Wingocard review

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This free debit card encourages your teen to develop better earning, spending and saving habits.

Wingocard is a new debit card and mobile app designed to put you in control while your teen learns to become financially literate. Unlike other teen-focused cards, Wingocard has no monthly fees and your teen can use it to withdraw cash at ATMs or make purchases anywhere Visa is accepted. But it hasn’t launched yet, so you can only sign up for the waiting list.

From $0

Monthly maintenance fee


Card typePrepaid
Card networkVisa
Monthly fee$0

Review by

Michael Benninger is a staff banking writer at Finder. He is a former credit analyst and longtime freelancer whose articles have been published by Intuit, Business Insider and the Los Angeles Times. Michael is passionate about all facets of personal finance and has written hundreds of articles about money management during the past decade.

Expert review

Wingocard has the potential to revolutionize your financial relationship with your teen while also teaching your kid the key principles of effective money management. Unlike other debit cards for kids, this one doesn’t have a monthly fee. You also won’t need to worry about a card-purchase or per-transaction fee.

But the card hasn’t yet launched, although it’s expected to debut before the end of 2020. You can join the waitlist, but if you want a card now, look at other popular prepaid cards for teens.

How do I get the Wingocard?

Currently, you can only sign up to join Wingocard‘s waiting list:

  1. Go to the provider’s site and follow the steps to apply.
  2. From the Provider website, select Join waiting list.
  3. Enter your mobile phone number and select Join waiting list again.
  4. Enter the verification code sent via text message to your mobile and select Validate.
  5. Enter your name, birthday and email address.


To be eligible for a Wingocard, you need to be at least 18 years of age to sign up for an account, but your child only needs to be at least 13 to use the card and participate in Wingocard‘s referral program.

Required information

Wingocard is currently under a waitlist, so it’s unclear what you’re required to provide as part of the application process.

What you’ll like about Wingocard

Like most debit cards for kids, Wingocard gives you the option to assign chores and pay your teen for completing them. Wingocard also offers these benefits:

  • Fewer fees. There’s no monthly, card-purchase or per-transaction fees with Wingocard.
  • Financial literacy. Your teen can complete financial quizzes to earn rewards set by you.
  • Goal setting. Create savings goals in the app or reward your child for completing chores.
  • Instant transfers. Instead of handing over cash or your credit card, you can instantly send funds to your kid’s account.
  • Access to ATMs. Wingocard has a network of 87,000 ATMs, making it easy for your teen to access cash when they need it.

What to watch out for

Wingocard also has a few drawbacks to keep in mind:
  • New product. Wingocard hasn’t launched yet, so there aren’t any customer reviews online.
  • Website needs work. Some areas of Wingocard‘s website, like their help section, features placeholder content.
  • Late launch. Wingocard‘s website states that the card will launch in the Summer 2020, but as of today, cards still aren’t available.
  • No Android app. At the time of this Wingocard review, the company has a mobile app for iOS but not for Android.

Is Wingocard safe?

Although there’s no reason to believe that Wingocard won’t be safe to use, the company’s website doesn’t currently include any information about the security of the app or the funds in your account.

Compare with other debit debit cards

Name Product Annual or monthly fee ATM withdrawal Features
$4.99 per month
  • Parental controls
  • Real-time transfers
  • Parent-paid interest
  • Investing
Greenlight is the prepaid debit card for kids that parents manage from their phones with flexible parental controls.
$0 per month
  • Financial quizzes
  • Automated savings
  • Instant transfers
Copper is a digital checking account that teaches your teen healthy money habits through interactive quizzes and an intuitive mobile app.
$1.67 per month ($19.99 annually) includes free card; $0.67 per month ($7.99 annually) for additional cards
  • Low fee
  • Investing
  • Parent-paid interest
  • Donation options
The BusyKid Visa® Prepaid Spend Card gives your kids the freedom to spend anywhere Visa® is accepted, and parents see every transaction made.
$5.99 per month
  • Parent-paid interest
  • No foreign fees
  • Real-time cash requests
Teach your children good money habits with this comprehensive prepaid card and account.

Compare up to 4 providers

How long will it take to get my card?

There’s still a waiting list to receive a Wingocard, but according to comments from the developer, the card will launch in late 2020.

I got my Wingocard. Now what?

Once you receive and activate your Wingocard, you can do the following:

  1. Use the app to send money to your teen’s card.
  2. Create savings goals your teen can work toward.
  3. Block the card when needed.
  4. Activate or deactivate ATM withdrawals.
  5. Set rewards for completing chores.
  6. Create rewards for completing financial quizzes in the app.
  7. Make purchases anywhere Visa is accepted, including online.

Funding options

Wingocard‘s website doesn’t yet have details about all of the ways to add funds to your card, but you can instantly transfer money to your child’s account using the app. There’s also a referral program that allows your child to earn $2 for every successful referral they make.

How can I contact Wingocard?

There’s no phone number you can call, but you can reach the company in the following ways:

  • Contact form on the company’s website
  • Twitter: @wingocard
  • Instagram: @wingocard
  • Via the Apple App Store

Frequently asked questions

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