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Seven Corners travel insurance review

Competitive, comprehensive individual and group coverage backed by more than two decades of experience.

Seven Corners Inc.
  • Get this insurance if you’re looking for comprehensive travel coverage — and you’re willing to pay for it.
  • Pick something else if you’re looking for bare-bones, budget-friendly travel insurance.

Compare Seven Corners coverage options

Name Product Trip Cancellation Emergency Medical Expenses Baggage Coverage Trip Delay
Seven Corners Trip Protection Insurance
Comprehensive coverage for the cost of your trip, your medical expenses and your belongings.
Seven Corners Visitor Immigrant Insurance
Customizable travel insurance for non-US citizens who want medical protection while travelling to the USA. Policy length ranges from 5 to 364 days, with options to renew.
Seven Corners Liaison Travel Medical
Coverage when traveling outside your home country with terms between 5 days to 3 years.
Seven Corners Wander Frequent Traveler Annual Insurance
Coverage for as many trips as you want for travel periods lasting up to 30 or 45 days.
Seven Corners Student Travel Insurance
Specialized coverage for students, faculty and scholars who are traveling abroad for educational or research purposes.
Seven Corners Liaison® Travel Plus
Seven Corners Liaison® Travel Plus
International travel medical insurance with coronavirus coverage.

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What types of trip protection does Seven Corners offer?

With so many plans in its travel insurance suite, Seven Corners can provide anything from your basic plans to those for the most active travelers. All plans include 24/7 toll free travel assistance in multiple languages and free cancellation — no questions asked — within 10 days before your coverage begins.

RoundTrip Economy

Coverage at an economical price

  • Trip cancellation coverage — 100%
  • Emergency medical coverage — $10,000
  • Emergency evacuation and repatriation — $100,000
  • Lost, stolen or damaged baggage — $500
  • Emergency dental expense — $750

RoundTrip Choice

Preferred levels of protection and options to expand your coverage

  • Trip cancellation coverage — 100%
  • Emergency medical coverage — $100,000
  • Emergency evacuation and repatriation — $500,000
  • Lost, stolen or damaged baggage — $1,500
  • Emergency dental expense — $750

RoundTrip Elite

Highest level of protection with specialized options for sports trips and cancel for work reasons

  • Trip cancellation coverage — 100%
  • Emergency medical coverage — $250,000
  • Emergency evacuation and repatriation — $1 million
  • Lost, stolen or damaged baggage — $2,500
  • Emergency dental expense — $750

Does Seven Corners cover the coronavirus?

Yes, with the liason travel plus policy that covers medical costs in the wake of the coronavirus. In addition to covering other illnesses and injuries, if you contract the coronavirus outside of your home country, you can be covered for up to $100,000 in medical expenses. You’ll also have up to $500,000 in medical evacuation coverage if you’re required to be transported to an appropriate medical facility.

What travel insurance coverage does Seven Corners offer?

Seven Corners offers comprehensive plans to cover most domestic and international travel, including:

  • Travel medical. Covers trips outside your home country through three Liaison plans: International, Continent and Majestic.
  • Trip protection. Safeguards US residents’ trip costs, medical expenses and belongings while traveling through Roundtrip Economy, Roundtrip Choice and Roundtrip Elite.
  • Security. Providing personal protection against kidnapping, ransoms and other crises when you travel.
  • Visitor and immigrant. Inbound Guest, Choice and Immigrant plans cover those who aren’t US citizens.
  • Student plans. Medical coverage for international students and faculty.
  • Health insurance. Global health insurance coverage through Reside.
  • Adventure sports. Though Seven Corners has phased out its Dogtag package for adventure sports trips, you can still get coverage for hunting, fishing and outdoor sports.
  • Group coverage. Protect your trip and your health through two plans designed for group travel.

What’s not covered by Seven Corners?

In line with many other travel insurance providers, Seven Corners bars coverage for specific situations that vary by plan:

  • Specific destinations. Your plan typically bars trips to Iran or Syria, for example.
  • State restrictions. You won’t find all plans available in all US states.
  • Extreme sports. Unless you buy an adventure-travel plan, your hunting or skydiving trip may not be covered.
  • Pre-existing conditions. If you have a long-term health issue, your protection may not extend into medical care.
  • Political or government interference. Declarations of war and terrorism may not be included in your coverage.
  • Not many domestic options. Its plans are ideal for international student, senior, business and other travelers.

How much does a Seven Corners policy cost?

Your policy costs will depend on how much coverage you want. Seven Corners wholly embodies the idea that the world’s your oyster. But that means too many choices to narrow down a specific cost.

Say you’re planning a trip to Hungary and want basic coverage that includes medical and trip interruption. You have the option of policy maximums that range from $50,000 to $1 million with daily rates of $0.72 to $1.02, depending on your age.

Seven Corners reviews and complaints

Seven Corners is a leader in its field. But that doesn’t mean it’s without its drawbacks.

Unhappy customers report claim denials without a lot of explanation and unhelpful customer support in the thick of trip cancellations, if not an outright inability to purchase a plan due to pre-existing conditions. Still, many are happy with the wide-ranging plans offered to cover nearly any potential pitfall to experiencing a planned adventure.

