Compare Credit Cards Singapore

Compare rewards, cashback, balance transfer, air miles cards and more.

Last updated: 6 March 2020

Compare credit cards for April 2020

Name	Reward	Cashback Offer	Annual Fee	Min Income - Singaporean and PR
HSBC Revolution Credit Card	Up to 5X Rewards points (2 miles per S$1 spent) on qualifying purchases	S$150 cashback when you make S$800 in qualifying transactions in the first month of your account. Ends 31 March 2020	S$0 annual fee for 2 years - S$160.50 thereafter	S$30,000	Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Or choose $150 cashback. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Unlimited Cashback Credit Card	Shopping, travel and lifestyle offers at over 3,000 outlets in Asia	Earn 1.5% cashback with no limit. Plus, there's no minimum spend	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	Go to site More Info	Compare	loading Fetching your data...
UOB PRVI Miles American Express Card	6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel.	Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. First 800 new customers only.	S$0 annual fee for 1 year - S$256.80 thereafter	S$30,000	Apply today and enjoy free transfers to Changi Airport. Plus, 20,000 bonus air miles if you charge S$50,000 to your card in a year.	Go to site More Info	Compare	loading Fetching your data...
HSBC Visa Platinum Credit Card	Earn 1 Reward point for every $1 on all spend.	Up to S$150 cash back when you spend S$800 in your first month. Ends 31 March 2020	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Or choose $150 cashback. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Spree Credit Card	Up to 20% savings on your fuel	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Enjoy up to 3% cashback on all online spend in foreign currency and all vPost spend. Plus, up to 25% off on postal services and lots more.	Go to site More Info	Compare	loading Fetching your data...
KrisFlyer UOB Credit Card	Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend.	Get S$150 cash credit if you spend S$1,500 or more within 30 days. First 800 new customers only.	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Apply today and enjoy up to 3,000 KrisFlyer miles if you charge at least S$1,500 to your credit card in the first month.	Go to site More Info	Compare	loading Fetching your data...
UOB Yolo Card	Wide range of discounts including at Bubble Tea Factory. Plus, complimentary travel insurance	Enjoy up to 8% cashback on dining, travel, shopping and entertainment. Plus, a further 3% cashback in selected categories	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Apply today and get up to S$230 in bonus cash credits. T&Cs apply.	Go to site More Info	Compare	loading Fetching your data...
Citi Rewards Credit Card	10X Rewards on certain shopping spend, including online purchases	Up to 20% cash back at selected merchants	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. T&Cs apply. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
UOB Lady's Card	10X UNI$ (or 20 miles) per S$5 spent on chosen category with no min. spend required	New customers can get up to S$230 in bonus cash credits. Until 30 June 2020. Ts&Cs apply	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Apply today and get up to S$230 in bonus cash credits. Plus, 0% interest on some purchases for up to 12 months.	Go to site More Info	Compare	loading Fetching your data...
HSBC Advance Credit Card	Enjoy annual fee waivers, up to 16% off your fuel, 1-for1 lifestyle offers, and more	Enjoy up to 3.5% cashback on all purchases with no minimum spend	S$0 annual fee for 1 year (permanently waived for HSBC Advance banking customers) - S$192.60 thereafter	S$30,000	Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Rewards+ Credit Card	Up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Apply today and enjoy a range of perks including 1-for-1 movie tickets with Cathay Cineplexes. Plus, complimentary travel medical insurance.	Go to site More Info	Compare	loading Fetching your data...
UOB One Card	Up to 10% cashback on Grab and UOB Travel transactions; 6% for your Singapore Power bill; and 5% back on all other spending	New customers can get up to S$230 in bonus cash credits. Until 30 June 2020. Ts&Cs apply	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Apply today and get up to S$230 in bonus cash credits. T&Cs apply.	Go to site More Info	Compare	loading Fetching your data...
Citi Cash Back Card	Get up to 20.88% off fuel. Plus, travel offers in 95 countries	8% cash back on dining, groceries and petrol transactions	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.	Go to site More Info	Compare	loading Fetching your data...
