Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Allianz Travel Insurance

Compare travel insurance and get the right one for you.


Allianz Travel
If you’re planning a trip, pick up a travel insurance policy that will give you the coverage and peace of mind that you need. Allianz Travel Insurance has plans to suit any traveler. Allianz offers annual plans for frequent travelers, domestic and international trips and even rental car insurance.
Travel insurance can cover you for trip interruption or cancellation, emergency medical coverage, baggage delay and even emergency evacuation. You can’t predict what will happen on a trip, but it’s nice to know you’re covered.
  • Travel Accident Coverage : up to $50,000
  • Pre-Existing Medical Condition : Available
  • Concierge : Included

Our top pick: Allianz International Travel Insurance

Customizable coverage that can give you peace of mind when traveling to popular or remote destinations.


Compare Allianz coverage options

Name Product Trip Cancellation Emergency Medical Expenses Baggage Coverage Trip delay
Allianz Travel AllTrips Premier Plan
Travel protection for the whole family with necessary benefits and generous levels of coverage.
Allianz Travel AllTrips Prime Plan
Annual policy for an individual who wants essential protections. Also includes rental car damage and theft coverage.
Allianz Travel OneTrip Emergency Medical Plan
Budget-friendly policy designed for international and domestic travelers who want medical protection. Trip cancellation and trip interruption not included.
Allianz Travel AllTrips Basic Plan
Annual policy that offers affordable protection, but doesn't include trip cancellation or trip interruption.
Allianz Travel OneTrip Cancellation Plus Plan
Cover yourself with trip cancellation, trip interruption and travel delay incase the unexpected happens.
Allianz Travel Alltrips Executive Plan
Designed for business travelers, this annual policy includes trip cancellation, trip interruption and business equipment reimbursement for lost or stolen items.
Allianz Travel OneTrip Basic Plan
A cost-effective policy with essential benefits for domestic and international travelers.
Allianz Travel OneTrip Premier Plan
High amounts of protection with a majority of benefits and free coverage for children who travel with a parent or grandparent.
Allianz Travel OneTrip Prime Plan
Comprehensive policy with generous amounts of protection and free coverage for children who travel with a parent or grandparent.
Allianz Domestic Travel Insurance
Make sure you're covered in case your planned trip unexpectedly goes awry.
Allianz Annual Travel Insurance
Choose from several different annual travel insurance options to get the coverage that suits your lifestyle.
Allianz Rental Car Travel Insurance
Primary coverage offers extra protection if your rental car is damaged or stolen.
Allianz International Travel Insurance
Customizable coverage that can give you peace of mind when traveling to popular or remote destinations.

Compare up to 4 providers

Allianz travel insurance policies

Allianz members can choose coverage that suits their travel needs. Policies can include single-trip or annual multi-trip policies, each with multiple tiers.

International Plans available

International travel can be an incredible experience, but traveling to a place where you don’t know the language or customs can be intimidating if something goes wrong. Be sure to plan for the unknown, starting with a travel insurance policy. Much like the other policies, international single trip plans come in three tiers: basic, classic, and classic with trip+.

BenefitsBasic planClassic planClassic plan with trip+
Trip cancellationUp to amount purchasedUp to amount purchasedUp to amount purchased
Trip interruptionUp to amount purchased150% of trip cost150% of trip cost
Trip delay coverage$300$800$1,600
Emergency medical$10,000$25,000$50,000
Emergency medical transportation$50,000$100,000$1,000,000
Baggage delay$200$300$600
Baggage loss$500$1,000$2,000
Missed connectionx$800$1,600
Change feex$250$250

Domestic Plans available

Domestic travel can cost just as much as international travel, and travel insurance is just as important. Missed flights or sickness can happen at Disney World or the beach, so be ready with an insurance policy. Allianz offers three tiers for single domestic trips: Basic, Classic, and Essential.

BenefitsBasic planClassic planEssential plan
Trip cancellationUp to amount purchasedUp to amount purchasedUp to amount purchased
Trip interruptionUp to amount purchased150% of trip costUp to amount purchased
Trip delay$300$800$150
Emergency medical$10,000$25,000x
Baggage delay$200$300x
Baggage loss$500$1,000x
Missed connectionx$800x
Change feex$250x

Single trip

If you don’t travel very much, a single-trip coverage plan will probably cover what you need. This policy offers similar coverage to the multi-trip policy, and can be purchased by anyone between the ages of 18 to 86.

Annual multi-trip
(Basic, Deluxe, and Executive plans)

Allianz offers multi-trip insurance coverage to individuals between 18 to 76 years of age. The policies available are offered in three tiers: basic, deluxe, and executive. Each level offers a different amount of coverage, providing members with the coverage for the travel needs of groups and individuals.

BenefitsBasic planDeluxe planExecutive plan
Trip cancellationx$2,000$5,000
Trip interruptionx150% of trip cost150% of trip cost
Trip delay$500$500$1,500
Emergency medical$20,000$20,000$50,000
Trip accidental death & dismemberment$10,000$25,000$50,000
Common carrier accidental death & dismemberment$25,000$25,000$50,000
Emergency medical evacuation & repatriation$100,000$100,000$250,000
Repatriation & remains$10,000$50,000$100,000
Baggage delay$200$200$1,000
Baggage loss$1,000$1,000$1,000

Benefits of using Allianz

  • Trip cancellation, interruption or delay. Allianz will reimburse you up to 150% of your trip cost, if it is canceled, interrupted or delayed.
  • Emergency medical and other expenses. Allianz will cover emergency medical treatment and repatriation up to a certain amount based on the policy you select.
  • Baggage. Coverage is available for loss, damage or theft of your luggage while traveling.
  • Missed connection and change fees. In the event that you miss your flight due to a delay, you can get coverage for a new flight.

Pre-existing medical conditions

If you have a pre-existing medical condition, some policies don’t offer coverage. Check each policy offered to make sure they offer the coverage you need. A pre-existing condition is defined as an illness or injury that you, a traveling companion or family member were seeking or receiving treatment for or had symptoms of on the day you purchased your plan, or 120 days before. You may be covered for losses caused by other reasons other than those related to an existing medical condition.

If your policy covers pre-existing medical conditions, you must comply with terms and conditions as outlined in your policy in order to receive coverage.

How do I file a claim?

Select File a Claim from the top menu. Once you file your claim, you’ll receive a confirmation email from Allianz with the details on what documentation you need to process your claim. You can check the status of your claim 24-hours a day.

If you need to file a claim with Allianz, do it within 31 days of the event. It’s best to know what the claims process before you have to file. Follow the following guidelines:

  • Contact Allianz for travel assistance, emergency medical assistance or arrangements for evacuation and medical repatriations.
  • Contact the police or transportation carrier to file a report of theft or loss of property.
  • Check your policy to ensure that you’re covered.
  • Review the claim form to make sure you have all supporting documents needed to make a claim.

Once you’ve completed the above steps, request the relevant claim form from Allianz for:

  • Trip cancellation.
  • Trip interruption or delay.
  • Medical expenses.
  • Lost, delayed, stolen or damaged baggage.
  • Accidental death and dismemberment.
  • Car rental collision damage.

Travel with a peace of mind, knowing that you are covered for any event or emergency. Always consider all of your choices before making a decision by comparing other travel insurance providers.

Who is Allianz Travel Insurance backed by?

Allianz Travel Insurance policies are underwritten by BCS Insurance Company, with offices in Ohio and Illinois. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site