Top pick: CoverWallet
- Compare quotes from multiple companies
- Easily contact a personal advise
- Find industry-specific options
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
To protect your tattoo studio, you may need a wide variety of insurance to cover your studio’s liability, the building, equipment and lost income after taking damage. But some companies are making the process easier by offering all the coverage you need in a tidy package.
Your tattoo shop needs the same types of business and employer insurance common to many businesses. However, it also needs protection for the specialized risks of creating permanent art on your customers’ skin.
Necessary coverage because of risks specific to owning a tattoo shop may include:
Coverage common to other businesses includes:
Since tattoo insurance covers your business’s liability, it can come as a claims-made policy or occurrence policy.
However, a claims-made policy may allow you to purchase coverage that extends to previous work when starting a new policy period.
Also, your policy comes with a coverage limit per claim and an aggregate limit. The aggregate limit is the maximum amount the company will pay during the policy period.
Different companies offer a variety of coverage with their tattoo insurance packages, but common coverage includes:
To weed out increased risks, your insurance company may require certain guidelines to get coverage. Requirements may include:
Your policy may include a list of exclusions, although these differ based on the insurance company. Some companies exclude or limit these items, while others cover these risks at an additional cost:
Your tattoo shop carries a variety of risks that involve the health and well-being of customers. Some examples include:
A packaged tattoo insurance policy may offer all the coverage you need, including standard business insurance and coverage for communicable diseases, sexual assault and professional liability. But many insurance companies vary in their offerings, while others include requirements to qualify. To find the best fit for you, compare several tattoo insurance companies on the market.
Find out how to increase your borrowing power and get approved for a mortgage even if you have a car loan.
Safe drivers and electric car owners could see cheap rates, but its claims process isn’t perfect.
Get a low-cost policy for liability expenses that exceed your car or home insurance coverage.
Learn about what will happen to your home loan when you die and how to avoid any nasty situations with some pre-planning.
Receive extra liability coverage with an umbrella policy from these top insurers, though they may require you to have car insurance through them.
Get a generous allowance to put towards contact lenses or frames with this plan.
From making a business plan and getting insurance to marketing and setting your prices — here’s how to start your own cleaning business.
This insurer has four dental plans to choose from — compare costs and features now.
Here’s where to get financial help for yourself and your business if you’ve been affected by the storm in February 2021.
Learn cost-sharing terms to find out how much you’ll really pay for healthcare.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.