Which credit cards offer American Express flight credits? | finder.com
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Compare cards with American Express flight credits

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Enjoy a round-trip flight certificate or get credit for checked baggage or other purchases.

If you’re a frequent traveler, consider an Amex card that comes with a companion flight or airline fee credit. Such premium travel benefits can offset the high annual fee of the card.

Our pick for Amex flight credits

American Express® Gold Card

  • Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
  • Earn 4x Membership Rewards® points at U.S. restaurants. Earn 4x Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1x).
  • Earn 3x Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth’s Chris Steak House. This is an annual savings of up to $120. Enrollment required.
  • $100 airline fee credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • Choose to carry a balance with interest on eligible charges of $100 or more.
  • No foreign transaction fees.
  • Annual fee is $250.
  • Terms apply.
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What you’ll find in this guide

Compare American Express cards with companion certificates or airline fee credits

Name Product Welcome Offer Base Rewards Annual Fee
60,000 points after spending $5,000 in your first 3 months
1x points
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
35,000 points after spending $2,000 in the first 3 months
1x points
$250
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
5,000 MQMs plus 35,000 miles after spending $1,000 in the first 3 months plus $100 credit after making a Delta purchase in the first 3 months
1x miles
$195
Earn 5,000 Medallion Qualification Miles (MQMs) plus 35,000 bonus miles after spending $1,000 in the first 3 months. In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
35,000 bonus miles and 5,000 MQMs after spending $1,000 in the first 3 months. Plus $100 after making a Delta purchase in the same time
1x miles
$195
Earn 35,000 bonus miles and 5,000 Medallion® Qualification Miles after you make $1,000 in purchases on your new card within your first 3 months. Plus $100 after making a Delta purchase in the same time. All information about this card has been collected independently by Finder. Rates & Fees
40,000 bonus miles and 10,000 MQMs after spending $3,000 in the first 3 months
1x points
$450
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles after you spend $3,000 in purchases on your new card in your first 3 months. All information about this card has been collected independently by Finder. Rates & Fees

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What is the difference?

You might be wondering if you should opt for a companion certificate or airline fee credit. Here are a few notable differences:

Companion certificate

Your traveling companion can only use it with Delta Air Lines and only with the main cardholder onboard the same flight.

Airline fee credit

Choose one qualifying airline and use the credit to cover incidental charges. Eligible charges include airport lounge day passes and annual memberships, booking fees, checked baggage fees, in-flight purchases and entertainment.

Where can I travel with an American Express companion certificate?

With the Platinum Delta SkyMiles® Credit Card from American Express and the Delta Reserve® Credit Card from American Express, you get a round-trip domestic main cabin companion certificate. This can be used to travel anywhere in the continental US.

Those living other states or territories such as Hawaii, Alaska, Puerto Rico or the US Virgin Islands, can travel to mainland US so long as they have an eligible address on file with SkyMiles.

With the Delta Reserve® Credit Card from American Express your companion certificate for a domestic round-trip is upgraded to first class or Delta Comfort+.
Delta Reserve® Credit Card from American Express vs Platinum Delta SkyMiles® Credit Card from American Express

How can I redeem a companion certificate or airline fee credit with American Express?

  • To redeem your companion certificate, log in to your Delta SkyMiles account and click on the Credits and certificates icon. Select your companion certificate and search for eligible flights.
  • To use your airline fee credit for incidental charges, select a qualifying airline. After two to four weeks you’ll be reimbursed for your incidental fees as they appear on your statement credit.
How does the Delta SkyMiles program work?

What else do I need to know about American Express companion certificates and airline fee credit?

Apart from the standard reserved rights to change any of these terms and conditions, American Express and its partner airlines have a few important conditions that you should be aware of before you redeem your companion certificate or airline fee credit:

  • Yearly redemption.
    These travel benefits are available 365 days from the start of your membership year — the date you first got your Amex card. You must use them before the end of that year, and they can’t be carried over to the next.
  • Account status.
    You must have an active American Express account and have paid your annual fee before redeeming the flight or travel benefit. You also need to pay at least the minimum amount listed on each statement by the due date.
  • Subject to availability.
    There’s no guarantee that the flight you want to make will be available.
  • Bookings of a lower value.
    If your flight is worth less than the annual fee of your credit card, you’ll forfeit the difference. For example, if you redeem your companion certificate for a flight worth $300 and the annual fee of your card is $450, you forfeit the difference of $150.
  • Cancellations.
    If you cancel your booking, you won’t get money back from the portion of your booking that’s made with the flight benefit.
  • Ticket or booking changes.
    Any changes made after your initial booking will attract the airline or company’s usual fees, fare differences and applicable taxes and fees. Read through the terms and conditions of your booking to find out the potential costs involved.
  • Ticket restrictions.
    You may not sell, transfer, endorse, refund or exchange your ticket for cash, or combine this offer with any other promotion, discount, negotiated or corporate rate.

Bottom line

American Express credit cards with companion certificates or airline fee credits give you a chance to balance out the annual fee of a premium travel card, while enjoying top-tier benefits and rewards. Just make sure you keep the terms and conditions in mind to get as much value as possible from this perk.

If you’re still choosing a card, you can also compare these Amex options with other credit cards that offer complimentary flights or travel credit to find the right card for your travel style.

Compare other credit cards that offer reward flights or travel credit

Name Product Welcome Offer Base Rewards Annual Fee
60,000 points after spending $4,000 in the first 3 months
1x points
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases
1.5% cash back
$0
Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
$150 cash back after spending $500 in the first 3 months
1% cash back
$0
0% intro APR for 15 months from account opening on purchases and balance transfers.
40,000 miles after spending $2,000 in the first 3 months plus 20,000 miles after spending $8,000 in the first 6 months
1x miles
$0 intro annual fee for the first year ($95 thereafter)
Earn 40,000 miles after spending $2,000 in the first 3 months. Earn an additional 20,000 miles after spending $8,000 in the first 6 months.
50,000 points after spending $4,000 in the first 3 months
1x points
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.

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