HomeTeamNS PAssion POSB Debit Card

Get cashback as you spend and enjoy a range of further privileges with POSB.

The HomeTeamNS PAssion POSB Debit Card is a debit card which offers cashback alongside a host of other benefits, including those which are exclusively accessed through being a HomeTeamNS member.

Read on to find out more about the HomeTeamNS PAssion POSB Debit Card.

No reviews yet. Write a review

S$100 for 5 years and S$150 for 10 years

Annual Fee

S$0

Minimum Initial Deposit

Details

Product NameHomeTeamNS PAssion POSB Debit Card
Annual FeeS$100 for 5 years and S$150 for 10 years
Joint accountsNo
Card typeMastercard
Rewards1% cashback at Takashimaya Department Store
2% cash rebate
Mobile paymentsApple Pay, Google Pay, Samsung Pay, NETSPay, PayLah!
More Info

Review by


James Martin is a senior writer at Finder. He has written on a range of finance and business topics for over five years and his work has been featured in publications including The Irish Times, Companies 100, In Business and Q Magazine (UK). As a trained journalist, James can drill into the finer details of financial products to help you save time and money. In his spare time, James is a committed sports fan, novel reader and Thai food enthusiast.

Expert review

The HomeTeamNS PAssion POSB Debit Card is a rewards debit card that offers a strong range of benefits, including a 2% cashback rate on contactless transactions including bus or train trips made via SimplyGo. If you’ve held a valid HomeTeamNS membership as an Ordinary or Associate member for more than 12 months, this card will be all the more attractive as it’ll be completely free (just keep an eye out for the standard account charges which are outlined on DBS’ website). The reduced rates you can get with HomeTeamNS are wide-ranging and include parking discounts, plus, concessions with the likes of Universal Studios Singapore, Adventure Cove Waterpark and S.E.A. Aquarium.

Key Features of the HomeTeamNS PAssion POSB Debit Card

  • Cash rebates. Get up to 2% back on local Mastercard contactless spending. Additionally, there’s a 1% cash rebate on online spending. You’ll have to spend at least S$400 per month on your card to get these benefits. Plus, enjoy 1% cashback at Takashimaya Department Store and Takashimaya Square, B2. You’ll receive a 0.3% cash rebate on all other retail spend.
  • HomeTeamNS membership privileges. Access to five HomeTeamNS clubhouses and facilities are among the further benefits.
  • PAssion membership. Cardholders get discounts at local People’s Association venues, such as member’s rates on yoga classes, children’s art sessions and more. Plus, you can unlock further savings as you spend with Cold Storage, Market Place, Jasons, Giant and Guardian.
  • 1-1 offers. Take advantage of savings each month including at family-friendly locations like the Singapore Cable Car and Adventure Cove Waterpark.
  • Contactless payments. You can make contactless payments for purchases under S$200.
  • Transport card. You can tap and pay for bus and train rides/

What fees and limits apply?

  • While there’s no annual fee, many customers will have to pay for the HomeTeamNS membership fees in order to get this debit card: it costs S$100 for five years or S$150 for ten years.
  • You will be charged for overseas ATM withdrawals unless you use Westpac Group ATMs in Australia or DBS in Hong Kong. You’ll be charged a S$2 ATM fee at certain ATMs in BCA, Indonesia, India and the Philippines. All other overseas ATMs come with a S$7 charge.
  • There is a default limit for NETS transactions (S$5,000), ATM withdrawals (S$3,000) and debit card transactions (S$2,000). You can change these limits via iBanking.

How to Apply for the HomeTeamNS PAssion POSB Debit Card

Eligibility requirements

There are a number of requirements for the HomeTeamNS PAssion POSB Debit Card, including:

  • You must be 16 years or older
  • You need to hold one of the following accounts: POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account.
  • You also need to be a HomeTeamNS member to apply for this debit card.
HomeTeamNS members can be:
  • Ordinary Members. All NSmen who have served, or are serving, in the Singapore Police Force (SPF) / Singapore Civil Defence Force (SCDF).
  • Associate Members. All staff that have served, or are serving, in any of the Home Team Agencies under the Ministry of Home Affairs.
  • If you’re a first-time applicant for HomeTeamNS membership, you must go to any HomeTeamNS Clubhouse with the following documents:
  • Ordinary members: SPF / SCDF NS Id / NS Booklet / SmartCard / Certificate of Conduct, Letter of Discharge of NS liability
  • Associate members: Warrant Card / Staff Pass / Letter of Appointment / or Payslip

If you’re applying for HomeTeamNS membership for the first time, you must visit any of the HomeTeamNS Clubhouses in-person. A membership term of minimum of five years will be required.

