RoamRight travel insurance policy reviews | finder.com.

RoamRight travel insurance

Find comprehensive coverage for trips close to home or abroad with RoamRight travel insurance.

When you’re planning a vacation, you want to focus on your travel excursions and adventures. Worrying about things that could go wrong can put a damper on your trip. Apply for travel insurance to take the burden off of you, and your finances, if your trip doesn’t go as planned.

RoamRight covers you for things like trip cancellation, medical expenses and lost or delayed baggage. You can choose from comprehensive or customizable policies, covering you for both the expected and unexpected. So don’t let anything get in the way of your vacation.

Its high-level coverage is delivered via RoamRight’s user-friendly website with an experienced customer service team. It offers global assistance services and travel insurance policies, and is underwritten by Arch Insurance Company.

Compare RoamRight travel insurance policies

Details Features
RoamRight Travel Insurance Multi-Trip Medical
RoamRight Travel Insurance Multi-Trip Medical
RoamRight's Multi-Trip Medical plan provides coverage for up to four (4) trips in a plan year – up to 30 consecutive days in length for each trip – anywhere in world.
  • Medical & Emergency Medical Evacuation - Up to 360 days
  • Medical & Emergency Medical Evacuation - $100,000 Limit For all travellers
  • Dental Expenses - $200
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RoamRight Travel Insurance Essential
RoamRight Travel Insurance Essential
RoamRight’s Essential travel insurance package can be broken down into three critical parts: Trip Cancellation insurance, tourist health insurance, and baggage insurance.
  • Cancellation Cover - 100% Cost of Trip
  • Emergency Medical Expenses - $15,000
  • Emergency Evacuation and Repatriation - $150,000
  • Baggage and Personal Effects Cover - $750
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RoamRight Travel Insurance Multi-Trip Annual
RoamRight Travel Insurance Multi-Trip Annual
Annual travel insurance plans provide coverage for all of your trips throughout the year, subject to a maximum length of 30 to 90 days per trip, depending on the plan.
  • Trip Cancellation Cover - $1,500
  • Emergency Accident & Medical Expense Cover - $15,000
  • Emergency Evacuation & Repatriation - $100,000
  • Renters Collision Insurance - $25,000
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RoamRight Travel Insurance Active
RoamRight Travel Insurance Active
Your sports vacation will have the protection you want. If your trip is cancelled or interrupted due to a covered reason, you are protected for the costs of unused non-refundable deposits and payments that were arranged separately from the vacation, such as green fees, equipment rentals and lessons up to a maximum of $1,000 per insured.
  • Trip Cancellation Coverage - 100%
  • Sports Coverage - $1000
  • Emergency Accident & Medical Expense Coverage - $50,000
  • Emergency Evacuation & Repatriation - $500,000
  • Accidental Death & Reimbursement - $10,000
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RoamRight Travel Insurance Adventure
RoamRight Travel Insurance Adventure
Adventure travel covers a broad range of activities – from bungee jumping and hang gliding to rock climbing and spelunking – and it’s important to make sure you have the right travel insurance plan for your activities.
  • Trip Cancellation - 100%
  • Sports Coverage - $1000
  • Emergency Accident & medical Expense - $50,000
  • Emergency Evacuation & Repatriation - $500,000
  • Accidental Death & Reimbursement - $10,000
  • Baggage & Personal Effects (sporting equipment included) - $2,500
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RoamRight Travel Insurance Elite
RoamRight Travel Insurance Elite
The Elite plan from RoamRight is our most comprehensive package. It provides the highest levels of coverage in one convenient plan.
  • Cancellation Cover - 100% Cost of Trip
  • $100,000 Accidental Death & Reimbursement - $100,000
  • Emergency Evacuation & Repatriation - $1 million
  • Dental Expenses - $750
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RoamRight Travel Insurance Preferred
RoamRight Travel Insurance Preferred
As the name implies, the Preferred package provides coverage for most trips and vacations.
  • Cancellation Cover - 100% Cost of Trip
  • Emergency Accident & Medical Expenses - $50,000
  • Emergency Evacuation and Repatriation - $500,000
  • Accidental Death and Dismemberment - $10,000
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RoamRight travel insurance policies

RoamRight offers a range of policy options designed to suit your individual, family or group travel needs. All plans include:

  • Emergency accident and sickness medical expenses.
  • Emergency evacuation, medically necessary repatriation, and repatriation of remains.
  • Security assistance for political evacuation.