American Express Singapore Airlines KrisFlyer Ascend Credit Card	Complimentary stay at a Hilton hotel in Asia Pacific each year. Plus, enjoy four airport lounge passes	N/A	S$337.05 annual fee	S$50,000	Earn 16,000 KrisFlyer miles if you spend at least S$10,000 within the first three months. Ends 30 April 2020.	Go to site More Info	Compare	loading Fetching your data...
UOB PRVI Miles Visa Card	6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel	Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 800 eligible applicants only	S$0 annual fee for 1 year - S$256.80 thereafter	S$30,000	Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.	Go to site More Info	Compare	loading Fetching your data...
American Express Platinum Credit Card	Up to 50% off your food bill for unlimited visits at hotels around Singapore	N/A	S$321 annual fee	S$50,000	Get Samsonite luggage (worth S$600) and a 1-night stay at Swissotel The Stamford Singapore (worth S$529) when you pay the annual fee in the first statement and spend S$4,500 in the first 3 months. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Citi Prestige Card	Deals and discounts in more than 90 countries. Also, get six complimentary golf games across Asia	Up to 20% cashback at selected merchants	S$535 annual fee	S$120,000	Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. T&Cs apply. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
American Express True Cashback Card	Enjoy free travel insurance benefits of up to S$350,000	Earn 1.5% cashback on all eligible spending. no minimum spend or cap	S$0 annual fee for 1 year - S$171.20 thereafter	S$30,000	Apply today and get a 3% Cashback bonus when you spend S$5,000 in the first six months.	Go to site More Info	Compare	loading Fetching your data...
American Express Singapore Airlines KrisFlyer Credit Card	Enjoy money-saving offers on Hertz, Grab and at restaurants in Singapore and overseas	S$150 cashback for use at singaporeair.com when you spend a minimum of S$12,000 untill 30 June 2020	S$0 annual fee for 1 year - S$176.55 thereafter	S$30,000	Earn 8,000 bonus KrisFlyer miles when you spend S$5,000 in the first 3 months of card membership. Ends 30 April 2020.	Go to site More Info	Compare	loading Fetching your data...
UOB PRVI Miles World Mastercard	6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel	Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 800 eligible applicants only.	S$0 annual fee for 1 year - S$256.80 thereafter	S$30,000	Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.	Go to site More Info	Compare	loading Fetching your data...
Citibank SMRT Card	Up to 5% savings on groceries, fast food, movies, and coffee. Plus, 3% savings on online shopping	Redeem S$10 cash back for shopping vouchers with every 10 SMRT$ earned	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.	Go to site More Info	Compare	loading Fetching your data...
Citi PremierMiles Card	Deals and discounts in 95 countries. Plus, 10% off on hotel bookings with Expedia	Up to 10% cash back at selected merchants	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Get 37,300 miles when you spend S$9,000 in the first 3 months. Annual fee applies. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
American Express CapitaCard	Earn 3X STAR$ when you shop at participating CapitaLand malls, and more	Get a referral bonus of S$50 worth of CapitaVouchers when you refer a friend	S$0 annual fee for 1 year - S$171.20 thereafter	S$30,000	Add supplementary cardholders and get S$20 worth of CapitaVouchers for each approved member (up to two cardholders). Ends 30 April 2020.	Go to site More Info	Compare	loading Fetching your data...
Maybank Business Platinum Mastercard	Get your business logo printed on your card. Plus, enjoy a global concierge service	Get up to S$50 cash credits to offset your credit card payments	S$0 annual fee for 2 years - S$180 thereafter	N/A	Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.	More Info	Compare	loading Fetching your data...
Maybank eVibes Card - The Student Card	Up to 8% off accommodation bookings globally with AGODA	1% cash rebate on all spend	S$0 annual fee for 2 years - S$20 thereafter	N/A	Get an Adidas wristwatch worth S$120 when you use your card in the first month. First 500 successful applicants only.	More Info	Compare	loading Fetching your data...
