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Compare American Express rewards credit cards

Consider a trusted provider with popular reward card options.

Select up to four cards and click "Compare" to take a look at how your choices stack up. You can also click "Show filters" to narrow your options to products that fit your credit score range and have the features you need most.

Name Product Welcome Offer Rewards Annual fee Filter values
Blue Cash Everyday® Card from American Express
Earn a $200 statement credit after spending $2,000 in the first 6 months
3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on other purchases (redeem as statement credit)
$0
Earn a $200 statement credit after spending $2,000 in the first 6 months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees
Blue Cash Preferred® Card from American Express
$300 statement credit after spending $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
Earn a $300 statement credit after you spend $3,000 in purchases on your new card within the first 6 months. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
Delta SkyMiles® Gold American Express Card
Limited Time Offer: 70,000 miles after spending $2,000 in your first 3 months. Offer expires 11/10/2021
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on other eligible purchases
$0 intro annual fee for the first year ($99 thereafter)
Earn 70,000 bonus miles after you spend $2,000 in purchases on your new card in your first 3 months. Terms apply, see rates & fees
American Express® Gold Card
60,000 points after spending $4,000 in the first 6 months
4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on other eligible purchases
$250

Rose Gold is Back

Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
The Platinum Card® from American Express
100,000 points after spending $6,000 in your first 6 months, plus 10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 in combined eligible purchases in the same timeframe
10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 combined in the first 6 months, 5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other eligible purchases
$695

New Platinum Exclusive Offer

One of the most valuable premium travel cards, featuring two welcome offers worth up to $7,000 based on Finder's valuation, multiple travel credits and unrivaled lounge access. Terms apply, see rates & fees
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Compare up to 4 providers

If you’re looking to earn on your spending, Amex is an excellent choice, offering a range of cards and reward options that include points, cash back and miles. Select your credit score in the table below and hit Show cards to start comparing American Express Rewards credit cards side-by-side.

American Express rewards credit cards pros and cons

American Express rewards credit cards come in a variety of options. As with all credit cards, Amex products have their strengths and weaknesses.

ProsCons
  • Nearly all Amex cards have rewards.
  • They offer a variety of reward structures, including cash back, points and miles.
  • You’ll find cobranded hotel and airline cards.
  • Membership Rewards points can have excellent value.
  • Some cards have market-leading rewards, such as cash back on groceries or points on eligible flights.
  • Amex isn’t as widely accepted internationally as Visa or Mastercard.
  • Some cards have high annual fees.

Is an American Express rewards credit card right for me?

Amex has a wide collection of credit cards, and you may find several products that fit what you’re looking for.

  • Annual fee vs. no annual fee. Amex offers both types of cards. You can pay no annual fees for select cashback, hotel and airline products.
  • Cash back, points and miles. You’ll find excellent cashback options that reward you with a statement credit for everyday purchases such as gas and groceries. Membership Rewards can be highly valuable when you transfer them to travel partners. Plus, earn rewards with cobranded Delta cards, Hilton cards and the Marriott Bonvoy Brilliant™ American Express® Card.
  • Premium travel credit cards. Amex issues one of the best travel products on the market, The Platinum Card® from American Express. It also offers premium versions of its cobranded hotel and airline cards.
  • Small business. Amex is a mainstay in the small-business market. You can choose from standard cards, airline and hotel products, as well as cards with flat-rate rewards.

How to choose an American Express rewards credit card

  • What annual fee are you willing to pay? Amex cards come with a wide variety of annual fees. You’ll find multiple cards around the $0, $95, $250 and $450 price points. And at $695 a year, The Platinum Card® from American Express is more expensive than other premium travel cards (Terms apply, see rates & fees).While almost all Amex cards offer points, cash back or miles, you’ll find the strongest rewards with higher-priced cards.
  • What type of rewards do you want? If you want to be rewarded for everyday purchases, try an Amex card with gas and groceries bonus rewards. Or try the American Express Cash Magnet® Card, which offers 1.5% cash back on every purchase in the form of statement credits (Terms apply, see rates & fees). If you want hotel points, you might like a cobranded Amex hotel card. For airline miles, consider one of Amex’s Delta credit cards.Several cards offer Membership Rewards points, including the best-in-class, The Platinum Card® from American Express.
  • Do you want to carry a balance? Amex is the only major US provider that requires you pay your balance in full each month on many of their cards. Read the card’s terms and conditions carefully to determine if you’re able to carry a balance.
  • Consider whether you need an intro APR. Many of Amex’s everyday cards have 0% intro APRs on purchases and balance transfers for 12 to 15 months. You’ll find longer intro APRs with other providers, but this is a solid range.
  • What extra perks interest you? Most Amex cards have welcome offers, and these bonuses can tip the scales if you’re torn between similar products.Hotel cards, for example, may include extras such as elite upgrades, resort credits and complimentary nights. Airline cards may offer benefits such as companion certificates, free checked baggage and priority boarding. And The Platinum Card® from American Express is an excellent option for premium travel, with complimentary airport lounge access, travel credits, hotel and airline elite upgrades and more.
  • Do you need a card with no foreign transaction fees? For no foreign transaction fees, pick up an Amex travel card. Keep in mind Amex isn’t as widely accepted internationally as Visa or Mastercard.

Bottom line

Almost every Amex credit card offers rewards, so you have plenty of options to choose from. Consider the annual fee you can pay and the rewards you’d like to earn. Then dig into your favorite products and compare their individual benefits.

If an Amex card isn’t right for you, compare other credit card options to find a card that suits your needs.

Frequently asked questions

How much are Membership Rewards points worth?
According to our valuations, Membership Rewards points can be worth up to 2 cents each when transferred to travel partners. If you’re willing to do your research, they can be an excellent value.

What’s the affect on my credit when I apply for an Amex card?
Like other card providers, Amex will initiate a hard pull on your credit when you apply for one of its cards. This may lower your credit score by a few points.

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