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A trip to Canada offers stunning Rocky Mountain hikes, skiing the slopes of Whistler and traversing the cobblestone streets of Old Montreal. But while Canada boasts robust national health care, Americans are generally exempt. Travel insurance for Canada typically covers accidental, medical and travel emergencies during your stay in the Great White North.
The US government has issued a Level 3 travel advisory for Canada as of February 2021. Read the fine print of your travel insurance policy to learn whether it covers emergencies, evacuations, interruptions or cancellations for your Canada trip during the pandemic. Learn more about restrictions and requirements for US travelers by country.
*Be aware that most travel insurance policies don’t offer COVID-19 coverage. To find one that does, have a look at travel insurance policies that cover the coronavirus.*
Which travel insurance plans suits you best depends on what your trip to Canada entails. Are you skiing in Banff, surfing off Vancouver Island or iceberg watching along Newfoundland’s coast? Consider each of the following policy aspects before you book your trip to the land of the North.
Our northern neighbor is a top destination for skiing enthusiasts, offering a choice of marked runs, alpine bowls and glaciers in multiple provinces. But before you pack your snow gear and rush to carve down your favorite mountains, consider what you’d do if you wiped out on a slope.
A ski insurance policy could save you multiple headaches and your hard-earned savings with coverage for:
Sort through travel insurance plans for Canada by selecting the up and down arrows next to the headers. Or choose the Go to site button for more information about each policy.
Protections vary by how much you’re willing to pay, but common protections in your policy might include:
Comprehensive travel insurance is effectively worthless if your insurer ultimately rejects your claims. As with any insurance, look out for exclusions that include:
Not as long as you have health insurance. Health insurance is required for select Canadian visas, including those allowing longer stays or work permits. On entering Canada, you’re asked to show proof of your health insurance for the entire duration of your intended stay. If you intend to stay for two years but have only enough insurance for one year, you’ll receive a visa for 12 months only.
Canada is a beautiful country. But its large size and countless sights to take in, it can feel a little overwhelming. Luckily, the locals are known for their friendliness and English is one of its official languages, which means that you are bound to have no trouble finding your way around the local gems.
Here are some tips to help get you started.
Find out the best way to take your travel money to Canada
The Canada-US border is the longest continuous land border in the world, and many Americans travel to Canada by vehicle. But as much as these two countries are alike, Americans driving on Canadian roadways should be aware of the following differences.
If you find yourself in an emergency in Canada, helpful contacts include:
Canada is a safe travel destination, and the majority of hospitals and medical clinics offer an excellent standard of care. But accidents can happen anywhere. A travel insurance policy can provide invaluable peace of mind for any adventure you take on in the land of the maple leaf.
What vaccinations are required to enter Canada?
As of February 2021, there are no required vaccinations to enter Canada — though proof of a COVID-19 vaccination may become necessary in the future.
The Centers for Disease Control and Prevention recommends all routine vaccinations when traveling to Canada, including measles, chickenpox, polio and the yearly flu vaccine.
Can I visit any clinic or hospital in Canada?
In general, walk-in clinics and hospitals will welcome you regardless of your travel status. If you can, call your travel insurance provider to see if they have any restrictions or specific locations of service. In a life-threatening situation, go straight to the closest emergency room or dial 911.
Most specialists in Canada require a referral.
Does travel insurance for Canada cover international athletes?
It depends on your policy. If you’re traveling to Canada to compete in a sport or activity, contact travel insurance providers and request information on policies specific to your needs. For example, someone competing in figure skating may need different coverage than someone competing in snowboarding.
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