Maybank Platinum Visa Card	Get complimentary travel cover of up to S$500,000	Up to 3.33% cash rebates on local spending - up to a monthly limit of S$100	S$0 annual fee for 3 years - S$80 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Family & Friends Credit Card	Earn up to 3X interest on your child's savings with Maybank Family Plus	Up to 8% cashback with minimum spend of S$800 per month	S$0 annual fee for 3 years - S$180 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Manchester United Platinum Visa Card	Chance to win a trip for 2 to watch Manchester United FC every season	1.6% cash rebate on all spend locally. No minimum spend or cap	S$0 annual fee for 2 years - S$80 thereafter	S$30,000	Get American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account a minimum of S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank DUO Platinum Mastercard	Car servicing vouchers, vehicle merchandise and more	5% cash rebate on petrol transactions in Singapore and Malaysia	S$120 annual fee	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank FC Barcelona Visa Signature Card	Chance to win a trip for 2 to watch FC Barcelona every season	1.6% cash rebate on all spend locally. No minimum spend or cap	S$120 annual fee	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Visa Infinite Credit Card	Complimentary two-way airport limousine transfers. S$3,000 minimum spend per month	Earn up to 5X TREATS Points (2 air miles) on all spend	S$0 annual fee for 1 year - S$600 thereafter	S$150,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Horizon Visa Signature Card	Complimentary access to selected VIP airport lounges. Plus, travel cover of up to S$1,000,000. Ts&Cs apply	Earn up to 3.2 Air Miles (8X TREATS Points) per dollar spent in Singaporean restaurants, petrol stations and more	S$0 annual fee for 3 years - S$180 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank World Mastercard	A range of dining, shopping and travel deals - including up to S$1,000,000 of travel insurance	10X TREATS Points (4 air miles) on every S$1 spent at selected merchants	S$0 annual fee for 1 year - S$240 thereafter	S$80,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Standard Chartered Prudential Visa Signature Card	Up to 10X rewards points on foreign spend, with no minimum spend required	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	More Info	Compare	loading Fetching your data...
Standard Chartered Visa Infinite X Credit Card	3 miles per $1 spent on foreign currency.	Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply	S$695.50 annual fee	S$30,000	More Info	Compare	loading Fetching your data...
Standard Chartered Manhattan $500 Card	N/A	Earn 0.25% cashback on everything you spend.	S$0 annual fee for 1 year - S$32.10 thereafter	S$18,000	More Info	Compare	loading Fetching your data...
Standard Chartered Priority Banking Visa Infinite Credit Card	Earn 2.5 points for every $1 spent on your credit card	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$321 annual fee	S$30,000	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	More Info	Compare	loading Fetching your data...

Compare up to 4 providers

Name	Reward	Cashback Offer	Annual Fee	Min Income - Singaporean and PR
UOB Yolo Card	Wide range of discounts including at Bubble Tea Factory. Plus, complimentary travel insurance	Enjoy up to 8% cashback on dining, travel, shopping and entertainment. Plus, a further 3% cashback in selected categories	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Apply today and get up to S$230 in bonus cash credits. T&Cs apply.	Go to site More Info	Compare	loading Fetching your data...
HSBC Revolution Credit Card	Up to 5X Rewards points (2 miles per S$1 spent) on qualifying purchases	S$150 cashback when you make S$800 in qualifying transactions in the first month of your account. Ends 31 March 2020	S$0 annual fee for 2 years - S$160.50 thereafter	S$30,000	Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Or choose $150 cashback. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Citi PremierMiles Card	Deals and discounts in 95 countries. Plus, 10% off on hotel bookings with Expedia	Up to 10% cash back at selected merchants	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Get 37,300 miles when you spend S$9,000 in the first 3 months. Annual fee applies. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Unlimited Cashback Credit Card	Shopping, travel and lifestyle offers at over 3,000 outlets in Asia	Earn 1.5% cashback with no limit. Plus, there's no minimum spend	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	Go to site More Info	Compare	loading Fetching your data...
Citibank SMRT Card	Up to 5% savings on groceries, fast food, movies, and coffee. Plus, 3% savings on online shopping	Redeem S$10 cash back for shopping vouchers with every 10 SMRT$ earned	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.	Go to site More Info	Compare	loading Fetching your data...
HSBC Advance Credit Card	Enjoy annual fee waivers, up to 16% off your fuel, 1-for1 lifestyle offers, and more	Enjoy up to 3.5% cashback on all purchases with no minimum spend	S$0 annual fee for 1 year (permanently waived for HSBC Advance banking customers) - S$192.60 thereafter	S$30,000	Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Citi Cash Back Card	Get up to 20.88% off fuel. Plus, travel offers in 95 countries	8% cash back on dining, groceries and petrol transactions	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Rewards+ Credit Card	Up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Apply today and enjoy a range of perks including 1-for-1 movie tickets with Cathay Cineplexes. Plus, complimentary travel medical insurance.	Go to site More Info	Compare	loading Fetching your data...