Once you’re a HomeTeamNS member, you can apply for the HomeTeamNS PAssion POSB Debit Card, via one of three ways:

  • Online Banking via the DBS website
  • Sending a completed application form to DBS Bank Ltd, DBS Card Services, Orchard P.O. Box 360, Singapore 912312
  • Sending an SMS to DBS (visit this provider’s website for full details). A Customer Services Officer will then contact you within three working days to assist your application.

Compare a range of debit cards in Singapore

1 - 20 of 25
Name Product Mobile View Debit Card Annual Fee Minimum Income Minimum Age Requirement Mobile payments
Canvas Pre-paid Visa Card and App
  • Annual Fee

    S$0

  • Minimum Income

    S$0

  • Minimum Age Requirement

    N/A

  • Mobile payments

    S$0
    S$0
    N/A
    N/A

    Finder special offer of 30 days free trial and $10 credit on each kid’s card upon activation.

    Manages your kids’ pocket money and domestic helpers’ access to household expenses digitally.
    Revolut Standard
    • Annual Fee

      S$0

    • Minimum Income

      S$0

    • Minimum Age Requirement

      N/A

    • Mobile payments

    S$0
    S$0
    N/A
    Apple Pay, Google Pay
    Enjoy no monthly fees, competitive currency conversion rates, and spend in over 150 currencies with Revolut’s Standard card.
    YouTrip
    • Annual Fee

      S$0

    • Minimum Income

      S$0

    • Minimum Age Requirement

      N/A

    • Mobile payments

    S$0
    S$0
    N/A
    Apple Pay, Google Pay

    Use promo code FINDER5 to earn $5 on signup.

    A prepaid Mastercard with no monthly fees, contactless payment features and fee-free transactions in over 150 currencies. NOTE: Promo code valid for new signups and Singapore residents only.
    Revolut Metal
    • Annual Fee

      S$0

    • Minimum Income

      S$0

    • Minimum Age Requirement

      N/A

    • Mobile payments

    S$0
    S$0
    N/A
    Apple Pay, Google Pay
    An exclusive premium contactless card that allows for unlimited currency exchanges, a free Lounge Pass, and 1% cashback on expenses.
    Wise Multicurrency Account
    • Annual Fee

      S$0

    • Minimum Income

      S$0

    • Minimum Age Requirement

      N/A

    • Mobile payments

    S$0
    S$0
    N/A
    Apple Pay, Google Pay
    Wise (formerly TransferWise) is an international account for over 50 currencies, with instant, super-cheap money transfer, a card to spend in any currency, bank details to get paid in 30 different countries and multi-currency direct debits.
    Revolut Premium
    • Annual Fee

      S$0

    • Minimum Income

      S$0

    • Minimum Age Requirement

      N/A

    • Mobile payments

    S$0
    S$0
    N/A
    Apple Pay, Google Pay
    On top of standard Revolut perks, this debit card comes with unlimited spending and free overseas ATM withdrawals, up to $700 per month.
    OCBC Frank Debit Card
    • Annual Fee

      S$0

    • Minimum Income

      N/A

    • Minimum Age Requirement

      16 years old

    • Mobile payments

    S$0
    N/A
    16 years old
    Apple Pay, Google Pay, Samsung Pay
    Get unlimited 1% cashback on selected categories, access to exclusive deals and cashback with this stylish debit card.
    BOC Chinese Cultural Debit Card
    • Annual Fee

      S$0

    • Minimum Income

      N/A

    • Minimum Age Requirement

      16 years old

    • Mobile payments

    S$0
    N/A
    16 years old
    Apple Pay, Google Pay
    Enjoy all debit card features and exclusive privileges at China Cultural Centre, including discounts for performances and workshops.
    HomeTeamNS PAssion POSB Debit Card
    • Annual Fee

      S$100 for 5 years and S$150 for 10 years

    • Minimum Income

      N/A

    • Minimum Age Requirement

      16 years old

    • Mobile payments

    S$100 for 5 years and S$150 for 10 years
    N/A
    16 years old
    Apple Pay, Google Pay, Samsung Pay, NETSPay, PayLah!
    Earn up to 2% cashback alongside a host of other exclusive HomeTeamNS and PAssion benefits with this debit card.
    Citibank Debit Mastercard
    • Annual Fee

