Compare American Express cards with companion certificates or airline fee credits
What is the difference?
You might be wondering if you should opt for a companion certificate or airline fee credit. Here are a few notable differences:
Your traveling companion can only use it with Delta Air Lines and only with the main cardholder onboard the same flight.
Airline fee credit
Choose one qualifying airline and use the credit to cover incidental charges. Eligible charges include airport lounge day passes and annual memberships, booking fees, checked baggage fees, in-flight purchases and entertainment.
Where can I travel with an American Express companion certificate?
What else do I need to know about American Express companion certificates and airline fee credit?
Apart from the standard reserved rights to change any of these terms and conditions, American Express and its partner airlines have a few important conditions that you should be aware of before you redeem your companion certificate or airline fee credit:
Yearly redemption. These travel benefits are available 365 days from the start of your membership year — the date you first got your Amex card. You must use them before the end of that year, and they can’t be carried over to the next.
Account status. You must have an active American Express account and have paid your annual fee before redeeming the flight or travel benefit. You also need to pay at least the minimum amount listed on each statement by the due date.
Subject to availability. There’s no guarantee that the flight you want to make will be available.
Bookings of a lower value. If your flight is worth less than the annual fee of your credit card, you’ll forfeit the difference. For example, if you redeem your companion certificate for a flight worth $300 and the annual fee of your card is $450, you forfeit the difference of $150.
Cancellations. If you cancel your booking, you won’t get money back from the portion of your booking that’s made with the flight benefit.
Ticket or booking changes. Any changes made after your initial booking will attract the airline or company’s usual fees, fare differences and applicable taxes and fees. Read through the terms and conditions of your booking to find out the potential costs involved.
Ticket restrictions. You may not sell, transfer, endorse, refund or exchange your ticket for cash, or combine this offer with any other promotion, discount, negotiated or corporate rate.
American Express credit cards with companion certificates or airline fee credits give you a chance to balance out the annual fee of a premium travel card, while enjoying top-tier benefits and rewards. Just make sure you keep the terms and conditions in mind to get as much value as possible from this perk.
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
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