HSBC Visa Platinum Credit Card	Earn 1 Reward point for every $1 on all spend.	Up to S$150 cash back when you spend S$800 in your first month. Ends 31 March 2020	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Or choose $150 cashback. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Citi Rewards Credit Card	10X Rewards on certain shopping spend, including online purchases	Up to 20% cash back at selected merchants	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. T&Cs apply. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered NUS Alumni Platinum Credit Card	Earn 1 Rewards point for every S$1 charged to your card	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Spree Credit Card	Up to 20% savings on your fuel	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Enjoy up to 3% cashback on all online spend in foreign currency and all vPost spend. Plus, up to 25% off on postal services and lots more.	Go to site More Info	Compare	loading Fetching your data...
American Express Singapore Airlines KrisFlyer Credit Card	Enjoy money-saving offers on Hertz, Grab and at restaurants in Singapore and overseas	S$150 cashback for use at singaporeair.com when you spend a minimum of S$12,000 untill 30 June 2020	S$0 annual fee for 1 year - S$176.55 thereafter	S$30,000	Earn 8,000 bonus KrisFlyer miles when you spend S$5,000 in the first 3 months of card membership. Ends 30 April 2020.	Go to site More Info	Compare	loading Fetching your data...
American Express True Cashback Card	Enjoy free travel insurance benefits of up to S$350,000	Earn 1.5% cashback on all eligible spending. no minimum spend or cap	S$0 annual fee for 1 year - S$171.20 thereafter	S$30,000	Apply today and get a 3% Cashback bonus when you spend S$5,000 in the first six months.	Go to site More Info	Compare	loading Fetching your data...
Maybank Business Platinum Mastercard	Get your business logo printed on your card. Plus, enjoy a global concierge service	Get up to S$50 cash credits to offset your credit card payments	S$0 annual fee for 2 years - S$180 thereafter	N/A	Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.	More Info	Compare	loading Fetching your data...
Maybank eVibes Card - The Student Card	Up to 8% off accommodation bookings globally with AGODA	1% cash rebate on all spend	S$0 annual fee for 2 years - S$20 thereafter	N/A	Get an Adidas wristwatch worth S$120 when you use your card in the first month. First 500 successful applicants only.	More Info	Compare	loading Fetching your data...
Maybank Platinum Visa Card	Get complimentary travel cover of up to S$500,000	Up to 3.33% cash rebates on local spending - up to a monthly limit of S$100	S$0 annual fee for 3 years - S$80 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Family & Friends Credit Card	Earn up to 3X interest on your child's savings with Maybank Family Plus	Up to 8% cashback with minimum spend of S$800 per month	S$0 annual fee for 3 years - S$180 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank DUO Platinum Mastercard	Car servicing vouchers, vehicle merchandise and more	5% cash rebate on petrol transactions in Singapore and Malaysia	S$120 annual fee	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank FC Barcelona Visa Signature Card	Chance to win a trip for 2 to watch FC Barcelona every season	1.6% cash rebate on all spend locally. No minimum spend or cap	S$120 annual fee	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Visa Infinite Credit Card	Complimentary two-way airport limousine transfers. S$3,000 minimum spend per month	Earn up to 5X TREATS Points (2 air miles) on all spend	S$0 annual fee for 1 year - S$600 thereafter	S$150,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Horizon Visa Signature Card	Complimentary access to selected VIP airport lounges. Plus, travel cover of up to S$1,000,000. Ts&Cs apply	Earn up to 3.2 Air Miles (8X TREATS Points) per dollar spent in Singaporean restaurants, petrol stations and more	S$0 annual fee for 3 years - S$180 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank World Mastercard	A range of dining, shopping and travel deals - including up to S$1,000,000 of travel insurance	10X TREATS Points (4 air miles) on every S$1 spent at selected merchants	S$0 annual fee for 1 year - S$240 thereafter	S$80,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
UOB One Card	Up to 10% cashback on Grab and UOB Travel transactions; 6% for your Singapore Power bill; and 5% back on all other spending	New customers can get up to S$230 in bonus cash credits. Until 30 June 2020. Ts&Cs apply	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Apply today and get up to S$230 in bonus cash credits. T&Cs apply.	Go to site More Info	Compare	loading Fetching your data...
