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Australia is home to the Great Barrier Reef, the famous Aussie Outback and more natural wonders than you can shake a stick at. If you’re taking the plunge and heading down under, you’d be hopping mad not to get some koala-ty travel insurance.
Travel insurance offers financial protection against the specific risks of Australia, as well as common travel mishaps including:
Travel insurance is there to help you if something goes wrong, but you’re expected to have common sense and try to keep yourself safe. Exclusions vary from policy to policy, but here are some common ones:
Australia is a fairly safe country, but it still has its quirks. Travel insurance can help protect you from financial consequences, buy caution is always your best defense. Concerns to be aware of include:
Australia is one of the top destinations for adrenaline junkies, and if you’re going to go diving, bungee jumping, surfing or white water rafting you should consider extra coverage for yourself and any equipment you bring. Keep in mind that not all basic policies will cover you if you get hurt while participating in a risky activity, so even if you aren’t concerned about the cost of your equipment, check with your insurer to find out how you’re covered.
Backpacking or going for a long stay? There’s tailored insurance for that too, and it can offer extra medical coverage and make sure your gadgets are safely insured.
You can typically file a claim by phone or online. Here are some steps to make before take-off to ensure a smooth claim filing process if need be:
In the event of an emergency, contact:
Whether you’re heading down under for a heart-pounding adventure through the Australian Outback or just a week of sunbathing on the beach and decoding Aussie slang in Sydney, it’s easy to see why Australia is one of the world’s favorite vacation spots. Don’t let the familiarity fool you into thinking it’s a risk-free vacation, though — pick up a travel insurance policy to keep yourself, and your bank account, safe on the journey.
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