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Compare American Express rewards credit cards

A trusted provider with popular reward card options.

Our pick for an Amex rewards card: Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express logo

Up to 6%

Cash back

  • $0 intro annual fee for the first year, then $95
  • Huge cashback on groceries and streaming
  • Intro APR on purchases
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Terms apply, see rates & fees
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Kevin Joey Chen
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Select up to four cards and click "Compare" to take a look at how your choices stack up. You can also click "Show filters" to narrow your options to products that fit your credit score range and have the features you need most.

Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
Up to $350: 20% back on Amazon.com purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
Earn up to $350. In your first 6 months, you can earn a $150 statement credit when you spend $3,000, and earn 20% back on Amazon purchases made with your card, up to $200 total. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
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Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
Up to $250: 20% back on Amazon.com purchases in the first 6 months for up to $150 back, plus $100 statement credit after spending $2,000 within the first 6 months
3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on all other purchases (redeem as statement credit)
$0
Earn up to $250. You'll get 20% back on Amazon.com purchases in the first six months for up to $150 back, and $100 after you spend $2,000 in the first six months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees
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American Express® Gold Card
American Express® Gold Card
60,000 points after spending $4,000 in the first 6 months
4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on all other purchases
$250

Rose Gold is Back

 Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
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Marriott Bonvoy Brilliant™ American Express® Card
Marriott Bonvoy Brilliant™ American Express® Card
75,000 points after spending $3,000 in the first 3 months. Plus, earn up to $200 in statement credits for eligible purchases at US restaurants within the first 6 months
6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases
$450
Earn 75,000 bonus points when you spend $3,000 or more within your first 3 months. Terms apply, see rates & fees
Apply now
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Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express Card
Limited Time Offer, expires 7/28/21: 70,000 miles after spending $2,000 in the first 3 months and a $200 statement credit after making a Delta purchase in the first 3 months
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)

High Miles Offer

 Earn 70,000 miles after spending $2,000 in the first 3 months and get a $200 statement credit after making a Delta purchase in the first 3 months. Offer expires 7/28/2021.
Apply now
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What's in this guide?

  1. Pros and cons of American Express rewards credit cards
  2. How to choose an American Express rewards credit card
  3. Bottom line
  4. Frequently asked questions
If you’re looking to earn on your spending, Amex is an excellent choice, offering a range of cards and reward options that include points, cash back and miles. Select your credit score in the table below and click Show cards to start comparing American Express Rewards credit cards side-by-side.

Pros and cons of American Express rewards credit cards

American Express rewards credit cards come in a variety of options. As with all credit cards, Amex products have their strengths and weaknesses.

ProsCons
  • Nearly all Amex cards have rewards.
  • They offer a variety of reward structures, including cash back, points and miles.
  • You’ll find cobranded hotel and airline cards.
  • Membership Rewards points can have excellent value.
  • Some cards have market-leading rewards, such as cash back on groceries or points on eligible flights.
  • Amex isn’t as widely accepted internationally as Visa or Mastercard.
  • Some cards have high annual fees.

Is an American Express rewards credit card right for me?

Amex has a wide collection of credit cards, and you may find several products that fit what you’re looking for.

  • Annual fee vs. no annual fee. Amex offers both types of cards. You can pay no annual fees for select cashback, hotel and airline products.
  • Cash back, points and miles. You’ll find excellent cashback options that reward you with a statement credit for everyday purchases such as gas and groceries. Membership Rewards can be highly valuable when you transfer them to travel partners. Plus, earn rewards with cobranded Delta cards, Hilton cards and the Marriott Bonvoy Brilliant™ American Express® Card.
  • Premium travel credit cards. Amex issues one of the best travel products on the market, The Platinum Card® from American Express. It also offers premium versions of its cobranded hotel and airline cards.
  • Small business. Amex is a mainstay in the small-business market. You can choose from standard cards, airline and hotel products, as well as cards with flat-rate rewards.

How to choose an American Express rewards credit card

  • What annual fee are you willing to pay? Amex cards come with a wide variety of annual fees. You’ll find multiple cards around the $0, $95, $250 and $450 price points. And at $695 a year, The Platinum Card® from American Express is more expensive than other premium travel cards (Terms apply, see rates & fees).While almost all Amex cards offer points, cash back or miles, you’ll find the strongest rewards with higher-priced cards.
  • What type of rewards do you want? If you want to be rewarded for everyday purchases, try an Amex card with bonus rewards on gas and groceries. Or try the American Express Cash Magnet® Card, which offers 1.5% cash back on every purchase in the form of statement credits (Terms apply, see rates & fees). If you want hotel points, you might like a cobranded Amex hotel card. For airline miles, consider one of Amex’s Delta credit cards.Several cards offer Membership Rewards points, including the best-in-class, The Platinum Card® from American Express.
  • Do you want to carry a balance? Amex is the only major US provider that requires you pay your balance in full each month on many of their cards. Read the card’s terms and conditions carefully to determine if you’re able to carry a balance.
  • Consider whether you need an intro APR. Many of Amex’s everyday cards have 0% intro APRs on purchases and balance transfers for 12 to 15 months. You’ll find longer intro APRs with other providers, but this is a solid range.
  • What extra perks interest you? Most Amex cards have welcome offers, and these bonuses can tip the scales if you’re torn between similar products.Hotel cards, for example, may include extras such as elite upgrades, resort credits and complimentary nights. Airline cards may offer benefits such as companion certificates, free checked baggage and priority boarding. And The Platinum Card® from American Express is an excellent option for premium travel, with complimentary airport lounge access, travel credits, hotel and airline elite upgrades and more.
  • Do you need a card with no foreign transaction fees? For no foreign transaction fees, pick up an Amex travel card. Keep in mind Amex isn’t as widely accepted internationally as Visa or Mastercard.

Bottom line

Almost every Amex credit card offers rewards, so you have plenty of options to choose from. Consider the annual fee you can pay and the rewards you’d like to earn. Then dig into your favorite products and compare their individual benefits.

If an Amex card isn’t right for you, compare other credit card options to find a card that suits your needs.

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