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Amex EveryDay® Credit Card vs. Blue Cash Everyday® Card from American Express

Is it points you're after or cash back? Compare and see which of these two cards is best for you.

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Kyle Morgan
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Both of these American Express branded cards come with no annual fee and reward you for filling up your grocery cart. The big difference between the two is that the Blue Cash Everyday® Card from American Express lets you earn in the form of cash back as statement credit, while the Amex EveryDay® Credit Card dishes out its rewards as Membership Rewards points. (Terms apply, see rates & fees).

Besides reward structure, see the other ways these two attractive cards for everyday spending branch out from each other.

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Terms apply, see rates & fees

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.3 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for N/A
  • Cash back on U.S. groceries and gas
Welcome offer
Welcome offer

15,000 points after spending $1,500 in your first 3 months

Up to $250: Up to $150 back by earning 20% as statement credit on PayPal purchases in the first 6 months, plus $100 statement credit after spending $2,000 in the first 6 months
Rewards
Rewards

2x points at US supermarkets on up to $6,000 per year then 1x points after that and on all other purchases

3% at U.S. supermarkets on up to $6,000 per year, then 1%; 3% on U.S. online retail purchases, on up to $6,000 per year, then 1%; 3% at U.S. gas stations on up to $6,000 per year, then 1%
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 17.24% to 28.24% variable

0% intro APR for 15 months, and then 18.24% to 28.24% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR 17.24% to 28.24% variable

0% intro APR for 15 months (then 18.24% to 29.24%) Either $5 or 3% of the amount of each transfer, whichever is greater. variable
Cash advance
Cash advance

APR: 29.49% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 29.49% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 2.7% of each transaction 2.7% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
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2 Responses

    Default Gravatar
    JabirMarch 10, 2020

    I already have Amex Bluecash Everyday card. I have been using this for 15 months. My 0 APR period is over now. Can I now apply for a new Amex card (Everyday or Cash Magnet) and still get the welcome bonus and 0 introductory APR?

    Reply
      Default Gravatar
      nikkiangcoMarch 12, 2020

      Hi Jabir,

      Thanks for your comment and I hope you are well.

      You may be eligible for those new card offers. However, once you apply for the card online, if you are ineligible for the welcome offer you will receive a message towards the end of the application process. If you are eligible for the welcome bonus the application will process. If you receive a message that you’re not eligible for the welcome bonus you can choose to cancel the application prior to a credit check.

      As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the card provider should you have any questions about their policy.

      Hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

      Reply
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