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A guide to the American Express Hotel Collection

Get perks when you book stays at eligible hotels using select Amex cards.

People often learn about The Hotel Collection while looking for an Amex travel card. At its core are select properties that offer perks to some Amex card.

What is the American Express Hotel Collection?

The Hotel Collection from American Express is a selection of properties with benefits like room upgrades and hotel credits.

You’ll get these bonuses if you book an eligible stay using one of these credit cards:

  • American Express® Gold Card
  • American Express® Business Gold Card
  • The Platinum Card® from American Express
  • The Business Platinum Card® from American Express
  • Centurion® Card from American Express

What properties are included in The Hotel Collection?

There are over 50 hotel and resort brands in The Hotel Collection. Here’s a taste of the properties you’ll find, including a sample of nightly rates for weekend nights as of January 2019:

PropertySample cost for a weekend night
InterContinental London Park Lane$314
Grand Hyatt Singapore$385
La Quinta Resort & Club, A Waldorf Astoria Resort$392
El Mangroove, Marriott Autograph Collection, Resort & Spa$479

These are the key regions where you can search for THC properties:

  • The United States
  • Canada
  • Mexico
  • Bermuda and the Caribbean
  • Central America
  • South America
  • Europe
  • The Middle East and Africa
  • Asia Pacific

Compare American Express Hotel Collection credit cards

Name Product Welcome Offer Rewards Annual fee Filter values
American Express® Gold Card
60,000 points after spending $4,000 in the first 6 months
4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on other eligible purchases

Rose Gold is here to stay. Card Members can choose between a Gold or Rose Gold Card.

Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
The Platinum Card® from American Express
100,000 points after spending $6,000 in your first 6 months, plus 10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 in combined eligible purchases in the same timeframe
10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 combined in the first 6 months, 5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other eligible purchases

New Platinum Exclusive Offer

One of the most valuable premium travel cards, featuring two welcome offers worth up to $7,000 based on Finder's valuation, multiple travel credits and unrivaled lounge access. Terms apply, see rates & fees
American Express® Business Gold Card
70,000 points after spending $10,000 in the first 3 months
4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases
Earn 70,000 points after spending $10,000 in the first 3 months from account opening. Rates & fees

Compare up to 4 providers

What are the benefits?

To receive THC benefits, book a stay of at least two nights at a property with an eligible card.

Many travelers find the most value from these two features:

  • $75 hotel credit.
    You can use this for qualifying spa, dining and resort activities.
  • Room upgrade at check-in.
    This benefit is subject to availability.

A few secondary features round out The Hotel Collection perks:

  • 3x Membership Rewards points for American Express® Gold Card members.
    Get this rate for prepaid bookings. Normally, you’d earn just 1x points when booking hotels outside of The Hotel Collection(Terms apply, see rates & fees).
  • 5x Membership Rewards points for The Platinum Card® from American Express members.
    Get this rate for prepaid bookings(Terms apply, see rates & fees).
  • On prepaid bookings, you can use Pay With Points.
    Apply Membership Rewards points to all or part of your prepaid hotel stay.

How much are Membership Rewards worth?

Membership Rewards points are worth different values depending on what you redeem them for. The standard point value across the credit card industry is 1 point equals 1 cent. Here’s how much Membership Rewards are worth according to the provider website as of January 2019.

Redemption optionAverage redemption value per point
Prepaid flights, hotels, cruises and vacations0.5 cents
Shop with Membership Rewards points0.5 to 0.7 cents
Use points for charges0.6 cents
Use points on Expedia.com0.7 cents
Donate to charity0.7 cents
Use points with partners such as, and Walmart.com0.7 cents
Gift cards0.7 to 1 cent
Points transfersMost transfers at a 1:1 ratio

When you redeem for hotels, you’ll typically find a redemption value of 0.5 cents per point. That’s less than the industry average, but consider the perks you’ll get when booking eligible stays at The Hotel Collection properties.

You’ll find the highest redemption value when transferring points to select hotel and airline partners. With some programs — such as British Airways Executive Club and Singapore Airlines KrisFlyer — you can find redemption values of more than 2 cents per point.

What is American Express Fine Hotels & Resorts?

Fine Hotels & Resorts offers more amenities at a select collection of properties. The portfolio is available only to The Platinum Card® from American Express and Centurion® Card from American Express members.

The Hotel Collection’s two most valuable benefits are probably the hotel credit and room upgrade upon availability. You’ll find similar benefits with Fine Hotels & Resorts properties:

  • Property amenity — such as a spa or food and beverage credit — with a minimum value of $100.
  • Room upgrade when you check in, upon availability.

However, Fine Hotels & Resorts bookings come with additional bonuses, which most travelers will find very attractive:

  • Daily breakfast for two
  • Guaranteed 4 p.m. late checkout
  • Noon check-in, upon availability
  • Complimentary Wi-Fi

Alternatives to The Hotel Collection credit cards

If The Hotel Collection credit cards aren’t the right fit, you still have many great travel options.

The Chase Sapphire Preferred® Card offers solid rewards on travel and dining. The Amex EveryDay® Preferred Credit Card is a good choice if you want travel rewards on everyday expenses.

Also, the PenFed Pathfinder® Rewards Visa Signature® Card may be the best no-annual-fee travel card you’ll find. It offers excellent travel rewards, an annual air-travel credit and a credit for your Global Entry or TSA PreCheck application.

The Ink Business Preferred® Credit Card is a less-expensive alternative to Amex’s business cards. For flat-rate rewards, try Capital One Spark Miles Select for Business.

Bottom line

The right American Express card can land you perks at The Hotel Collection properties. Most travelers will find the resort credit and potential room upgrade most valuable.

Not sure an Amex card is right for you? Compare luxury hotel and resort cards, or consider other travel cards before you decide.

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