American Express® Green Card vs American Express® Gold Card

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American Express® Green Card

American Express® Green Card

American Express® Gold Card

American Express® Gold Card

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★★★★★

4.6 / 5.0
Best for
Best for
  • Travel rewards on a classic charge card
  • Generous points on dining and US supermarkets
Welcome offer
Welcome offer

25,000 points after spending $1,000 in the first 3 months

35,000 points after spending $4,000 in the first 3 months

Rewards
Rewards

2x points at amextravel.com and 1x points on all other purchases

3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

None (Charge Card)

See Rates & Fees

Annual fee
Annual fee $0 intro annual fee the first year, then $95 $250
Cash advance
Cash advance

APR: 27.24% variable

Fee: $0 or 0% of the transaction, whichever is greater

APR: 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 2.7% of each transaction None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $30 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 680 680
Card type
Card type Charge Other
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

American Express® Green Card

American Express® Green Card

  • 25,000 bonus Membership Rewards® Points when you spend $1,000 on purchases in the first 3 months
  • 2x Membership Rewards® points at amextravel.com
  • 1x points for all eligible purchases

American Express® Gold Card

American Express® Gold Card

  • Large welcome offer of 35,000 bonus Membership Rewards® Points when you spend $4,000 on purchases in the first 3 months
  • Ideal for high-spenders in eligible travel, dining, and groceries
  • $10 in dining statement credits monthly at select restaurants
  • $100 airline fee credit annually

Compare credit cards

Name Product Filter values Rewards Purchase APR Annual fee
1.25x miles on all purchases and 10x miles at hotels.com/venture
0% intro for the first 12 months (then 13.74%, 19.74% or 23.74% variable)
$0
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
16.74% variable
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
17.49% to 26.49% variable
$0
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
15.74% to 25.24% variable
$0
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees

Compare up to 4 providers

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
17.49% to 26.49% variable
$5 or 3% of the transaction, whichever is greater
680
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
13.74%, 19.74% or 23.74% variable
3%
670
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
0% intro for the first 15 billing cycles (then 16.74% variable)
$5 or 3% of the transaction, whichever is greater
670
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
17.49% to 26.49% variable
$5 or 3% of the transaction, whichever is greater
670
Earn 60,000 miles after spending $2,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
17.49%, 22.24% or 24.74% variable
3%
670
Earn 50,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening.

Compare up to 4 providers

Compare American Express credit cards

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