American Express® Green Card vs American Express® Gold Card | finder.com

American Express® Green Card vs American Express® Gold Card

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American Express® Green Card

American Express® Green Card

American Express® Gold Card

American Express® Gold Card

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★★★★★

4.6 / 5.0
Best for
Best for
  • Travel rewards on a classic charge card
  • Generous points at US restaurants and US supermarkets
Welcome offer
Welcome offer 25,000 Membership Rewards® Points after you spend $1,000 on eligible purchases with your new card within the first 3 months. 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
Rewards
Rewards

Earn 2x Membership Rewards® points at amextravel.com and 1x points for all eligible purchases

Earn 3x points on airfare booked directly with airlines; 4x points at US restaurants; and 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points)

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate) Not a feature of a charge card See Rates & Fees
Annual fee
Annual fee $0 the first year, then $95 $250
Cash advance
Cash advance Not a feature of a charge card See Rates & Fees
Late payment fee
Late payment fee $38 $38
Additional cardholder fee
Additional cardholder fee $30 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 680 680
Card type
Card type Charge Other
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Which card should you choose?

American Express® Green Card

American Express® Green Card

  • 25,000 bonus Membership Rewards® Points when you spend $1,000 on purchases in the first 3 months
  • 2x Membership Rewards® points at amextravel.com
  • 1x points for all eligible purchases

American Express® Gold Card

American Express® Gold Card

  • Large welcome offer of 35,000 bonus Membership Rewards® Points when you spend $2,000 on purchases in the first 3 months
  • Ideal for high-spenders in eligible travel, dining, and groceries
  • $10 in dining statement credits monthly at select restaurants
  • $100 airline fee credit annually

Compare credit cards

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0 annual fee for the first year ($95 thereafter)
17.99% to 24.99% variable

N/A

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
$450
17.99% to 24.99% variable

N/A

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
$0
16.99% to 25.74% variable
0% for the first 15 months (then 16.99% to 25.74% variable)
0% intro APR for 15 months from account opening on purchases and balance transfers.
$0
16.99% to 25.74% variable
0% for the first 15 months (then 16.99% to 25.74% variable)
0% intro APR for 15 months from account opening on purchases and balance transfers.
$0
15.24% to 26.24% variable
0% for the first 15 months (then 15.24% to 26.24% variable)
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & Fees
$95
15.24% to 26.24% variable
0% for the first 12 months (then 15.24% to 26.24% variable)
Earn $200 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & Fees
$0
15.24% to 26.24% variable
0% for the first 15 months (then 15.24% to 26.24% variable)
Earn up to $250 back. Earn $150 back after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Plus, earn an additional $100 back after you spend an additional $6,500 in purchases within your first 12 months. Rates & Fees
$250
See Rates & Fees

N/A

35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
$0 annual fee for the first year ($89 thereafter)
18.24%, 22.24% or 25.24% variable
0% for the first 12 billing cycles (then 18.24%, 22.24% or 25.24% variable)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
$0 annual fee for the first year ($95 thereafter)
17.99% to 26.99% variable

N/A

75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months from account opening. Rates & Fees
$95
17.99% to 26.99% variable

N/A

Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
$0
17.99% to 26.99% variable

N/A

Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
$0
15.24%, 19.24% or 25.24% variable
0% for the first 15 months (then 15.24%, 19.24% or 25.24% variable)
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.
$0
17.99% to 26.99% variable

N/A

Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees
$0 annual fee for the first year ($95 thereafter)
17.99% to 26.99% variable

N/A

30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
$495
16.99% variable
0% for the first 15 billing cycles (then 16.99% variable)
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
$195
16.99% variable
0% for the first 15 billing cycles (then 16.99% variable)
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
$995
16.99% variable
0% for the first 15 billing cycles (then 16.99% variable)
Earn 2x points when redeemed for airfare through the Luxury rewards program.

Compare up to 4 providers

Name Product Filter values Introductory Balance Transfer APR APR (Annual Percentage Rate) for Purchases Annual Fee Minimum Credit Score

N/A

17.99% to 24.99% variable
$0 annual fee for the first year ($95 thereafter)
670
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.

N/A

17.99% to 24.99% variable
$450
740
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.

N/A

17.99% to 26.99% variable
$0 annual fee for the first year ($95 thereafter)
680
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees

N/A

17.99% to 26.99% variable
$0
680
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees

N/A

See Rates & Fees
$250
680
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
0% for the first 12 billing cycles (then 18.24%, 22.24% or 25.24% variable)
18.24%, 22.24% or 25.24% variable
$0 annual fee for the first year ($89 thereafter)
720
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.

N/A

None (Charge Card)
$550
680
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees

N/A

17.99% to 26.99% variable
$95
680
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees

N/A

17.99% to 26.99% variable
$0
680
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees

N/A

17.99% to 26.99% variable
$0 annual fee for the first year ($95 thereafter)
680
75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months from account opening. Rates & Fees
0% for the first 15 billing cycles (then 16.99% variable)
16.99% variable
$195
740
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
0% for the first 15 billing cycles (then 16.99% variable)
16.99% variable
$495
670
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
0% for the first 15 billing cycles (then 16.99% variable)
16.99% variable
$995
740
Earn 2x points when redeemed for airfare through the Luxury rewards program.

Compare up to 4 providers

Compare American Express credit cards

Megan Horner

As the assistant publisher of credit cards at finder.com, Megan is passionate about helping you compare and find the best credit cards for your situation, whether that is earning great rewards or improving your credit score. In her previous position, Megan worked as an assigning editor at Credit Karma, where she focused on editing and publishing educational articles on credit cards. Megan started her career as a writer at a comparison website, so she has a longstanding background in surfacing the best deals and helping people make decisions. In her spare time, Megan likes to hike, camp, surf, and read.

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