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The TD Go Reloadable card from TD Bank gives teens the freedom to spend money how they want while giving parents the ability to set limits. But the main way to add funds is with a bank debit or credit card, so it’s ideal for parents who already bank with TD.
$0
Monthly maintenance fee
$0
Signature transaction fee
$0
PIN transaction fee
Card type | Prepaid |
---|---|
Card network | Visa |
Monthly fee | $0 |
Signature transaction fee | $0 |
PIN transaction fee | $0 |
Additional Cardholder Fee | $4.95 |
Review by
Cassidy Horton is a writer for Finder, specializing in banking and investments. She has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. Cassidy enjoys educating people about financial services, exploring the Pacific Northwest and watching endless reruns of The Office.
The TD Go card is best for teens whose parents already use TD Bank. The only way to make the initial $20 deposit is with a TD debit or credit card. Unlike other prepaid cards, this one is light on fees. You won’t pay monthly or per-transaction fees. But funding options are limited to direct deposits and a TD Bank card only. If you were hoping to refund the card using cash, a mobile check deposit or an external bank transfer, the TD Go card isn’t for you.
Get your TD Go card in six simple steps:
A parent can open a TD Go card for their teen if they meet these requirements:
You child can use a TD Go card as long as they are:
To sign up for the TD Go card you’ll need to provide:
You’ll receive your TD Go card in the mail within five to seven days after you’ve loaded your card with at least $20.
The TD Go card integrates with your teen’s digital wallet, comes with a sleek mobile app that tracks their spending in real-time, has no overdraft fees and comes with these perks:
The TD Go card has these drawbacks:
Fee | Amount |
---|---|
Card enrollment fee | $4.95 |
Out-of-network ATM withdrawal | $3 |
Out-of-network ATM balance inquiry | $3 |
TD Bank debit card reload | $1 |
Inactivity fee (after 12 months) | $2.50 monthly |
Card replacement | $5 |
Paper statement fee | $5 |
As always, explore prepaid card options until you find one that suits your needs.
Use the table to compare the TD Go card against other prepaid cards. If more than one option catches your eye, click the “Compare” box next to each for an alternative side-by-side view.
Once you’ve loaded your funds, take note of the following advantages:
There are only two ways to reload a TD Go card: :