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Amex EveryDay® Credit Card vs. Blue Cash Everyday® Card from American Express

Is it points you're after or cash back? Compare and see which of these two cards is best for you.

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Please note: All information about Amex EveryDay® Credit Card has been collected independently by Finder and this card is not available through this site.

Both of these American Express branded cards come with no annual fee and reward you for filling up your grocery cart. The big difference between the two is that the Blue Cash Everyday® Card from American Express lets you earn in the form of cash back, while the Amex EveryDay® Credit Card dishes out its rewards as Membership Rewards points.

Besides reward structure, see the other ways these two attractive cards for everyday spending branch out from each other.

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Rates & Fees

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Rates & Fees

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★★★★★

4.3 / 5.0

★★★★★

4.2 / 5.0
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Best for N/A
  • Cash back on groceries and gas
Welcome offer
Welcome offer

15,000 points after spending $1,500 in your first 3 months

$150 after spending $1,000 in the first 3 months

Rewards
Rewards

2x points at US supermarkets on up to $6,000 per year then 1x points after that and on all other purchases

2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases

Purchase APR
Purchase APR

0% intro APR for 15 months, and then 12.99% to 23.99% variable

0% intro APR for 15 months, and then 13.99% to 23.99% variable

Annual fee
Annual fee $0 $0
Cash advance
Cash advance

APR: 25.24% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 2.7% of each transaction 2.7% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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Summary of card features

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

  • Intro APR period on purchases. Get a 0% intro APR period on purchases. After that, your rate will be from 12.99% to 23.99% variable.
  • Reward points. Earn 2x points at US supermarkets on up to $6,000 annually, 1x points after that. All other purchases earn 1x points.

Frequent credit card swipers will like maximizing rewards with the Amex EveryDay® Credit Card because it offers 20% more points when you make 20 or more purchases each billing period.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • Intro APR period on purchases. You'll get a 0% intro APR period on purchases for the first 15 months from account opening. After that, your rate reverts to 13.99% to 23.99% variable.
  • Earn cash back. Earn 3% cash back on up to $6,000 per year, then 1% after that. You also get to earn 2% cash back at US gas stations and department stores, and 1% cash back on everything else you buy.
  • Welcome offer. Get $150 bonus after you spend $1,000 on purchases in the first 3 months following your account opening.

The Blue Cash Everyday® Card from American Express gives you the potential to earn cash back across multiple categories. On top of that, there's a valuable welcome bonus.

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What’s next?

The ball is in your court. If you’re fully satisfied with either American Express credit card, you can confirm that you meet the eligibility requirements and apply online.

Most people need different features out of credit cards, so don’t sweat it if neither card was a fit. Do your due diligence and keep comparing credit cards until you come across the one that you’re sure will be a great addition to your wallet.

Compare American Express credit cards

Data indicated here is updated regularly
Name Product Filter values Rewards Purchase APR Annual fee
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
$0
Get 3% cash back on groceries on up to $6,000 annually (then 1%) with no annual fee. This is a simple and effective rewards card. Rates & fees
Chase Sapphire Preferred® Card
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
15.99% to 22.99% variable
$95
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Chase Freedom Flex℠
5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
0% intro for the first 15 months (then 14.99% to 23.74% variable)
$0
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Citi® Diamond Preferred® Card
N/A
0% intro for the first 18 months (then 14.74% to 24.74% variable)
$0
An impressive 18 months intro APR on balance transfers and purchases, as well as no annual fee make this one of the top 0% APR cards available.
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 13.99% to 23.99% variable)
$95
Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $250. This heavy-hitter rewards card has uncontested value. Rates & fees
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2 Responses

  1. Default Gravatar
    JabirMarch 10, 2020

    I already have Amex Bluecash Everyday card. I have been using this for 15 months. My 0 APR period is over now. Can I now apply for a new Amex card (Everyday or Cash Magnet) and still get the welcome bonus and 0 introductory APR?

    • Avatarfinder Customer Care
      nikkiangcoMarch 12, 2020Staff

      Hi Jabir,

      Thanks for your comment and I hope you are well.

      You may be eligible for those new card offers. However, once you apply for the card online, if you are ineligible for the welcome offer you will receive a message towards the end of the application process. If you are eligible for the welcome bonus the application will process. If you receive a message that you’re not eligible for the welcome bonus you can choose to cancel the application prior to a credit check.

      As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the card provider should you have any questions about their policy.

      Hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

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