Elite

This plan has the best benefits and highest level of coverage for:

  • Trip cancellation.
  • Trip interruption.
  • Missed connection and itinerary change.
  • Trip delay.
  • Baggage and personal effects.
  • Baggage delay.
  • Accidental death dismemberment (AD&D).
  • AD&D (air common carrier only).
  • Cancel for work reasons.

Preferred

This is the most popular choice because it meets the needs of most travelers. It offering high coverage for medical and evacuation.

  • Trip cancellation.
  • Trip interruption.
  • Missed connection and itinerary change.
  • Trip delay.
  • Baggage and personal effects.
  • Baggage delay.
  • Accidental death dismemberment (AD&D).

Essential

The essential plan is the most affordable trip cancellation policy that provides minimal coverage for:

  • Trip cancellation.
  • Trip interruption.
  • Missed connection and itinerary change.
  • Trip delay.
  • Baggage and personal effects.
  • Baggage delay.

Adventure

You’ll get coverage for more adventurous activities like scuba diving, bungee jumping and parasailing — activities generally not covered by other plans. You’ll also be covered for:

  • Trip cancellation.
  • Trip interruption.
  • Missed connection and itinerary change,
  • Trip delay.
  • Sports coverage.
  • Hazardous sports.
  • Baggage and personal effects.
  • Baggage delay.
  • Accidental death dismemberment (AD&D).

Active

If you’re planning a trip with sporting activities like skiing and golfing, this plan has all the coverage of the Adventure plan, without hazardous coverage, including:

  • Trip cancellation.
  • Trip interruption.
  • Missed connection and itinerary change.
  • Trip delay.
  • Sports coverage.
  • Baggage and personal effects.
  • Baggage delay.
  • Accidental death dismemberment (AD&D).

Multi-trip

This is coverage for the avid traveler who takes more than two trips a year. It has all the coverage of the Preferred plan, but will cover you all year long, including:

    • Trip cancellation.
    • Trip interruption.
    • Missed connection and itinerary change.
    • Trip delay.
    • Baggage and personal effects.
    • Baggage delay.
    • Accidental death dismemberment (AD&D).

    Medical

    Covers only medical costs for six months to almost anywhere you want to go, including:

    • Trip interruption.
    • Baggage and personal effects.
    • Accidental death dismemberment (AD&D).

    Additional options available for some policies

    Additional cover options available from RoamRight include:

    • Cancel for work reasons. If you need to cancel your trip for work related issues, RoamRight will cover the expenses by providing the same coverage offered for regular trip cancellation.
    • Cancel for any reason. Whether its because of childcare, sickness or simply of change of heart, you’ll be covered if you need to cancel your trip.
    • Rental car damage waiver. Covers the cost to repair or replace a rental car, and pay the charges from the rental company if your rental car is damaged or stolen.
    • 24 hour assistance. RoamRight 24/7 telephone assistance is there to provide you with whatever services you need such as filing claims, finding a hospital closest to you, and providing translation services, and more 24 hours a day, seven days a week.
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    RoamRight travel insurance claims

    It can be a hassle to file an insurance claim, however when you understand the process, filing your claim with RoamRight is simple. Always save all receipts relating to your travel — you never know which one you may need. To ensure a smooth process, you’re assigned a claim examiner who handles your specific claim.

    When filing a claim, you have four options:

    1. Online. To file a claim online, first complete the registration form with your date of birth and policy number. Once you have access, complete the required form, and you’re on your way. This is one of the fastest and easiest ways to file, and you can check the status of your claim while it’s being processed.
    2. Mail. To file a claim by mail, download and print the appropriate claim form here. Complete the form and mail it into the Claims Department at: RoamRight, Executive Plaza IV, 11350 McCormick Road, Suite 102, Hunt Valley, MD 21031.
    3. Email. To file by email, send the completed form to claims@roamright.com
    4. Fax. Complete the appropriate form and fax it into 1-443-279-2901.

    Before you complete and submit a claims, read the forms to understand what you are filing. If you don’t know which form to file, contact RoamRight customer service at 1-855-762-6252 and speak with a customer service representative.

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    Interested in applying for RoamRight travel insurance?

    Don’t let travel insurance be an after thought. Purchasing a plan for your travel needs can save you from financial hardships. Always do your research and compare other insurance plans before you decide on one.

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    Frequently asked questions about RoamRight

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