College Ave undergraduate student loans
Four repayment options, including three different in-school plans, make College Ave an easy pick for students who want to start paying down their loans as soon as possible. But its extremely low rates are what earned it a spot on this list.
Outside of undergraduate loans, College Ave also offers graduate, parent and career loans. And you can prequalify before you apply, so you can see the rates and terms you might be eligible for without taking a hit to your credit score.
- Prequalify with no hard credit check
- Four repayment options
- Low rates starting at 0.94%
- Forbearance is on a case-by-case basis
- Deferment is only in school
Minimum Loan Amount | $1,000 |
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Max. Loan Amount | Cost of attendance |
APR | 0.94% to 12.99% |
Interest Rate Type | Variable |
Fixed rate | 3.39% to 13.95% |
Minimum Loan Term | 5 years |
Maximum Loan Term | 15 years |
Requirements | US citizen or permanent resident, enrolled in a degree program at eligible school, maintain satisfactory academic progress, meet additional eligibility and credit requirements — or have a cosigner who does |
APR | 0.94% to 12.99% |
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Loan amount | Starting at $1,000 |
Min. Credit Score | Not stated |
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