your options.

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