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Allstate travel insurance

Keep all your travels safe from the unexpected with Allstate travel insurance.

Whether you’re heading off on an extended getaway, a last-minute vacation or a business trip, it’s crucial that you have protection for the unexpected. No one budgets for a medical emergency when you’re on vacation. Investing in Allstate travel insurance before a trip can give you the peace of mind to truly relax on your trip.

Allstate is a world-renowned insurance company underwritten by RBC Life Insurance that provides auto, home, life, health, security and travel insurance. Policies include coverage for annual multi-trip journeys, single-trip journeys, medical expenses and trip cancellations. There’s also a special policy for visitors to Canada that provides emergency medical coverage for friends and families who visit from overseas.

Allstate travel insurance policies

  • Multi-trip annual. If you’re a frequent traveler — taking two or more trips a year — this policy will save you time and money. You’re covered for as many trips as you want within 12 months of the policy.
  • Single-trip. This policy is good for one trip, from the day you leave until the day you return home.
  • Travel medical. Coverage for emergency medical care for single- and multi-trip policyholders. Allstate pays the hospital or doctor or will reimburse you for eligible medical-related expenses. Coverage includes hospital stays and treatments, dental services, prescriptions, ambulance services, private duty nursing and emergency air transportation for medical evacuation.
  • Trip cancellation and trip interruption. This covers you if your trip is cancelled before departure for things like bad weather or the death or illness of a loved one. It pays for unfinished or interrupted trips due to unavoidable circumstances that cause you to cut your trip short and return home.
  • Accidental death and dismemberment. Coverage for you or your beneficiary in the event of accidental death or loss resulting from an accident.
  • Visitors to Canada medical. This policy is available for foreign workers, immigrants or other visitors to Canada. It provides benefits for emergency medical treatment, dental services and emergency air transportation.
  • Rental car protection. Coverage for rental cars while you’re traveling protecting you against towing, fire department charges and reasonable loss to the vehicle.
  • Baggage. If your baggage or personal items are lost, damaged, destroyed or stolen while in transit or from a hotel, you’ll be covered.
  • Non-medical package. This policy provides coverage for trip cancellation and interruption, accidental death and dismemberment as well as lost, stolen or damaged baggage.
  • Visitors to Canada. This benefit is available for single-trip journeys for trip cancellation and interruption, accidental death and dismemberment as well as lost, damaged or stolen baggage.
  • All-inclusive vacation. This benefit is available for single-trip journeys for travelers aged 59 years and younger. In provides coverage for trip cancellation and interruption, accidental death and dismemberment, and damaged, lost or stolen baggage.
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Compare Allstate to other insurance providers