Maybank Manchester United Platinum Visa Card	Chance to win a trip for 2 to watch Manchester United FC every season	1.6% cash rebate on all spend locally. No minimum spend or cap	S$0 annual fee for 2 years - S$80 thereafter	S$30,000	Get American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account a minimum of S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
KrisFlyer UOB Credit Card	Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend.	Get S$150 cash credit if you spend S$1,500 or more within 30 days. First 800 new customers only.	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Apply today and enjoy up to 3,000 KrisFlyer miles if you charge at least S$1,500 to your credit card in the first month.	Go to site More Info	Compare	loading Fetching your data...
UOB Lady's Card	10X UNI$ (or 20 miles) per S$5 spent on chosen category with no min. spend required	New customers can get up to S$230 in bonus cash credits. Until 30 June 2020. Ts&Cs apply	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Apply today and get up to S$230 in bonus cash credits. Plus, 0% interest on some purchases for up to 12 months.	Go to site More Info	Compare	loading Fetching your data...
UOB PRVI Miles American Express Card	6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel.	Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. First 800 new customers only.	S$0 annual fee for 1 year - S$256.80 thereafter	S$30,000	Apply today and enjoy free transfers to Changi Airport. Plus, 20,000 bonus air miles if you charge S$50,000 to your card in a year.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Prudential Visa Signature Card	Up to 10X rewards points on foreign spend, with no minimum spend required	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	More Info	Compare	loading Fetching your data...
Standard Chartered Visa Infinite X Credit Card	3 miles per $1 spent on foreign currency.	Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply	S$695.50 annual fee	S$30,000	More Info	Compare	loading Fetching your data...
UOB Delight Credit Card	Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian.	Up to 10% SMART$ rebate at over 300 participating outlets islandwide.	S$0 annual fee for 1 year - S$85.60 thereafter	S$30,000	More Info	Compare	loading Fetching your data...
Citi Prestige Card	Deals and discounts in more than 90 countries. Also, get six complimentary golf games across Asia	Up to 20% cashback at selected merchants	S$535 annual fee	S$120,000	Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. T&Cs apply. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Manhattan $500 Card	N/A	Earn 0.25% cashback on everything you spend.	S$0 annual fee for 1 year - S$32.10 thereafter	S$18,000	More Info	Compare	loading Fetching your data...
UOB PRVI Miles Visa Card	6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel	Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 800 eligible applicants only	S$0 annual fee for 1 year - S$256.80 thereafter	S$30,000	Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.	Go to site More Info	Compare	loading Fetching your data...
UOB PRVI Miles World Mastercard	6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel	Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 800 eligible applicants only.	S$0 annual fee for 1 year - S$256.80 thereafter	S$30,000	Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.	Go to site More Info	Compare	loading Fetching your data...
American Express CapitaCard	Earn 3X STAR$ when you shop at participating CapitaLand malls, and more	Get a referral bonus of S$50 worth of CapitaVouchers when you refer a friend	S$0 annual fee for 1 year - S$171.20 thereafter	S$30,000	Add supplementary cardholders and get S$20 worth of CapitaVouchers for each approved member (up to two cardholders). Ends 30 April 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Priority Banking Visa Infinite Credit Card	Earn 2.5 points for every $1 spent on your credit card	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$321 annual fee	S$30,000	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	More Info	Compare	loading Fetching your data...

Compare up to 4 providers

Name	Reward	Cashback Offer	Annual Fee	Min Income - Singaporean and PR
Citi PremierMiles Card	Deals and discounts in 95 countries. Plus, 10% off on hotel bookings with Expedia	Up to 10% cash back at selected merchants	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Get 37,300 miles when you spend S$9,000 in the first 3 months. Annual fee applies. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
UOB PRVI Miles American Express Card	6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel.	Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. First 800 new customers only.	S$0 annual fee for 1 year - S$256.80 thereafter	S$30,000	Apply today and enjoy free transfers to Changi Airport. Plus, 20,000 bonus air miles if you charge S$50,000 to your card in a year.	Go to site More Info	Compare	loading Fetching your data...