      S$ 0

    • Minimum Income

      N/A

    • Minimum Age Requirement

      16 years old

    • Mobile payments

    S$ 0
    N/A
    16 years old
    Apple Pay, Google Pay, Samsung Pay
    This debit card features a range of benefits including multi-currency access and contactless technology to streamline day-to-day payments.
    ICBC VISA Dual Currency Debit Card
    • Annual Fee

      S$0

    • Minimum Income

      N/A

    • Minimum Age Requirement

      18 years old

    • Mobile payments

    S$0
    N/A
    18 years old
    Apple Pay, Google Pay
    A multi-currency account linked debit card with fee-free exchanges for various foreign currencies including RMB, USD and GBP.
    Trust Bank card
    • Annual Fee

      S$0

    • Minimum Income

      N/A

    • Minimum Age Requirement

      N/A

    • Mobile payments

    S$0
    N/A
    N/A
    Apple Pay, Google Pay
    Unlock a world of rewards and earn up to 1.4% p.a. interest on your deposits when you bank with Trust.
    HSBC Everyday Global Debit Card
    • Annual Fee

      S$0

    • Minimum Income

      N/A

    • Minimum Age Requirement

      18 years old

    • Mobile payments

    S$0
    N/A
    18 years old
    Apple Pay
    Enjoy 0% foreign exchange fees on 10 supported currencies when you pay, remit or withdraw cash with this multi-currency debit card.
    DBS UnionPay Platinum Debit Card
    • Annual Fee

      S$0

    • Minimum Income

      N/A

    • Minimum Age Requirement

      16 years old

    • Mobile payments

    S$0
    N/A
    16 years old
    Apple Pay, Google Pay, Samsung Pay, NETSPay, PayLah!
    Make seamless payments in Singapore and Mainland China with this debit card that offers up to 5% cashback on any spend.
    UOB Lady’s Debit Card Review
    • Annual Fee

      First 3 years are free after which S$18 yearly would apply

    • Minimum Income

      N/A

    • Minimum Age Requirement

      16 years old

    • Mobile payments

    First 3 years are free after which S$18 yearly would apply
    N/A
    16 years old
    Apple Pay, Google Pay, Samsung Pay, NETSPay, PayLah!
    Earn up to 10% SMART$ rebates with this beautifully designed debit card and enjoy a wide array of dining, beauty and shopping privileges.
    PAssion POSB Debit Card
    • Annual Fee

      S$12 for 5-year membership

    • Minimum Income

      N/A

    • Minimum Age Requirement

      16 years old

    • Mobile payments

    S$12 for 5-year membership
    N/A
    16 years old
    Apple Pay, Google Pay, Samsung Pay, NETSPay, PayLah!
    Earn up to 3% cashback on dining, groceries and local attractions, as well as complimentary PAssion membership with this debit card.
    UOB One Debit Card
    • Annual Fee

      S$0 annual fee for the first 3 years and with 12 Visa/Mastercard transactions per year - S$18 thereafter

    • Minimum Income

      N/A

    • Minimum Age Requirement

      16 years old

    • Mobile payments

    S$0 annual fee for the first 3 years and with 12 Visa/Mastercard transactions per year - S$18 thereafter
    N/A
    16 years old
    Apple Pay, Google Pay, Samsung Pay
    Earn up to 3% rebates on daily essentials and 1% on Grab transactions with this card.
    Maybank Platinum Debit Card
    • Annual Fee

      S$0

    • Minimum Income

      N/A

    • Minimum Age Requirement

      16 years old

    • Mobile payments

    S$0
    N/A
    16 years old
    Samsung Pay
    This debit card allows you to transact conveniently and earn reward points from everyday spending.
    UOB Mighty FX Debit Card
    • Annual Fee

      S$0

    • Minimum Income

      N/A

    • Minimum Age Requirement

      18 years old

    • Mobile payments

    S$0
    N/A
    18 years old
    Apple Pay, Google Pay, Samsung Pay
    Benefit from competitive FX rates when you to convert, spend and withdraw funds in 11 supported currencies with zero admin fees.
    OCBC Yes! Debit Card
    • Annual Fee

      S$0

    • Minimum Income

      N/A

    • Minimum Age Requirement

      16 years old

    • Mobile payments

    S$0
    N/A
    16 years old
    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, NETSPay
    A fuss-free card that offers a 1% cash rebate on your daily spending and access to exclusive deals on entertainment, travel, dining and more.
    loading

    Compare up to 4 providers

    Ask Finder

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Privacy Policy.
    Go to site