Compare 2% cashback business credit cards | finder.com
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Compare 2% cashback business credit cards

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Look at annual fees, signup bonuses and other perks to decide which one is right for your business.

Cash back is appealing to many business owners, as it means you don’t have to fuss with travel points or miles. Consider a 2% cashback business credit card if you want strong, easily understandable rewards.

Our pick for business cash back

SimplyCash® Plus Business Credit Card from American Express

  • Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.49% - 21.49%
  • No annual fee
  • Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
  • Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases
  • With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the card, your payment history, credit record, financial resources known to us, and other factors
  • Terms apply
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Compare 2% cashback business cards

Name Product Rewards Purchase APR Annual Fee
5% on office supplies, Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases
0% intro for the first 12 months (then 15.49% to 21.49% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months.
7x points on rideshares, 4x on Brex Travel, 3x at restaurants, 2x on software subscriptions and 1x points on all other purchases
N/A
$0
The first corporate card for startups. No personal liability or security deposit needed, meaning your personal credit score won't be affected.
% cash back on gas on up to $7,000 annually (then %), % on dining and travel, 2% at Costco and % on all other purchases
17.49% variable
$0
Earn % cash back on gas on up to $7,000 annually (then %), % on dining and travel, 2% at Costco and % on all other purchases.
2% cash back on all purchases
19.24% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn $500 after spending $4,500 in the first 3 months.
% cash back on a chosen business category and 2% on dining on up to $50,000 combined each year, then 1% after that and on all other purchases
0% intro for the first 9 billing cycles (then 13.49% to 23.49% variable)
$0
$200 statement credit bonus after spending $500 on purchases in the first 60 days of your account opening.

Compare up to 4 providers

How to compare 2% cashback business credit cards

Different cards bring different benefits to the table. Here are some elements you can use to evaluate various products:

  • Annual fee. Most cards with strong rewards will charge an annual fee. This fee can eat into your rewards, so consider whether you really want to pay it. If you don’t, there are plenty of no-annual-fee cards to choose from.
  • Rewards. Consider whether you’ll earn enough of them to offset the annual fee. If your business spends enough in the right categories, you could earn impressive cash back.
  • Signup bonus. Card providers get more and more competitive with signup bonuses, and this could be what makes a difference if you’re on the fence between products. Think about how easy it’ll be to obtain a card’s signup bonus and how much it’s worth. Typically, you’ll need to spend thousands of dollars within a few months to qualify.
  • Benefits. The card’s rewards will probably be the star of the show, but consider what else you’ll get. You could receive perks like extended warranties, purchase protection and free employee cards.

Compare all business credit cards

Updated June 27th, 2019
Name Product Rewards Purchase APR Annual Fee
N/A
0% intro for the first 20 billing cycles (then 12.24% to 20.24% variable)
$0
Enjoy a market-leading 0% intro APR on purchases and balance transfers for the first 20 billing cycles, reverting to a variable 12.24% to 20.24% APR. Rates & Fees
5% back at US office supply stores and on US wireless telephone services on up to $50,000 annually (then 1%). 3% on a chosen category on up to $50,000 annually, then 1% after and on everything else
0% intro for the first 15 months (then 14.49% to 21.49% variable)
$0
Save on interest with a 0% intro APR on purchases for 15 months. After that your APR will be variable. Rates & fees
2x points on everyday business purchases on up to $50,000 annually, then 1x points
0% intro for the first 12 months (then 15.49% to 21.49% variable)
$0
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
12x points at Hilton, 6x points on select business and travel and 3x points on all other purchases
17.99% to 26.99% variable
$95
Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on the card within the first 3 months of card membership. Rates & fees
2x miles on Delta purchases and 1x miles on all other purchases
0% intro for the first 6 months (then 17.99% to 26.99% variable)
$0 intro annual fee for the first year ($95 thereafter)
Earn 70,000 bonus miles after you make $4,000 in purchases on your new card within your first 3 months. Plus earn $50 after you make your first Delta purchase in the same timeframe. Rates & fees

Compare up to 4 providers

Bottom line

A 2% cashback business credit card can help you obtain impressive rewards through normal business spending. Before settling on a card, compare other products based on multiple factors, such as annual fees and signup bonuses.

If you’re not sure a 2% cashback business credit card is right for you, compare other business credit cards.

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