KrisFlyer UOB Credit Card	Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend.	Get S$150 cash credit if you spend S$1,500 or more within 30 days. First 800 new customers only.	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Apply today and enjoy up to 3,000 KrisFlyer miles if you charge at least S$1,500 to your credit card in the first month.	Go to site More Info	Compare	loading Fetching your data...
UOB PRVI Miles Visa Card	6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel	Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 800 eligible applicants only	S$0 annual fee for 1 year - S$256.80 thereafter	S$30,000	Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.	Go to site More Info	Compare	loading Fetching your data...
Citi Prestige Card	Deals and discounts in more than 90 countries. Also, get six complimentary golf games across Asia	Up to 20% cashback at selected merchants	S$535 annual fee	S$120,000	Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. T&Cs apply. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
UOB PRVI Miles World Mastercard	6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel	Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 800 eligible applicants only.	S$0 annual fee for 1 year - S$256.80 thereafter	S$30,000	Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.	Go to site More Info	Compare	loading Fetching your data...
HSBC Revolution Credit Card	Up to 5X Rewards points (2 miles per S$1 spent) on qualifying purchases	S$150 cashback when you make S$800 in qualifying transactions in the first month of your account. Ends 31 March 2020	S$0 annual fee for 2 years - S$160.50 thereafter	S$30,000	Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Or choose $150 cashback. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
American Express Singapore Airlines KrisFlyer Credit Card	Enjoy money-saving offers on Hertz, Grab and at restaurants in Singapore and overseas	S$150 cashback for use at singaporeair.com when you spend a minimum of S$12,000 untill 30 June 2020	S$0 annual fee for 1 year - S$176.55 thereafter	S$30,000	Earn 8,000 bonus KrisFlyer miles when you spend S$5,000 in the first 3 months of card membership. Ends 30 April 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Visa Infinite X Credit Card	3 miles per $1 spent on foreign currency.	Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply	S$695.50 annual fee	S$30,000	More Info	Compare	loading Fetching your data...
American Express Platinum Credit Card	Up to 50% off your food bill for unlimited visits at hotels around Singapore	N/A	S$321 annual fee	S$50,000	Get Samsonite luggage (worth S$600) and a 1-night stay at Swissotel The Stamford Singapore (worth S$529) when you pay the annual fee in the first statement and spend S$4,500 in the first 3 months. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
American Express Singapore Airlines KrisFlyer Ascend Credit Card	Complimentary stay at a Hilton hotel in Asia Pacific each year. Plus, enjoy four airport lounge passes	N/A	S$337.05 annual fee	S$50,000	Earn 16,000 KrisFlyer miles if you spend at least S$10,000 within the first three months. Ends 30 April 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Priority Banking Visa Infinite Credit Card	Earn 2.5 points for every $1 spent on your credit card	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$321 annual fee	S$30,000	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	More Info	Compare	loading Fetching your data...
Maybank Business Platinum Mastercard	Get your business logo printed on your card. Plus, enjoy a global concierge service	Get up to S$50 cash credits to offset your credit card payments	S$0 annual fee for 2 years - S$180 thereafter	N/A	Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.	More Info	Compare	loading Fetching your data...
Maybank Visa Infinite Credit Card	Complimentary two-way airport limousine transfers. S$3,000 minimum spend per month	Earn up to 5X TREATS Points (2 air miles) on all spend	S$0 annual fee for 1 year - S$600 thereafter	S$150,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Horizon Visa Signature Card	Complimentary access to selected VIP airport lounges. Plus, travel cover of up to S$1,000,000. Ts&Cs apply	Earn up to 3.2 Air Miles (8X TREATS Points) per dollar spent in Singaporean restaurants, petrol stations and more	S$0 annual fee for 3 years - S$180 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank World Mastercard	A range of dining, shopping and travel deals - including up to S$1,000,000 of travel insurance	10X TREATS Points (4 air miles) on every S$1 spent at selected merchants	S$0 annual fee for 1 year - S$240 thereafter	S$80,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...

