Compare American Express business cards

Amex’s small business division, formerly labeled American Express OPEN, offers the largest selection of small business cards. These cards come with card-specific perks and rewards on top of industry-leading customer service features.

In addition, you’ll get access to Amex events that’ll give you insight and guidance on how to grow your business and close deals with the US government.

Compare American Express business credit cards

American Express has a veritable fleet of small business credit card options. You can choose from charge cards, cashback cards, frequent flyer cards, hotel cards and general travel rewards cards, depending on your business needs.

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Name	Product	Rewards	Purchase APR	Annual fee
American Express Blue Business Cash™ Card		Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.	0% intro for the first 12 months (then 13.24% to 19.24% variable)	$0	Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.Rates & fees	View details	Compare	loading Fetching your data...
The Business Platinum Card® from American Express		5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases		$595	Earn 85,000 points after spending $15,000 on purchases in the first 3 months from account opening. Rates & fees	View details	Compare	loading Fetching your data...
The Blue Business® Plus Credit Card from American Express		Earn 2x Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2x applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.	0% intro for the first 12 months (then 13.24% to 19.24% variable)	$0	Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees	View details	Compare	loading Fetching your data...
American Express® Business Gold Card		4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases	14.24% to 22.24% variable	$295	Earn 35,000 points after spending $5,000 in the first 3 months from account opening. Rates & fees	View details	Compare	loading Fetching your data...
The Plum Card® from American Express		1.5% discount when you pay early	N/A	$0 intro annual fee for the first year ($250 thereafter)	Get a 1.5% discount when you pay early, with no cap on what you can earn back. Rates & fees	View details	Compare	loading Fetching your data...
Business Green Rewards Card from American Express		2x points at amextravel.com and 1x points on all other purchases	N/A	$0 intro annual fee for the first year ($95 thereafter)	Earn 15,000 Membership Rewards® points after you spend $3,000 in the first 3 months from account opening. Rates & fees	View details	Compare	loading Fetching your data...
Marriott Bonvoy Business™ American Express® Card		6x points at Marriott Bonvoy, 4x points at US restaurants, US gas stations and on US wireless telephone and shipping services, 2x points on all other purchases	15.74% to 24.74% variable	$125	Earn 6x points at Marriott Bonvoy, 4x points at US restaurants, US gas stations and on US wireless telephone and shipping services, 2x points on all other purchases. Rates & fees	View details	Compare	loading Fetching your data...
Delta SkyMiles® Platinum Business American Express Card		3x miles on direct Delta and hotel purchases, 1.5x miles on single purchases over $5,000 up to 50,000 miles per year, and 1x miles on all other purchases	15.74% to 24.74% variable	$250	Earn 45,000 miles and 5,000 MQMs after spending $3,000 in the first 3 months, plus $100 statement credit after making a Delta purchase in the same timeframe. Rates & fees	View details	Compare	loading Fetching your data...
Delta SkyMiles® Reserve Business American Express Card		3x miles on direct Delta purchases and 1x miles on all other purchases on up to $150,000 in a calendar year, then 1.5x miles on non-Delta purchases the rest of the year	15.74% to 24.74% variable	$550	Earn 45,000 miles and 10,000 MQMs after spending $4,000 in the first 3 months. Rates & fees	View details	Compare	loading Fetching your data...
Delta SkyMiles® Gold Business American Express Card		2x miles on Delta, US shipping, select US advertising and at restaurants and 1x miles on all other purchases	15.74% to 24.74% variable	$0 intro annual fee for the first year ($99 thereafter)	Earn 40,000 miles after spending $2,000 in the first 3 months. Rates & fees	View details	Compare	loading Fetching your data...
The Hilton Honors American Express Business Card		12x points at Hilton, 6x points on select business and travel and 3x points on all other purchases	15.74% to 24.74% variable	$95	Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on the card within the first 3 months of card membership. Rates & fees	View details	Compare	loading Fetching your data...

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American Express business cards perks and features

• Expense management tools. Get access to expense management tools like the American Express® Business App that lets you add tags, notes and receipts to your business transactions and connect your account to QuickBooks accounting software. You can also set account alerts to avoid late payments and monitor your employees’ card use.
• Rewards. Choose from cashback rewards in the form of statement credit or get membership rewards, which you can redeem for travel, gift cards, merchandise or shopping. You can also get partner rewards from Delta Air Lines, Starwood hotels and Lowe’s stores.

What is American Express OPEN?

American Express OPEN was the name of Amex’s suite of financial products for small businesses. Although now rebranded as American Express Small Business, Amex still offers the same business-focused products and services. With the Amex business cards, you can get cashback rewards, payment flexibility with a grace period of up to 60 days, membership rewards and rewards from Amex travel partners.

Amex is the only small business card issuer that offers charge cards. With this type of card, you can manage your cash flow over short periods of time with a longer grace period. You also have the option to buy above your credit limit because charge cards have no preset spending limit. However, this doesn’t mean you get unlimited spending. Your purchasing power adjusts with your use of the card, your payment history and other factors determined by Amex.

In addition, you have access to the American Express OPEN Forum — a social network where you can connect and get advice from leading business experts.

American Express business credit card customer service

• Dispute resolution. American Express will help you in case of fraudulent or incorrect charges on your statement.
• Purchase protection. Get protection against theft or damage for up to 90 days after the date of purchase for items bought with your card.
• Extended warranty. Extend the warranty up to one additional year on eligible purchases with warranties of five years or less.
• Roadside and global assist hotlines. Call roadside assistance when you need help with towing, changing a tire or charging your car battery. When you travel, the global assist hotline can help if you lose your passport or need legal, medical or any other emergency services. Keep in mind that you’ll have to pay for third-party service costs when you use the hotline.
• Travel, car rental and baggage insurance. Get coverage against accidental death and dismemberment when you pay for the entire fare with an American Express small business card. You’re also insured against damage and theft of your rental car, and your baggage is insured in case of loss, damage or theft.

Bottom line

If you want cashback rewards, membership rewards or travel rewards from Amex partners — or if you simply want more payment flexibility with a charge card — consider one of the 12 small business cards offered by Amex.

Otherwise, check out other business credit cards and compare your options to find the best card for your business.