Amex EveryDay vs. Blue Cash Everyday | finder.com

Amex EveryDay® Credit Card vs. Blue Cash Everyday® Card from American Express

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Is it points you’re after or cash back? Compare and see which of these two cards is best for you.

Both of these American Express branded cards come with no annual fee and reward you for filling up your grocery cart (see rates & fees). The big difference between the two is that the Blue Cash Everyday® Card from American Express lets you earn in the form of cash back, while the Amex EveryDay® Credit Card dishes out its rewards as Membership Rewards points.

Besides reward structure, see the other ways these two attractive cards for everyday spending branch out from each other.

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

finder.com's rating
finder.com's rating

★★★★★

4.4 / 5.0

★★★★★

4.5 / 5.0
Best for
Best for N/A
  • Cash back on groceries and gas
Welcome offer
Welcome offer 15,000 points after spending $1,000 in your first 3 months $150 after spending $1,000 in the first 3 months
Rewards
Rewards

2x points at US supermarkets on up to $6,000 per year then 1x points after that and on all other purchases

2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 15.24% to 26.24% variable

0% intro APR for 15 months, and then 15.24% to 26.24% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 15.24% to 26.24% variable

Fee: $0 or 0% of the transaction, whichever is greater

APR: 0% intro APR for 15 months, then 15.24% to 26.24% variable

Fee: $5 or 3% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 27.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 27.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 2.7% of each transaction 2.7% of each transaction
Late payment fee
Late payment fee Up to $38 Up to $38
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 680
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

  • American Express travel protection
  • 2x points at US supermarkets
  • Membership Rewards points can be transferred to eligible travel programs

Frequent credit card swipers will like maximizing rewards with the Amex EveryDay® Credit Card because it offers 20% more points when you make 20 or more purchases each billing period. While this is a simple rewards card, it gives travelers the upper hand because cardholders earn 2x Membership Rewards points when they make eligible travel purchases on the Amex Travel site.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • No annual fee
  • Purchases and balance transfers have an intro APR for 15 months
  • Earn 3% at US supermarkets on up to $6,000 per year, then 1%. Earn 2% at US gas stations and US department stores. Earn 1% on all other purchases
  • Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months

The Blue Cash Everyday® Card from American Express gives you the potential to earn cash back across multiple categories. On top of that, there's a valuable welcome bonus of $150 when you spend $1,000 in the first 3 months of card membership.

What’s next?

The ball is in your court. If you’re fully satisfied with either American Express credit card, you can confirm that you meet the eligibility requirements and apply online.

Most people need different features out of credit cards, so don’t sweat it if neither card was a fit. Do your due diligence and keep comparing credit cards until you come across the one that you’re sure will be a great addition to your wallet.

Compare American Express credit cards

Updated June 25th, 2019
Name Product Filter values Rewards Purchase APR Annual Fee
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
17.99% to 26.99% variable
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases
N/A
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees
N/A
0% intro for the first 18 months (then 13.24%, 17.24% or 21.24% variable)
$0
An 18 months 0% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees
3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases
0% intro for the first 12 months (then 15.24%, 19.24% or 25.24% variable)
$0
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
2x miles at US restaurants and on direct Delta purchases and 1x miles on all other purchases
17.99% to 26.99% variable
$0
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & fees

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