Accidental death and dismemberment (AD & D) travel insurance

Accidental death and dismemberment (AD & D) travel insurance

What is accidental death travel insurance?

Accidental death and dismemberment travel insurance (AD&D) gives financial protection for you and your family should you die while you’re traveling abroad. AD&D provides your beneficiaries with a lump sum payment for the following:

  • Accidental death.
  • Loss of sight in one or both eyes.
  • Permanent loss of one or both your hands and feet.

Many travel insurance policies provide AD&D coverage including:

  • Standalone accidental death and dismemberment.
  • AD&D as part of a travel medical policy.
  • AD&D as part of a comprehensive policy.

find out more about accidental death and dismemberment travel insurance

Seven Corners Trip Protection Insurance

Seven Corners Trip Protection Insurance

Travel with a smile - protect your trip cost, your medical expenses, & your belongings.

  • Accidental death and dismemberment (AD & D) up to $25,000
  • Emergency Accident & Sickness Medical Expenses up to $250,000
  • Trip Cancellation – 100% of Trip Cost
  • Trip Interruption – up to 150% of Trip Cost
  • Political Evacuation – $20,000
  • Lost, Stolen or Damaged Baggage – up to $2,500
  • Emergency Medical Evacuation – up to $1 million

    Apply for AD & D Insurance

    Details Features
    Travelex Flight Insure Multi-Trip AD&D Only
    Travelex Flight Insure Multi-Trip AD&D Only
    Cover unlimited trips in a 12 month period with TravelEx's basic multi trip policy for Accidental Death and Dismemberment.
    • Cover all trips in a 12 month period
    • Cover for accidental death and dismemberment while traveling
    Go to site More info
    RoamRight Travel Insurance Elite
    RoamRight Travel Insurance Elite
    The Elite plan from RoamRight is our most comprehensive package. It provides the highest levels of coverage in one convenient plan.
    • Cancellation Cover - 100% Cost of Trip
    • $100,000 Accidental Death & Reimbursement - $100,000
    • Emergency Evacuation & Repatriation - $1 million
    • Dental Expenses - $750
    Go to site More info
    Travelex Cancel for Any Reason
    Travelex Cancel for Any Reason
    Cancel For Any reason upgrade available with the Travel Max plan. Cancel for any reason - no questions asked.
    • Reimburses up to 75% of the insured trip cost
    • 100% cover if delayed to departure and loose at least 30%
    Go to site More info
    Atlas Premium
    Atlas Premium
    Provides quality cover for a range of benefits with higher cover limits. Premium plan is perfect for travellers with health concerns looking for total protective cover.
    • Illness and Injury Cover - Up to $2 million
    • Emergency Medical Evacuation - Up to $1 million
    • Lost Checked Luggage - Up to $1,000
    • Travel Delay - $200/day up to 2 days
    Go to site More info
    Atlas Travel
    Atlas Travel
    Provides customizable coverage for specific losses. Cover can be tailored to provide a balance between the basic essentials and premium cover.
    • Illness and Injury Cover - Up to $1 million
    • Emergency Medical Evacuation - Up to $1 million
    • Lost Checked Luggage - Up to $500
    • Travel Delay - $100/day up to 2 days
    Go to site More info
    Travelex Business Traveler
    Travelex Business Traveler
    Offers all the standard travel insurance protection with additional options tailored specifically to business travelers.
    • Trip Interruption - $1,000
    • Trip Delay - $750
    • Baggage - $2,000
    • Professional / Business Property - $500
    Go to site More info
    Atlas Essential
    Atlas Essential
    Provides budget coverage for the basic necessities while you are away from home. Perfect for healthy travelers that are budget-conscious.
    • Illness and Injury Cover - Up to $1 million
    • Emergency Medical Evacuation - Up to $500,000
    • Repatriation of Remains - Up to $25,000
    Go to site More info
    RoamRight Travel Insurance Preferred
    RoamRight Travel Insurance Preferred
    As the name implies, the Preferred package provides coverage for most trips and vacations.
    • Cancellation Cover - 100% Cost of Trip
    • Emergency Accident & Medical Expenses - $50,000
    • Emergency Evacuation and Repatriation - $500,000
    • Accidental Death and Dismemberment - $10,000
    Go to site More info
    Travelex Travel Max
    Travelex Travel Max
    TravelEx's most comprehensive protection plan for the comprehensive traveler. Offers optional Cancel For Any Reason upgrade.
    • Trip Cancellation - 100% of Insured Trip Cost
    • Trip Interruption - 150% of Insured Trip Cost
    • Trip Delay - $1000
    • Medical Expense Benefits - $100,000
    Go to site More info
    Travelex Travel Select
    Travelex Travel Select
    TravelEx's family friendly plan with free cover for children under 21. Optional "Adventurer Pack" cover for a range of activities such as mountain climbing or parasailing.
    • Trip Cancellation - 100% of Insured Trip Cost
    • Trip Interruption - 150% of Insured Trip Cost
    • Trip Delay - $750
    • Medical Expense Benefits - $50,000
    Go to site More info
    Allianz International Travel Insurance
    Allianz International Travel Insurance
    If you frequently travel abroad and want extra coverage in case you get sick, injured, or need to cancel your trip, Allianz International Travel Insurance is the perfect solution.
    • Trip coverage - Depends on plan
    • Baggage coverage - Up to $1,000
    • 24-hour hotline assistance
    • Existing medical coverage - Up to $1,000,000
    Go to site More info
    Seven Corners Wander Frequent Traveler - Annual
    Seven Corners Wander Frequent Traveler - Annual
    Cover multiple trips with one plan.
    • Medical Maximum: $1,000,000
    • Deductible: $250 per person per covered trip
    • Interruption Of Trip: $5,000
    • Loss of Checked Luggage: $500 per occurrence
    Go to site More info
    Travelex Travel Basic
    Travelex Travel Basic
    TravelEx's Basic travel insurance policy with essential trip protection for the budget-conscious traveler. Perfect for short, domestic trips.
    • Trip Cancellation - 100% of Insured Trip Cost
    • Trip Interruption - 100% of Insured Trip Cost
    • Trip Delay - $500
    • Medical Expense Benefits - $15,000
    Go to site More info
    Allianz Domestic Travel Insurance
    Allianz Domestic Travel Insurance
    Allianz Domestic Travel Insurance makes sure you are covered incase your planned trip unexpectedly goes awry.
    • Trip coverage - Depends on plan
    • Baggage coverage - Up to $1,000
    • 24-hour hotline assistance
    • Existing medical coverage - Up to $500,000
    Go to site More info
    Seven Corners Liaison Travel Medical
    Seven Corners Liaison Travel Medical
    Up to $5,000,000 of protection for travel outside your home country
    • Economical pricing for trips 45 days or less.
    • Great benefits& great pricing
    • Long term option - renew up to 3 years
    Go to site More info
    Seven Corners Trip Protection Insurance
    Seven Corners Trip Protection Insurance
    Travel with a smile - protect your trip cost, your medical expenses, & your belongings.
    • Emergency Accident & Sickness Medical Expenses up to $250,000
    • Trip Cancellation – 100% of Trip Cost
    • Trip Interruption – up to 150% of Trip Cost
    • Political Evacuation - $20,000
    • Lost, Stolen or Damaged Baggage – up to $2,500
    • Emergency Medical Evacuation – up to $1 million
    Go to site More info
    Travelex Flight Insure Plus
    Travelex Flight Insure Plus
    Provides option to choose between different levels of flight insurance protection.
    • Flight Accident AD&D - Up to $1 Million
    • Baggage - $2,000
    • Medical Expense Benefits - $2,500
    • Medical Evacuation / Repatriation - $25,000
    Go to site More info
    Seven Corners Student Travel Insurance
    Seven Corners Student Travel Insurance
    Specialized plans for students, faculty, & scholars
    • Specialized benefits for you & your dependents
    • Buy up to 12 months of coverage & renew for even longer
    • 24/7 Travel assistance
    Go to site More info

