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People often learn about The Hotel Collection while looking for an Amex travel card. At its core are select properties that offer perks to some Amex card.
What is the American Express Hotel Collection?
The Hotel Collection from American Express is a selection of properties with benefits like room upgrades and hotel credits.
You’ll get these bonuses if you book an eligible stay using one of these credit cards:
American Express® Gold Card
American Express® Business Gold Card
The Platinum Card® from American Express
The Business Platinum Card® from American Express
Centurion® Card from American Express
What properties are included in The Hotel Collection?
There are over 50 hotel and resort brands in The Hotel Collection. Here’s a taste of the properties you’ll find, including a sample of nightly rates for weekend nights as of January 2019:
Sample cost for a weekend night
InterContinental London Park Lane
Grand Hyatt Singapore
La Quinta Resort & Club, A Waldorf Astoria Resort
El Mangroove, Marriott Autograph Collection, Resort & Spa
These are the key regions where you can search for THC properties:
The United States
Bermuda and the Caribbean
The Middle East and Africa
Compare American Express Hotel Collection credit cards
What are the benefits?
To receive THC benefits, book a stay of at least two nights at a property with an eligible card.
Many travelers find the most value from these two features:
$75 hotel credit. You can use this for qualifying spa, dining and resort activities.
Room upgrade at check-in. This benefit is subject to availability.
A few secondary features round out The Hotel Collection perks:
3x Membership Rewards points for American Express® Gold Card members. Get this rate for prepaid bookings. Normally, you’d earn just 1x points when booking hotels outside of The Hotel Collection(Terms apply, see rates & fees).
5x Membership Rewards points for The Platinum Card® from American Express members. Get this rate for prepaid bookings(Terms apply, see rates & fees).
On prepaid bookings, you can use Pay With Points. Apply Membership Rewards points to all or part of your prepaid hotel stay.
How much are Membership Rewards worth?
Membership Rewards points are worth different values depending on what you redeem them for. The standard point value across the credit card industry is 1 point equals 1 cent. Here’s how much Membership Rewards are worth according to the provider website as of January 2019.
Average redemption value per point
Prepaid flights, hotels, cruises and vacations
Shop with Membership Rewards points
0.5 to 0.7 cents
Use points for charges
Use points on Expedia.com
Donate to charity
Use points with partners such as Amazon.com, Staples.com and Walmart.com
0.7 to 1 cent
Most transfers at a 1:1 ratio
When you redeem for hotels, you’ll typically find a redemption value of 0.5 cents per point. That’s less than the industry average, but consider the perks you’ll get when booking eligible stays at The Hotel Collection properties.
You’ll find the highest redemption value when transferring points to select hotel and airline partners. With some programs — such as British Airways Executive Club and Singapore Airlines KrisFlyer — you can find redemption values of more than 2 cents per point.
What is American Express Fine Hotels & Resorts?
Fine Hotels & Resorts offers more amenities at a select collection of properties. The portfolio is available only to The Platinum Card® from American Express and Centurion® Card from American Express members.
The Hotel Collection’s two most valuable benefits are probably the hotel credit and room upgrade upon availability. You’ll find similar benefits with Fine Hotels & Resorts properties:
Property amenity — such as a spa or food and beverage credit — with a minimum value of $100.
Room upgrade when you check in, upon availability.
However, Fine Hotels & Resorts bookings come with additional bonuses, which most travelers will find very attractive:
Daily breakfast for two
Guaranteed 4 p.m. late checkout
Noon check-in, upon availability
Alternatives to The Hotel Collection credit cards
If The Hotel Collection credit cards aren’t the right fit, you still have many great travel options.
Also, the PenFed Pathfinder® Rewards Visa Signature® Card may be the best no-annual-fee travel card you’ll find. It offers excellent travel rewards, an annual air-travel credit and a credit for your Global Entry or TSA PreCheck application.
Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.
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