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Whether you’re traveling overseas for a short getaway or an extended round the world trip, you need travel insurance. From lost passports to overseas medical emergencies — the list of stressful and costly mishaps that can disrupt your travel plans is long, so it pays to have a financial safeguard in place before you leave home.
Travel insurance offers the peace of mind you need when you’re on a trip. InsureandGo offers a range of competitive travel insurance options for American tourists, including for international and domestic travel, cruises, family and senior travel. These policies offer competitive and affordable protection that offers a wide range of benefits.
InsureandGo Travel Insurance is issued by Mitsui Sumitomo Insurance Company Limited, a Japan-based insurance provider with a strong global presence. InsureandGo operates its own overseas emergency assistance helpline, which can be contacted 24 hours a day, seven days a week, from anywhere in the world.
Global Silver | Global Gold | Global Platinum | |
---|---|---|---|
Trip cancellation | Total cost of trip | Total cost of trip | Total cost of trip |
Trip interruption | 150% of cost trip | 150% of cost trip | 150% of cost trip |
Travel delay | $250 | $250 | $500 |
Baggage and personal effects | $750 | $1,000 | $2,000 |
Baggage delay | $300 | $700 | $800 |
Missed connection (Cruise only) | $250 | $250 | $500 |
Emergency medical expense | $100,000 | $250,000 | $500,000 |
Emergency medical transportation & repatriation | $250,000 | $500,000 | $500,000 |
Air flight accident (ADD-flight only) | $50,000 | $50,000 | |
Travel accident (ADD) | $25,000 | $25,000 | |
24 hr emergency assistance | |||
Travel assistance | |||
Concierge services | |||
Roadside assistance | |||
Pre-existing condition coverage* |
InsureandGo’s doesn’t cover pre-existing condition if in the 60 days prior to coverage starting:
However, this exclusion on pre-existing conditions can be waived if you enroll in an InsureandGo plan at the time you pay the deposit required for the covered trip (or within 14 days of the initial deposit) and you buy coverage under the policy for the full cost of the covered trip.
If you want to make a claim on your InsureandGo policy, you’ll need to register your claim with your insurer no later than 30 days after completing your travel. You’ll need to submit a signed and completed claim form to InsureandGo along with any other information having to do with your claim including invoices and receipts, proof of ownership, police reports and medical reports.
Claim forms are available for download from the InsureandGo website.
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