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Atlas Travel insurance by Tokio Marine HCC – MIS Group

Get protection for your next trip with a customized Atlas Travel or Atlas Premium policy.

Atlas Travel

The last thing you want to think about when planning your next getaway is what could go wrong. Unfortunately, unplanned events can occur, resulting in an injury or some other mishap. A travel health insurance policy from Atlas can protect you and your family in case the unexpected occurs.

All Atlas travel medical insurance policies are underwritten and backed by Tokio Marine HCC – Medical Insurance Service Group.

Receive quotes for Atlas insurance and apply

Name Product Trip Cancellation Emergency Medical Expenses Baggage Coverage Trip Delay
Atlas Group Insurance by Tokio Marine
Customizable policy designed for families, student organizations and groups of five or more people.
Atlas StudentSecure by Tokio Marine
Choose from four levels of coverage to get the travel protection you need while travelling as a student.
Atlas Premium by Tokio Marine HCC – MIS Group
Designed to provide families, business travelers or adventurers with high amounts of coverage.
Atlas Travel by Tokio Marine
Customizable policy that balances basic essentials with premium coverage.
Atlas MultiTrip by Tokio Marine HCC – MIS Group
Annual protection for multiple trips of up to 30 or 45 days. Additional travel benefits like emergency medical evacuation, political evacuation and sports coverage included.

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Policies offered by Atlas

Atlas offers several plans tailored to meet your needs whether you’re traveling for pleasure or business.

Atlas Travel

Customize this insurance plan for your needs with these essential protections while you’re abroad. It covers protections like:

  • Hospital room and board.
  • Emergency medical evacuation.
  • Repatriation of remains.
  • Accidental death and dismemberment.
  • Common carrier accidental death.
  • Trip interruption.
  • Hospital indemnity.

Atlas Premium

This coverage is for your peace of mind knowing that you’re protected to the maximum coverage. It’s especially good for parents wanting complete coverage for their family, interested in maximum medical benefits and travel-assistance benefits, as well as people over 75 years old.

  • Lost luggage.
  • Personal liability.
  • Return of children.
  • Emergency reunion.


This is the ideal plan for students studying abroad. It offers four levels of coverage—elite, select, budget and smart—so you can choose the coverage and cost that fit your needs and budget. These plans cover things like:

  • Hospital room & board.
  • Emergency medical evacuation.
  • Repatriation of remains.
  • Local burial or cremation.

Atlas MultiTrip

This offers travel medical insurance protection to anyone who travels more than once or twice per year. This is an annual insurance plan that is ideal for business executives, international travelers and sales professionals who take multiple trips lasting up to 30 or 45 days. You’ll pay one fee upfront, and you’re covered for all trips you take within 12 months. The following events are covered by the Atlas MultiTrip insurance policy:

  • Political evacuations.
  • Emergency medical evacuations.
  • Sporting activities.
  • Crisis aversion.
  • Terrorism.

Atlas Group insurance

This is for you if you plan to travel with five or more people. This policy offers coverage for benefits such as:

  • Acts of Terrorism.
  • Natural disaster.
  • Kidnapping and ransom.
  • Political evacuation.

Trip Cancellation

Offers three tiers of protection: Atlas Excursion, Atlas Expedition and Atlas Enterprise which includes coverage for:

  • Trip cancellation.
  • Trip interruption.
  • Sickness and injury, medical.
  • Medical evacuation.

Additional options available

Atlas Travel insurance makes it possible for you to tailor your insurance policies to fit your needs by adding options such as:

  • Accidental death and dismemberment rider — provides additional benefits for accidental death, or loss of one or both limbs.
  • Additional crisis response benefit, ransom, personal belongings, and crisis response fees and expenses.
  • Additional personal liability coverage of $100,000 maximum.
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Atlas Travel insurance claims

To file a claim with Atlas, you must provide a notice of the claim you’re filing. You’ll get a response from them with the necessary forms for filing a proof of claim. The following documents are considered a proof of claim:

  • A claimant’s statement and authorization form signed and completed by you with all required documents attached.
  • All original physicians itemized bills, as well as, hospitals and other medical provider bills.
  • All original receipts for expenses you’ve already paid.

There’s a 60 day grace period for submitting proof of claim which begins on the last day of the certificate period. You may need to provide additional documents like medical records.

Frequently asked questions

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