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Guide to American Express Membership Rewards program
This program has great point values and numerous transfer partners.
The American Express Membership Rewards program offers a multitude of strong transfer options for your points. Its combination of flexibility and value makes it one of the more coveted credit card rewards programs out there.
Why should you sign up for the American Express Membership Rewards program?
One of the main draws of the American Express Membership Rewards program is the sheer number of transfer partners available. While not all partners accept point transfers at a 1:1 ratio, Amex has a whopping 21 partners. Chase Ultimate Rewards has just 12 transfer partners in comparison.
If you value flexibility and spending your points on travel, the Amex Membership Rewards program should be high on your list of reward programs.
How much are American Express Membership Rewards points worth?
On average, American Express Membership Rewards points are worth about 2 cents per point according to our calculations based on the Amex site at the time of writing. Unlike some other point programs, Amex points are not worth 1 cent when redeemed for cash back or statement credits.
American Express Points
American Express cards that earn Membership Rewards points
Of American Express’s 30 plus cards, about a third of those can help you earn Membership Rewards points – six personal cards and four business cards.
These cards offer varied earning categories, with many offering just one or two. Some of these cards also offer additional point bonuses when you make a certain number of purchases in a given month.
Not all Membership Rewards cards feature a welcome offer, so you’ll want to carefully examine your spending habits versus available cards to determine your best choice for earning points.
Read more on how to earn and redeem points
Unfortunately, you can’t transfer points earned using some of Amex Membership Rewards cards.
The following cards are not eligible to transfer points:
- The Platinum Card® from American Express
- The Blue Business® Plus Credit Card from American Express
- Blue from American Express® Card
- Some Blue from American Express cards
- Business Management Account
- American Express® Gold Card
- Optima Credit Card
- Optima® Platinum Card®
- The Business Platinum® Card from American Express
- Zync from American Express®
Welcome offer restrictions
American Express has a limit on the number of welcome offers you’re able to earn with their cards — specifically, you’re allowed one welcome offer bonus per “lifetime” per card type. In most cases, this means you’ll only be able to take advantage of one welcome offer, though you might be eligible for others depending on the card type.
Fill out the welcome offer eligibility tool on the American Express website if you’re unsure whether you qualify for a card’s welcome offer.
You have a wide variety of travel partners to choose from provided you’re using an Amex card that can transfer points. We’ve listed transfer values as of the time of writing below and you can learn more about redeeming your points for best value.
|Travel partner||Transfer ratio|
|Aer Lingus Aerclub||1000:1000|
|Aeromexico Club Premier||1000:1600|
|Air Canada Aeroplan||1000:1000|
|Air France KLM||1000:1000|
|All Nippon Airways||1000:1000|
|British Airways Executive Club||1000:1000|
|El Al Israel Airlines||1000:20|
|Etihad Airways Guest||1000:1000|
|JetBlue Airways TrueBlue||250:200|
|Qantas Frequent Flyer||1000:1000|
|Singapore Airlines KrisFlyer||1000:1000|
|Virgin Atlantic Airways Flying Club||1000:1000|
Data obtained May 2019. Values are subject to change and should be used only as a general guide.
How to navigate account
American Express makes it easy to access your Membership Rewards account from your online dashboard. Sign in and click Explore Rewards to see your points balance, points earned and options for redemption. Or click Rewards from the top nav.
Below your points snapshot, you’ll find a navigation bar of five tabbed redemption options. Points required for your purchases vary by redemption option and retailer.
Pay with Points at Checkout
Put your points toward online orders at such retailers as Amazon, Grubhub and Walmart. You may also see local merchants as an option — for us, the option to use points for New York City taxis.
Redeem for Gift Cards
Redeem your points for future spending at big names in clothing, travel, dining and entertainment. Boost your points redemption by 10% or more through curated promotions and “sale” cards.
Cover Your Card Charges
Cash in your points for credit toward eligible charges on your current statement.
Use your points toward insider fares on flights, hotels, cars, cruises and packages.
Search for limited-time offers and membership perks at select retailers, and Amex credits all or part of your purchase with your points on your next statement.
The American Express Memberships Rewards program couples strong point values with great flexibility and opportunities for bonus point earnings. Make sure to apply for an Amex card that can transfer points to take advantage of the true value of the program and explore the world.
If Amex cards don’t offer the perks and earning categories you want, compare your reward card options to find one that fits your spending habits.
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