Details Features
Seven Corners Trip Protection Insurance
Seven Corners Trip Protection Insurance
Travel with a smile - protect your trip cost, your medical expenses, & your belongings.
  • Emergency Accident & Sickness Medical Expenses up to $250,000
  • Trip Cancellation – 100% of Trip Cost
  • Trip Interruption – up to 150% of Trip Cost
  • Political Evacuation - $20,000
  • Lost, Stolen or Damaged Baggage – up to $2,500
  • Emergency Medical Evacuation – up to $1 million
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Travelex Travel Max
Travelex Travel Max
TravelEx's most comprehensive protection plan for the comprehensive traveler. Offers optional Cancel For Any Reason upgrade.
  • Trip Cancellation - 100% of Insured Trip Cost
  • Trip Interruption - 150% of Insured Trip Cost
  • Trip Delay - $1000
  • Medical Expense Benefits - $100,000
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RoamRight Travel Insurance Essential
RoamRight Travel Insurance Essential
RoamRight’s Essential travel insurance package can be broken down into three critical parts: Trip Cancellation insurance, tourist health insurance, and baggage insurance.
  • Cancellation Cover - 100% Cost of Trip
  • Emergency Medical Expenses - $15,000
  • Emergency Evacuation and Repatriation - $150,000
  • Baggage and Personal Effects Cover - $750
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STA Travel Standard International
STA Travel Standard International
Get affordable cover for the essentials of options with STA's mid-level cover policy. This option will still provide up to $1500 in luggage cover and up to $100,000 in medical cover.
  • Trip Cancellation Cover - 100% of trip cost insured up to $10,000
  • Emergency Medical Expenses Cover - Up to $100,000
  • Baggage and Personal Effects - Up to $1,500
  • Trip Delay - Up to $500
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RoamRight Travel Insurance Preferred
RoamRight Travel Insurance Preferred
As the name implies, the Preferred package provides coverage for most trips and vacations.
  • Cancellation Cover - 100% Cost of Trip
  • Emergency Accident & Medical Expenses - $50,000
  • Emergency Evacuation and Repatriation - $500,000
  • Accidental Death and Dismemberment - $10,000
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Travelex Cancel for Any Reason
Travelex Cancel for Any Reason
Cancel For Any reason upgrade available with the Travel Max plan. Cancel for any reason - no questions asked.
  • Reimburses up to 75% of the insured trip cost
  • 100% cover if delayed to departure and loose at least 30%
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Atlas Travel
Atlas Travel
Provides customizable coverage for specific losses. Cover can be tailored to provide a balance between the basic essentials and premium cover.
  • Illness and Injury Cover - Up to $1 million
  • Emergency Medical Evacuation - Up to $1 million
  • Lost Checked Luggage - Up to $500
  • Travel Delay - $100/day up to 2 days
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Atlas Premium
Atlas Premium
Provides quality cover for a range of benefits with higher cover limits. Premium plan is perfect for travellers with health concerns looking for total protective cover.
  • Illness and Injury Cover - Up to $2 million
  • Emergency Medical Evacuation - Up to $1 million
  • Lost Checked Luggage - Up to $1,000
  • Travel Delay - $200/day up to 2 days
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Travelex Flight Insure Plus
Travelex Flight Insure Plus
Provides option to choose between different levels of flight insurance protection.
  • Flight Accident AD&D - Up to $1 Million
  • Baggage - $2,000
  • Medical Expense Benefits - $2,500
  • Medical Evacuation / Repatriation - $25,000
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STA Travel Explorer Plus
STA Travel Explorer Plus
Get premiere cover for a whole range of options with STA's premium policy. This option will still provide up to $100,000 in medical expense cover and up to $3,000 in cancellation cover.
  • Trip Cancellation Cover - $3,000
  • Emergency Medical Expenses Cover - Up to $100,000
  • Baggage and Personal Effects - Up to $2,500
  • Trip Delay - Up to $1,000
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Allianz Domestic Travel Insurance
Allianz Domestic Travel Insurance
Allianz Domestic Travel Insurance makes sure you are covered incase your planned trip unexpectedly goes awry.
  • Trip coverage - Depends on plan
  • Baggage coverage - Up to $1,000
  • 24-hour hotline assistance
  • Existing medical coverage - Up to $500,000
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Allianz International Travel Insurance
Allianz International Travel Insurance
If you frequently travel abroad and want extra coverage in case you get sick, injured, or need to cancel your trip, Allianz International Travel Insurance is the perfect solution.
  • Trip coverage - Depends on plan
  • Baggage coverage - Up to $1,000
  • 24-hour hotline assistance
  • Existing medical coverage - Up to $1,000,000
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Additional options available on Allstate travel insurance policies

Allstate provides members with two comprehensive travel packages that include all the benefits mentioned above. However, the following additional options are available for travelers who need a little more coverage.

  • Pre-existing medical condition coverage. This benefit provides a maximum benefit of $150,000 per person per trip and pays for medical and hospital expenses for injury or sickness related to a pre-existing condition.
  • Deductible coverage. While the insurer doesn’t cover expenses if you have other insurance policies, plans, or contracts to cover those losses, Allstate offers an additional benefit that covers the excess cost that your other insurance plans and policies don’t cover.
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Making a claim with Allstate Travel Insurance

Making a claim with an insurance company can be complicated. If you don’t provide all the information and documents to support your claim, it may be denied. To avoid delays when making claims with Allstate, this is what you must do:

  • First, create an online account at www.tugo.com/claims and download all necessary files to begin the process. If you’re making more than one claim, you must complete all forms needed to make each specific claim.
  • Once you complete the necessary forms, sign and mail them to Claims at TuGo to the address provided in your policy booklet.
  • Relevant and original receipts and documents, such as airline documentation for trip cancellation and interruption, must be sent in with your claim forms.
  • Claims for emergency medical insurance must be submitted with itemized receipts from physicians or hospitals along with medical certificates from attending physicians within the time frame provided.

You can visit or call an Allstate agent if you would rather not make your claim online.

Frequently asked questions about Allstate travel insurance

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