Customers online report an easy-to-navigate website and straightforward quote process. A few say that flipping through each plan and its various tabs can take time, but that Seven Corners makes its information easily accessible.

Still, you’ll find complaints about poor communication and denied claims. On the other hand, many people praise the company for their strength in those areas, providing a generally positive outlook on Seven Corners. Seven Corners has a score of 3.9 out of 5 based on 2,594 reviews on Trustpilot as of October 2020.

What should I know before I apply?

When you apply for a plan with Seven Corners, you’re required to submit personal info that includes:

  • Your full name and contact details
  • Your employment information
  • Your date of birth and Social Security number
  • Your passport for international travel only

What documents will I need to provide when filing a claim?

The claim process is a fairly straightforward four steps:

1. Confirm your plan. Find your plan information on your Seven Corners ID card, your policy or your coverage letter. Or log in to your online account, if you created one with your application.
2. Complete and sign the online Proof of Loss Form. Download forms for all situations and in many common languages that include French, Spanish and Chinese.
3. Gather necessary documents. You’ll need copies of your passport, related service bills and receipts and any other supporting documentation for your claim.
4. Submit your claim. You have the option of uploading, emailing, faxing or mailing your claim.

Seven Corners doesn’t indicate how long you’ll wait for a claim. But it does offer an appeals process if you aren’t happy with any decision. All appeals are addressed within 30 days of receipt.

What is Seven Corners?

Headquartered in Carmel, Indiana, Seven Corners has been around for over 25 years, underwriting and supporting all of its own policies. It’s best known for a wide variety of comprehensive travel insurance plans available for both domestic and foreign travel.

Certified by the BBB since 1999, with an A+ rating, Seven Corners gets an 8.9 out of 10 on Trustpilot based on 567 reviews.

How to get a quote

Getting a quote is easy and free. From Seven Corners’ homepage, you’re walked through a series of questions about your residency, trip length, destination and your desired coverage that result in a Quick Quote form specific to your needs.

Indicate your trip’s start and end date, your state of residence and personal info about the people you’re looking to insure.

seven corners travel insurance

If you already know the type of insurance plan you’re interested in, peruse the site’s top menu bar to find the coverage you need. From there, you’ll see plan costs for a general overview of the pricing you can expect.

I bought a policy. What should I do before my trip?

  • Review your policy. Make sure that you understand what’s covered in your plan, reading all details and exclusions.
  • Pass along any trip updates. Report your complete travel details and any changes before you head out — including updates to flights, airport transportation and destinations. If your medical situation changes, you’ll want to let Seven Corners know.
  • Contact customer service. Support is available 24/7 by phone, email, social media or live chat.

Bottom line

Seven Corners may not be the cheapest travel insurance provider in the game. But you’ll find comprehensive plans that go beyond your typical coverage — whether you’re a US citizen traveling domestically or internationally, part of a group, traveling for 45 days or more, a student or some combination of these groups.

No matter your needs, compare your travel insurance options to find a provider that best fits your traveling pursuits.

Frequently asked questions

How much medical protection should I buy?

How much you’ll want to buy ultimately rests on how much risk you — and your budget — are willing to take on while traveling.

To narrow down medical protection, the best first step is to first find out what your current health insurance or other plans cover outside the US. Call your insurance company and discuss how much you might pay for an emergency room visit in your destination country.

With a better idea of the coverage you need, then find out how much medical care is for foreigners in your destination country. Knowing these two amounts will help you find an amount you’re willing to pay during a medical emergency.

For trip and other protection, account for your age, any pre-existing conditions, the medical risks in your destination country, the activities you’re planning and medications you currently take.

What if the dates or other details of my trip change?

Contact Seven Corners right away and report the changes. Typical plan changes they can accommodate include your trip’s cost, your dates and your destinations.

How does Seven Corners cover pre-existing conditions?

It depends on the plan. If you need coverage for pre-existing conditions, Seven Corners waives an exclusion for its RoundTrip Choice and RoundTrip Elite plans depending on specific purchasing and payment parameters.

Contact your Seven Corners representative for more information about how the company defines pre-existing conditions and exclusion details.

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2 Responses

    Default Gravatar
    sarahJune 18, 2019

    Hi there, i wanted medical travel insurance and also baggage travel insurance while i am in nepal, from the 19th june to 3rd july – what packages do you have? i dont need coverage for flights.


      Avatarfinder Customer Care
      nikkiangcoJune 19, 2019Staff

      Hi Sarah,

      Thanks for your question.

      Nepal is a great country to visit! To help protect you from the unique risks associated with traveling to Nepal, there are travel insurance plans for Nepal that you can compare. These plans typically include emergency medical expenses and repatriation as well as luggage delays and stolen items.

      Should you wish to get packages for medical and luggage insurance from Seven Corners, please contact them directly for further assistance.

      Before taking any travel insurance, please read through the Product Disclosure Statements/Terms and Conditions to make sure you have sufficient cover before you travel.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.


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