American Express® Green Card vs American Express® Gold Card | finder.com

American Express® Green Card vs American Express® Gold Card

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American Express® Green Card

American Express® Green Card

American Express® Gold Card

American Express® Gold Card

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★★★★★

4.6 / 5.0
Best for
Best for
  • Travel rewards on a classic charge card
  • Generous points at US restaurants and US supermarkets
Welcome offer
Welcome offer 25,000 Membership Rewards? Points after you spend $1,000 on eligible purchases with your new card within the first 3 months. 35,000 points after spending $2,000 in the first 3 months
Rewards
Rewards

Earn 2x Membership Rewards? points at amextravel.com and 1x points for all eligible purchases

3x points on airfare booked directly with airlines; 4x points at US restaurants; 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points)

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

None (Charge Card)

See Rates & Fees

Annual fee
Annual fee $0 intro annual fee the first year, then $95 $250
Cash advance
Cash advance Not a feature of a charge card See Rates & Fees
Late payment fee
Late payment fee Up to $38 Up to $38
Additional cardholder fee
Additional cardholder fee $30 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 680 680
Card type
Card type Charge Other
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

American Express® Green Card

American Express® Green Card

  • 25,000 bonus Membership Rewards? Points when you spend $1,000 on purchases in the first 3 months
  • 2x Membership Rewards? points at amextravel.com
  • 1x points for all eligible purchases

American Express® Gold Card

American Express® Gold Card

  • Large welcome offer of 35,000 bonus Membership Rewards? Points when you spend $2,000 on purchases in the first 3 months
  • Ideal for high-spenders in eligible travel, dining, and groceries
  • $10 in dining statement credits monthly at select restaurants
  • $100 airline fee credit annually

Compare credit cards

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$95
18.24% to 25.24% variable

N/A

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
$450
19.24% to 26.24% variable

N/A

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
$0
17.24% to 25.99% variable
0% for the first 15 months (then 17.24% to 25.99% variable)
0% intro APR for 15 months from account opening on purchases and balance transfers.
$0
17.24% to 25.99% variable
0% for the first 15 months (then 17.24% to 25.99% variable)
0% intro APR for 15 months from account opening on purchases and balance transfers.
$0
15.24% to 26.24% variable
0% for the first 15 months (then 15.24% to 26.24% variable)
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & Fees
$95
15.24% to 26.24% variable
0% for the first 12 months (then 15.24% to 26.24% variable)
Earn $200 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & Fees
$0
15.24% to 26.24% variable
0% for the first 15 months (then 15.24% to 26.24% variable)
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
$250
See Rates & Fees

N/A

35,000 bonus Membership Rewards? Points when you spend $2,000 in the first 3 months Rates & Fees
$0
16.24% to 25.74% variable
0% for the first 12 billing cycles (then 16.24% to 25.74% variable)
When you spend $500 on your card within the first 90 days, you?ll receive a $150 cash back bonus.
$0 intro annual fee for the first year ($89 thereafter)
18.24%, 22.24% or 25.24% variable
0% for the first 12 billing cycles (then 18.24%, 22.24% or 25.24% variable)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
$95
17.99% to 26.99% variable

N/A

Earn 125,000 Hilton Honors? Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
$0
17.99% to 26.99% variable

N/A

Earn 75,000 Hilton Honors? Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
$0
15.24%, 19.24% or 25.24% variable
0% for the first 15 months (then 15.24%, 19.24% or 25.24% variable)
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.
$0
17.99% to 26.99% variable

N/A

Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees
$0 intro annual fee for the first year ($95 thereafter)
17.99% to 26.99% variable

N/A

60,000 bonus miles after you use your new card to make $2,000 on purchases within the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months. Rates & Fees
$495
17.24% variable
0% for the first 15 billing cycles (then 17.24% variable)
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
$195
17.24% variable
0% for the first 15 billing cycles (then 17.24% variable)
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
$995
17.24% variable
0% for the first 15 billing cycles (then 17.24% variable)
Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.
$0
15.15% to 25.15% variable
0% for the first 12 months (then 15.15% to 25.15% variable)
Earn $150 in statement credit after you spend $1,200 on purchases within the first 90 days from account opening.
$0
12.99% to 17.99% variable
0% for the first 12 months (then 12.99% to 17.99% variable)
Earn 25,000 bonus points when you spend $2,500 in the first 90 days from account opening.
$0
11.99% to 17.99% variable
0% for the first 12 months (then 11.99% to 17.99% variable)
2% cash back for all PenFed Honors Advantage members and 1.5% cash back on all purchases made with your card.
$0
11.99% to 17.99% variable
0% for the first 12 months (then 11.99% to 17.99% variable)
Earn 5x points on gas at the pump and 3x points on groceries. Earn 1x points on all other purchases.
$0 to $99
20.24% to 26.24% variable

N/A

Get 1% cash back rewards on eligible purchases.
$0 to $99
20.24% to 26.24% variable

N/A

Seeing if you pre-qualify is fast, easy and secure.
$0 to $99
20.24% to 26.24% variable

N/A

Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore.

Compare up to 4 providers

Name Product Intro Balance Transfer APR Balance Transfer Fee Recommended Minimum Credit Score

N/A

$5 or 5% of the transaction, whichever is greater
670
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.

N/A

$5 or 5% of the transaction, whichever is greater
740
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.

N/A

$5 or 3% of the transaction, whichever is greater
670
60,000 bonus miles after you use your new card to make $2,000 on purchases within the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months. Rates & Fees

N/A

$5 or 3% of the transaction, whichever is greater
670
Earn 75,000 bonus miles and 5,000 Medallion? Qualification Miles after you make $3,000 in purchases on your new card within your first 3 months. Plus $100 after making a Delta purchase in the same time. Rates & Fees

N/A

$5 or 3% of the transaction, whichever is greater
680
Earn 75,000 Hilton Honors? Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees

N/A

680
35,000 bonus Membership Rewards? Points when you spend $2,000 in the first 3 months Rates & Fees
0% for the first 12 billing cycles (then 18.24%, 22.24% or 25.24% variable)
$5 or 3% of the transaction, whichever is greater
720
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.

N/A

680
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees

N/A

$5 or 3% of the transaction, whichever is greater
670
Earn 75,000 bonus miles and 5,000 Medallion? Qualification Miles after you spend $5,000 in purchases on your new card in your first 3 months. Rates & Fees

N/A

$5 or 3% of the transaction, whichever is greater
680
Earn 125,000 Hilton Honors? Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees

N/A

$5 or 3% of the transaction, whichever is greater
680
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees
0% for the first 12 months (then 12.99% to 17.99% variable)
3%
670
Earn 25,000 bonus points when you spend $2,500 in the first 90 days from account opening.
0% for the first 12 months (then 15.99% to 25.99% variable)
$10 or 2% of the transaction, whichever is greater
670
20,000 bonus LifeMiles after first card use
0% for the first 12 months (then 15.99% to 25.99% variable)
$10 or 2% of the transaction, whichever is greater
670
40,000 bonus LifeMiles after first card use
0% for the first 15 billing cycles (then 17.24% variable)
$5 or 3% of the transaction, whichever is greater
700
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
0% for the first 15 billing cycles (then 17.24% variable)
$5 or 3% of the transaction, whichever is greater
700
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
0% for the first 15 billing cycles (then 17.24% variable)
$5 or 3% of the transaction, whichever is greater
740
Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.

Compare up to 4 providers

Compare American Express credit cards

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