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Investing statistics Singapore

Over half of Singaporean adults own stocks or equities.

Singapore is a nation of investors with more than half (52%) the population over the age of 16 having an investment in stock or equities, according to a poll conducted by Milieu Insight and analysed by Finder. This equates to roughly 1.5 million Singaporeans over the age of 16.

What are the most popular types of investments in Singapore?

Stocks and equities are by far the most popular investment, with over half the population playing the market. Next on the list is property, with 34% investing in property as an owner-occupier – that’s just shy of a million people investing in bricks and mortar. Rounding out the top 3 are bonds, with 31% (roughly 900K) of Singaporeans putting money into fixed income (bonds).

Interestingly, about 20% of Singaporeans said they have no investments.

Type of investment% of SingaporeansSingapore population
Property – owner-occupier34%986,000
Fixed income (bonds)31%899,000
Other investment21%609,000
Property – investment16%464,000
Other cryptocurrency11%319,000
Alternate assets (e.g. art, collectables)10%290,000
Commodity other than gold8%232,000
I don’t own any investments20%580,000

Where are the sexes putting their money?

Both men and women are most likely to invest in stocks and equities. However, men are 23 percentage points more likely to do so, with 41% of women investing compared to a whopping 64% of Singaporean men. Women were twice as likely to say they didn’t have any investments, with 26% saying “I don’t own any investments” compared to 13% of men.

Overall, women are least likely to invest in Ethereum whereas men are least likely to put their money in a commodity other than gold.

Fixed income (bonds)36%26%
Property – owner-occupier36%33%
Other investment24%18%
Property – investment21%11%
Other cryptocurrency19%4%
Alternate assets (e.g. art, collectables)14%6%
Commodity other than gold12%5%
I don’t own any investments13%26%

Older Singaporeans more likely to invest in property

Stocks and equities are by far the most likely investment type across all age groups. However, property is of far more interest to those over the age of 35. While only 11% of those aged 16 to 24 and 21% of those aged 25 to 34 said they’re invested in property as an owner-occupier, 47% of people aged 35 to 44, 46% of people aged 45 to 54 and 45% of over 55s are invested in property.

Investment16 – 2425 – 3435 – 4445 – 5455+
Fixed income (bonds)25%37%31%31%29%
Other investment19%24%23%19%17%
Property – owner-occupier11%21%47%46%45%
Property – investment12%16%20%17%14%
Other cryptocurrency15%15%14%6%3%
Alternate assets (e.g. art, collectables)13%10%11%9%6%
Commodity other than gold9%8%11%6%4%
I don’t own any investments30%18%10%20%22%

Why don’t Singaporeans own stocks?

Roughly 37% of those surveyed who do not own stocks/equities said they did not know where to start investing or did not have spare money to invest. Rounding out the top 3 reasons is finding investing too risky, at 32%.

Why don’t you own stocks?% of SingaporeansSingapore population
Not sure where to start37%1,073,000
I don’t have spare money to invest37%1,073,000
I think shares are too risky32%928,000
Just haven’t got around to it yet23%667,000
I don’t think it’s a good time to own shares18%522,000
I think there are better investment options9%261,000
Some other reason not listed9%261,000

Why aren’t men and women investing?

For men, the top reason (40%) why they weren’t investing in stocks and equities was because they didn’t know where to start, whereas the top result for women (38%) was because they didn’t have spare money to invest.

Men and women were similarly split on their least likely reason, with 6% of women thinking there are better investment options and 9% of men citing a reason not listed.

Why don’t you own stocks?MenWomen
Not sure where to start40%35%
I don’t have spare money to invest36%38%
I think shares are too risky27%35%
Just haven’t got around to it yet23%23%
I don’t think it’s a good time to own shares20%17%
I think there are better investment options13%6%
Some other reason not listed9%9%

Younger Singaporeans not sure where to start investing

Over half (54%) of Singaporeans aged 16 to 24 cite not knowing where to start as the number one reason they haven’t bought stock/equities, with 51% of people aged 25 to 34 saying the same. The top reason for people aged 35 to 44 (32%) and people aged 45 to 54 (42%) was a lack of funds, with the threat of risk (44%) being the number 1 reason for over 55s.

Why don’t you own stocks?16 – 2425 – 3435 – 4445 – 5455+
Not sure where to start54%51%29%28%18%
Just haven’t got around to it yet39%29%19%9%16%
I don’t have spare money to invest32%40%32%42%41%
I think shares are too risky28%30%28%32%44%
I don’t think it’s a good time to own shares15%16%16%16%28%
Some other reason not listed12%5%8%8%10%
I think there are better investment options6%10%6%12%10%
Image: Getty

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