    What’s covered?

    AD&D travel insurance provides travelers with protection against accidents resulting in death or dismemberment. After you have an accident, insurers usually allow between 181 to 365 days to file a claim. For example, if you’re involved in a car accident that damages your hand, you may not know until your return home that you need it amputated. If it’s within the maximum coverage period, insurers should cover the medical costs. While coverage varies, AD&D travel insurance generally covers:

    • Accidental death.
    • Dismemberment where you lose one or both hands or one or both feet, or the loss a thumb or index finger.
    • Permanent and irrecoverable loss of audible communication.
    • Loss of complete, permanent and irreversible sight in one or both eyes.
    • Loss of complete, permanent and irreversible hearing in both ears.
    • Exposure or disappearance — you’re covered if you suffer from frostbite or sever sunburn, if you disappear after a forced landing, sinking, or wrecking of a vehicle, or if you become stranded. If your body isn’t found after one year, you’ll be presumed dead and your beneficiary awarded the benefits from your AD&D Insurance policy.
    • AD&D also covers paralysis if you become paralyzed within a year after an accident.
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    Are there additional coverage options?

    Most AD&D providers will offer protection for sports and other dangerous situations that can include:

    • Athletic sports and hazardous activities. Coverage for injuries or illnesses from sports and hazardous activities such as:
    • Interscholastic or intercollegiate athletics, organized amateur sports or club sports, or any other non-contact sporting activities done for recreation, leisure, entertainment or fitness.
    • Other athletic sports and hazardous activities such as aerial photography, bobsledding, BMX racing, hang gliding, riding a motorcycle or scooter, horseback riding and safari or big game hunting.
    • War risk. If you’re traveling to a war-torn nation, you’ll be covered for loss of life or limb from an act of war in the area you purchased coverage.
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    What’s not covered?

    While AD&D is designed to give you comprehensive accident insurance, though there are many exclusions you should be aware of before you take out a policy, including:

    • Emergency medical evacuation.
    • Emergency medical reunion.
    • Repatriation.
    • Preexisting conditions.
    • Hospital stays, treatment or supplies that weren’t recommended or approved by a medical physician.
    • Medical expenses or treatment for injuries or illnesses incurred in connection to drug addiction or alcoholism.
    • Loss caused by your own, intentional self-inflicted injury.
    • Voluntary self-administration of any drug or chemical substance, not prescribed by, and taken according to the directions of a doctor.
    • Suicide or an attempt.
    • Driving under the influence of a controlled substance unless administered by a doctor.
    • Loss caused directly or indirectly by a foreign enemy, invasion, warlike operation, armed conflict by military forces, mutiny, civil war, military or usurped power or hostilities.

    Compare AD&D policies an apply securely

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