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American Express® Green Card vs American Express® Gold Card

Two excellent cards for travel and dining rewards, as well as travel credits.

Updated

Fact checked
The American Express® Green Card costs $150 a year and offers 3x points on travel and at restaurants. The American Express® Gold Card is more expensive, with a $250 annual fee — but it pays excellent rewards on groceries, 4x points at restaurants and 3x points on eligible flights.

Credits are a big point of difference. The American Express® Green Card offers a $100 annual CLEAR credit and $100 annual LoungeBuddy credit; the American Express® Gold Card brings up to $120 in annual dining credits and a $100 annual airline fee credit.

American Express® Green Card

American Express® Green Card

Rates & Fees

American Express® Gold Card

American Express® Gold Card

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

3.9 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • Travel and dining rewards worldwide
  • Generous points on dining and US supermarkets
Welcome offer
Welcome offer

30,000 points after spending $2,000 in the first 3 months

35,000 points after spending $4,000 in the first 3 months

Rewards
Rewards

3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases

3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)

Purchase APR
Purchase APR

See Pay Over Time APR

Annual fee
Annual fee $150 $250
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 680 680
Card type
Card type Other Other
Learn more
Learn more

Read review

Summary of card features

American Express® Green Card

American Express® Green Card

  • 30,000 bonus Membership Rewards® Points when you spend $2,000 on purchases in the first 3 months
  • 3x Membership Rewards® points on all eligible travel
  • 3x points at restaurants
  • 1x points on all other purchases

American Express® Gold Card

American Express® Gold Card

  • Earn 4x points at restaurants. You'll also earn 4x points at US supermarkets up to 25,000 per calendar year. Earn 1x points after that and on everything else.
  • A solid 35,000-point welcome offer after you spend $4,000 within your first 3 months of account opening.
  • Get a great selection of travel benefits and credits, including a monthly $10 dining credit and $100 airline fee credit.

Compare credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
$0
Get 3% cash back on groceries on up to $6,000 annually (then 1%) with no annual fee. This is a simple and effective rewards card. Rates & fees
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 13.99% to 23.99% variable)
$95
Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $250. This heavy-hitter rewards card has uncontested value. Rates & fees
American Express® Gold Card
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
$250
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $350 with this upper-mid tier travel card. Rates & fees
American Express Cash Magnet® Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
$0
With 1.5% back on everything and a 15 months intro APR on purchases, this no-annual-fee rewards card makes it simple to earn more rewards. Rates & fees
Delta SkyMiles® Gold American Express Card
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
15.74% to 24.74% variable
$0 intro annual fee for the first year ($99 thereafter)
With a welcome offer worth up to $600, up to 2x miles on select purchases, and assorted Delta perks, this is a strong choice for Delta fans. Rates & fees
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Compare American Express credit cards

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