Travelex Travel Insurance review December 2018 | finder.com

Travelex travel insurance

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Get unmatched travel protection and emergency travel assistance with Travelex

If you want to avoid the stress and hassle that’s traveling can bring, get a travel insurance policy from Travelex, one of the leading providers of travel insurance in North America. They have a variety of plans to choose from, including family-friendly and customized plans.

Travelex is part of the Travelex Group and it’s underwritten by the TransAmerica Casualty Insurance Company and Old Republic Insurance Company, both A-rated companies based on the standards of A.M. Best Company for financial strength and operating performance.

Compare Travelex travel insurance policies

Select the protection package you’d like and customized any coverage. Besides coverage details, the price you’ll pay for your policy also depends on several factors: your age and state of residence and the cost and dates of your trip. Use the Travelex online calculator to see your custom quote.

Rates last updated December 15th, 2018
Details Features
Travelex Flight Insure Package Plan Multi-trip
Travelex Flight Insure Package Plan Multi-trip
Coverage for medical expenses, emergency repatriation and delayed luggage for unlimited trips.
  • Policy lasts for a 12 month period
  • Emergency medical expenses: $10,000
  • Baggage coverage: $1,000
  • Trip delay: $100
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Travelex Flight Insure Multi-Trip AD&D Only
Travelex Flight Insure Multi-Trip AD&D Only
Accidental death and dismemberment coverage for unlimited trips.
  • Policy lasts for a 12 month period
  • Covers AD&D only
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Travelex Rental Car Insurance
Travelex Rental Car Insurance
Get protected against any damages or losses to your rental car for the duration of your trip.
  • Get reimbursed for the cost of repairs
  • Protects against collision, vandalism and theft
  • Cancel for any reason
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Travelex Cancel for Any Reason
Travelex Cancel for Any Reason
Not 100% sure you're going to make your trip? Cancel For Any Reason upgrade is available with the Travel Select plan.
  • Reimburses up to 75% of the insured trip cost
  • Must cancel within 48 hours before scheduled departure
  • Offered on trips with a maximum value of $10,000
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Travelex Flight Accident Insurance
Travelex Flight Accident Insurance
Coverage customized for you and your valuables while flying.
  • Trip cancellation: None
  • Flight AD&D: Up to $1,000,000
  • Trip delay: $100
  • Travel assistance & concierge services included
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Travelex Business Traveler
Travelex Business Traveler
Standard travel insurance protection (single and multi trip) with customizable options.
  • Trip interruption: $1,000
  • Trip delay: $750
  • Baggage coverage: $2,000
  • Professional/business property: $500
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Travelex Flight Insure Plus
Travelex Flight Insure Plus
Choose the coverage amount that meets your needs. Baggage and trip delay protection included.
  • Flight accident AD&D: Up to $1,000,000
  • Emergency medical expenses: $10,000
  • Baggage coverage: $1,000
  • Medical evacuation & repatriation: $100,000
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Travelex Travel Max
Travelex Travel Max
The most comprehensive protection plan offered by Travelex. Offers optional Cancel For Any Reason upgrade.
  • Trip cancellation: 100% cost of trip
  • Emergency medical expenses: $100,000
  • Baggage coverage: $2,500
  • Trip delay: $1,000
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Travelex Travel Select
Travelex Travel Select
Family friendly plan with free coverage for children under 17. Options to customize or upgrade to Adventure Sports coverage.
  • Trip cancellation: 100% cost of trip
  • Emergency medical expenses: $50,000
  • Baggage coverage: $1,000
  • Trip delay: $250/day up to $750
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Travelex Travel Basic
Travelex Travel Basic
Essential travel coverage — with the option to customize — that can protect the cost of your trip.
  • Trip cancellation: 100% cost of trip
  • Emergency medical expenses: $15,000
  • Baggage coverage: $500
  • Trip delay: $250/day up to $500
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Travel Basic

This package offers competitive coverage for travelers on a budget. It’s the ideal plan for domestic and short trips, offering money as reimbursements rather than credit vouchers. It also provides coverage for side excursions and missed cruised connections, along with:

  • Emergency medical evacuation.
  • Baggage delay.
  • Trip cancellation, delay or interruption.
  • Travel assistance and concierge services.
  • First payer, no deductibles.

