Compare 2% cashback business credit cards

Look at annual fees, signup bonuses and other perks to decide which one is right for your business.

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Cash back is appealing to many business owners, as it means you don’t have to fuss with travel points or miles. Consider a 2% cashback business credit card if you want strong, easily understandable rewards.

Our pick for business cash back

American Express® Blue Business Cash Card

  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the card, your payment history, credit record, financial resources known to us and other factors.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.99%, 17.99%, or 20.99%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No annual fee
  • Terms apply
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Compare 2% cashback business cards

Name Product Rewards Purchase APR Annual fee
5% at office supply stores, on Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases
0% intro for the first 12 months (then 15.24% to 21.24% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months.
7x points on rideshares, 4x on Brex Travel, 3x at restaurants, 2x on software subscriptions and 1x points on all other purchases
N/A
$0
The first corporate card for startups. No personal liability or security deposit needed, meaning your personal credit score won't be affected.
2% cash back on all purchases
18.74% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn $500 after spending $4,500 in the first 3 months.
4% cash back on gas on up to $7,000 annually (then 1%), 4% on dining and travel, 2% at Costco and 1% on all other purchases
16.99% variable
$0
Earn 4% cash back on gas on up to $7,000 annually (then 1%), 4% on dining and travel, 2% at Costco and 1% on all other purchases.
% cash back on a chosen business category and 2% on dining on up to $50,000 combined each year, then 1% after that and on all other purchases
0% intro for the first 9 billing cycles (then 13.99% to 23.99% variable)
$0
$ statement credit bonus after spending $3,000 on purchases in the first 90 days of your account opening.

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How to compare 2% cashback business credit cards

Different cards bring different benefits to the table. Here are some elements you can use to evaluate various products:

  • Annual fee. Most cards with strong rewards will charge an annual fee. This fee can eat into your rewards, so consider whether you really want to pay it. If you don’t, there are plenty of no-annual-fee cards to choose from.
  • Rewards. Consider whether you’ll earn enough of them to offset the annual fee. If your business spends enough in the right categories, you could earn impressive cash back.
  • Signup bonus. Card providers get more and more competitive with signup bonuses, and this could be what makes a difference if you’re on the fence between products. Think about how easy it’ll be to obtain a card’s signup bonus and how much it’s worth. Typically, you’ll need to spend thousands of dollars within a few months to qualify.
  • Benefits. The card’s rewards will probably be the star of the show, but consider what else you’ll get. You could receive perks like extended warranties, purchase protection and free employee cards.

Compare all business credit cards

Updated October 16th, 2019
Name Product Rewards Purchase APR Annual fee
2% cash back on all purchases on up to $50,000 per calendar year, then 1%
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
Earn 2% cash back on all purchases on up to $50,000 per calendar year, then 1%. Rates & fees
2x points on everyday business purchases on up to $50,000 annually, then 1x points
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases
17.99% to 22.99% variable
$95
100,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network
29.24% variable
Up to $120
Earn 3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network.
2x miles on Delta purchases and 1x miles on all other purchases
17.49% to 26.49% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months plus $50 after making a direct Delta purchase in the same timeframe. Rates & fees

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Bottom line

A 2% cashback business credit card can help you obtain impressive rewards through normal business spending. Before settling on a card, compare other products based on multiple factors, such as annual fees and signup bonuses.

If you’re not sure a 2% cashback business credit card is right for you, compare other business credit cards.

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