Compare travel insurance and get the right one for you.
- Travel Accident Coverage : up to $50,000
- Pre-Existing Medical Condition : Available
- Concierge : Included
Our top pick: Allianz International Travel Insurance
Customizable coverage that can give you peace of mind when traveling to popular or remote destinations.
Compare Allianz coverage options
Allianz travel insurance policies
Allianz members can choose coverage that suits their travel needs. Policies can include single-trip or annual multi-trip policies, each with multiple tiers.
International Plans available
International travel can be an incredible experience, but traveling to a place where you don’t know the language or customs can be intimidating if something goes wrong. Be sure to plan for the unknown, starting with a travel insurance policy. Much like the other policies, international single trip plans come in three tiers: basic, classic, and classic with trip+.
| Benefits | Basic plan | Classic plan | Classic plan with trip+ |
|---|---|---|---|
| Trip cancellation | Up to amount purchased | Up to amount purchased | Up to amount purchased |
| Trip interruption | Up to amount purchased | 150% of trip cost | 150% of trip cost |
| Trip delay coverage | $300 | $800 | $1,600 |
| Emergency medical | $10,000 | $25,000 | $50,000 |
| Emergency medical transportation | $50,000 | $100,000 | $1,000,000 |
| Baggage delay | $200 | $300 | $600 |
| Baggage loss | $500 | $1,000 | $2,000 |
| Missed connection | x | $800 | $1,600 |
| Change fee | x | $250 | $250 |
Domestic Plans available
Domestic travel can cost just as much as international travel, and travel insurance is just as important. Missed flights or sickness can happen at Disney World or the beach, so be ready with an insurance policy. Allianz offers three tiers for single domestic trips: Basic, Classic, and Essential.
| Benefits | Basic plan | Classic plan | Essential plan |
|---|---|---|---|
| Trip cancellation | Up to amount purchased | Up to amount purchased | Up to amount purchased |
| Trip interruption | Up to amount purchased | 150% of trip cost | Up to amount purchased |
| Trip delay | $300 | $800 | $150 |
| Emergency medical | $10,000 | $25,000 | x |
| Baggage delay | $200 | $300 | x |
| Baggage loss | $500 | $1,000 | x |
| Missed connection | x | $800 | x |
| Change fee | x | $250 | x |
Single trip
If you don’t travel very much, a single-trip coverage plan will probably cover what you need. This policy offers similar coverage to the multi-trip policy, and can be purchased by anyone between the ages of 18 to 86.
Annual multi-trip
(Basic, Deluxe, and Executive plans)
Allianz offers multi-trip insurance coverage to individuals between 18 to 76 years of age. The policies available are offered in three tiers: basic, deluxe, and executive. Each level offers a different amount of coverage, providing members with the coverage for the travel needs of groups and individuals.
| Benefits | Basic plan | Deluxe plan | Executive plan |
|---|---|---|---|
| Trip cancellation | x | $2,000 | $5,000 |
| Trip interruption | x | 150% of trip cost | 150% of trip cost |
| Trip delay | $500 | $500 | $1,500 |
| Emergency medical | $20,000 | $20,000 | $50,000 |
| Trip accidental death & dismemberment | $10,000 | $25,000 | $50,000 |
| Common carrier accidental death & dismemberment | $25,000 | $25,000 | $50,000 |
| Emergency medical evacuation & repatriation | $100,000 | $100,000 | $250,000 |
| Repatriation & remains | $10,000 | $50,000 | $100,000 |
| Baggage delay | $200 | $200 | $1,000 |
| Baggage loss | $1,000 | $1,000 | $1,000 |
Benefits of using Allianz
- Trip cancellation, interruption or delay. Allianz will reimburse you up to 150% of your trip cost, if it is canceled, interrupted or delayed.
- Emergency medical and other expenses. Allianz will cover emergency medical treatment and repatriation up to a certain amount based on the policy you select.
- Baggage. Coverage is available for loss, damage or theft of your luggage while traveling.
- Missed connection and change fees. In the event that you miss your flight due to a delay, you can get coverage for a new flight.
Pre-existing medical conditions
If you have a pre-existing medical condition, some policies don’t offer coverage. Check each policy offered to make sure they offer the coverage you need. A pre-existing condition is defined as an illness or injury that you, a traveling companion or family member were seeking or receiving treatment for or had symptoms of on the day you purchased your plan, or 120 days before. You may be covered for losses caused by other reasons other than those related to an existing medical condition.
If your policy covers pre-existing medical conditions, you must comply with terms and conditions as outlined in your policy in order to receive coverage.
How do I file a claim?
Select File a Claim from the top menu. Once you file your claim, you’ll receive a confirmation email from Allianz with the details on what documentation you need to process your claim. You can check the status of your claim 24-hours a day.
If you need to file a claim with Allianz, do it within 31 days of the event. It’s best to know what the claims process before you have to file. Follow the following guidelines:
- Contact Allianz for travel assistance, emergency medical assistance or arrangements for evacuation and medical repatriations.
- Contact the police or transportation carrier to file a report of theft or loss of property.
- Check your policy to ensure that you’re covered.
- Review the claim form to make sure you have all supporting documents needed to make a claim.
Once you’ve completed the above steps, request the relevant claim form from Allianz for:
- Trip cancellation.
- Trip interruption or delay.
- Medical expenses.
- Lost, delayed, stolen or damaged baggage.
- Accidental death and dismemberment.
- Car rental collision damage.
Travel with a peace of mind, knowing that you are covered for any event or emergency. Always consider all of your choices before making a decision by comparing other travel insurance providers.
Who is Allianz Travel Insurance backed by?
Allianz Travel Insurance policies are underwritten by BCS Insurance Company, with offices in Ohio and Illinois. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company.