Travel Select

This is a customizable plan, suitable for families traveling together. It covers kids under 21 for free, once they’re with a covered adult family member. The plan also includes:

  • Emergency medical & evacuation.
  • Baggage delay.
  • Missed cruise connection.
  • 50% or more trip cancellation reimbursement.
  • 21-day pre-existing condition exclusion waiver.
  • 24-hour AD&D benefit.

Business Traveler

Business travelers get coverage for both large and small businesses that offer insurance for their employees while they travel and includes:

  • Emergency medical & evacuation.
  • Professional business baggage cover.
  • Trip cancellation upgrades for business reasons.
  • 30-day coverage for each trip.
  • Missed cruise connection.

Travel Max

For travelers who don’t want to leave anything out, consider the Travel Max plan for extensive coverage. It offers travelers the luxury to cancel at any time — exclusive to this plan. This package also includes:

  • Emergency medical & evacuation.
  • Trip cancellation for business reasons.
  • Cancel for any reason upgrade.
  • Missed cruise connection.
  • Accident and rental car damage coverage.
  • 30 days pre-existing condition exclusion waiver.
  • Flight accident AD&D.

Flight Insure Plus

You have two coverage options: single-trip coverage for individuals traveling only once or twice per year, and a multi-trip plan for those who travel more than three times a year. You can choose your level of coverage that also includes:

  • Medical, baggage and AD&D coverage.
  • Accidental death or life insurance coverage.
  • Trip coverage of up to 180 days.
  • First payer, no deductibles.

You can also choose to customize with upgrades on the Travelex website.

Benefits available on Travelex travel insurance policies

BenefitsMaximum coverage/per person
Trip cancellationUp to 100% of the full trip
Trip interruptionUp to 150% of the full trip
Trip delay$750
Missed connection/cruise$750
Baggage and personal effects$1,000 iPad and laptop protection with Business traveler plan
Baggage delay$250
Emergency medical evacuation and repatriation$500,000
Emergency medical and dental expenses$50,000
Accidental death and dismemberment$25,000
Travel assistance and concierge services24-hour legal help, emergency cash transfer, document and ticket replacement
24-hour AD&D$25,000

Additional options available on Travelex travel insurance policies

The need for travel insurance coverage varies based on your reason for traveling, who you’re traveling with and what kind of coverage you already have. Being able to upgrade and add on benefits makes Travelex a good choice for all kinds of travelers. The optional benefits you can choose to include in your plan varies based on the policy you purchase, but the overall upgrades that are available include:

  • Cancel for any reason. Makes it easy for you to cancel your trip for all unexpected and unforeseen reasons.
  • Rental car damage. If your plan doesn’t include rental car damage, include this option if you rent a car while traveling.
  • Pre-existing condition waiver. Coverage for travelers who have a pre-existing medical condition in a given time frame.
  • Flight insurance. Adds health and accident coverage and additional protection for your time and baggage.
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Making a travel insurance claim with Travelex

Making a claim with Travelex is simple and easy. First, go to the Travelex website and follow the steps. To file the claim online, you’ll need to know your product plan number and the type of insurance plan you have.

  • To file a claim for trip cancellation and interruption, you must contact your Travel Supplier and Claims Administrator to report your claim and avoid non-covered expenses for making a late claim.
  • To file a medical expense claim, ensure you have all receipts stating the amount you paid with specific listings of your diagnosis and treatment.
  • For a claim for lost, stolen or damaged baggage, be sure to notify the local authorities, hotel management, or tour guide representative to receive a written statement that must be submitted when you file your claim.
  • To file a claim, all receipts and bills must be original. Photocopies are not accepted.
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Frequently asked questions

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