Compare up to 4 providers

Name	Reward	Cashback Offer	Annual Fee	Min Income - Singaporean and PR
HSBC Advance Credit Card	Enjoy annual fee waivers, up to 16% off your fuel, 1-for1 lifestyle offers, and more	Enjoy up to 3.5% cashback on all purchases with no minimum spend	S$0 annual fee for 1 year (permanently waived for HSBC Advance banking customers) - S$192.60 thereafter	S$30,000	Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Unlimited Cashback Credit Card	Shopping, travel and lifestyle offers at over 3,000 outlets in Asia	Earn 1.5% cashback with no limit. Plus, there's no minimum spend	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	Go to site More Info	Compare	loading Fetching your data...
HSBC Visa Platinum Credit Card	Earn 1 Reward point for every $1 on all spend.	Up to S$150 cash back when you spend S$800 in your first month. Ends 31 March 2020	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Or choose $150 cashback. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Citi Cash Back Card	Get up to 20.88% off fuel. Plus, travel offers in 95 countries	8% cash back on dining, groceries and petrol transactions	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Rewards+ Credit Card	Up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Apply today and enjoy a range of perks including 1-for-1 movie tickets with Cathay Cineplexes. Plus, complimentary travel medical insurance.	Go to site More Info	Compare	loading Fetching your data...
HSBC Revolution Credit Card	Up to 5X Rewards points (2 miles per S$1 spent) on qualifying purchases	S$150 cashback when you make S$800 in qualifying transactions in the first month of your account. Ends 31 March 2020	S$0 annual fee for 2 years - S$160.50 thereafter	S$30,000	Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Or choose $150 cashback. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Citibank SMRT Card	Up to 5% savings on groceries, fast food, movies, and coffee. Plus, 3% savings on online shopping	Redeem S$10 cash back for shopping vouchers with every 10 SMRT$ earned	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. T&Cs apply. Ends 31 January 2021.	Go to site More Info	Compare	loading Fetching your data...
Citi Rewards Credit Card	10X Rewards on certain shopping spend, including online purchases	Up to 20% cash back at selected merchants	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. T&Cs apply. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered NUS Alumni Platinum Credit Card	Earn 1 Rewards point for every S$1 charged to your card	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	Go to site More Info	Compare	loading Fetching your data...
Citi PremierMiles Card	Deals and discounts in 95 countries. Plus, 10% off on hotel bookings with Expedia	Up to 10% cash back at selected merchants	S$0 annual fee for 1 year - S$192.60 thereafter	S$30,000	Get 37,300 miles when you spend S$9,000 in the first 3 months. Annual fee applies. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered Spree Credit Card	Up to 20% savings on your fuel	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Enjoy up to 3% cashback on all online spend in foreign currency and all vPost spend. Plus, up to 25% off on postal services and lots more.	Go to site More Info	Compare	loading Fetching your data...
Citi Prestige Card	Deals and discounts in more than 90 countries. Also, get six complimentary golf games across Asia	Up to 20% cashback at selected merchants	S$535 annual fee	S$120,000	Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. T&Cs apply. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
American Express True Cashback Card	Enjoy free travel insurance benefits of up to S$350,000	Earn 1.5% cashback on all eligible spending. no minimum spend or cap	S$0 annual fee for 1 year - S$171.20 thereafter	S$30,000	Apply today and get a 3% Cashback bonus when you spend S$5,000 in the first six months.	Go to site More Info	Compare	loading Fetching your data...
American Express Singapore Airlines KrisFlyer Credit Card	Enjoy money-saving offers on Hertz, Grab and at restaurants in Singapore and overseas	S$150 cashback for use at singaporeair.com when you spend a minimum of S$12,000 untill 30 June 2020	S$0 annual fee for 1 year - S$176.55 thereafter	S$30,000	Earn 8,000 bonus KrisFlyer miles when you spend S$5,000 in the first 3 months of card membership. Ends 30 April 2020.	Go to site More Info	Compare	loading Fetching your data...
American Express Platinum Credit Card	Up to 50% off your food bill for unlimited visits at hotels around Singapore	N/A	S$321 annual fee	S$50,000	Get Samsonite luggage (worth S$600) and a 1-night stay at Swissotel The Stamford Singapore (worth S$529) when you pay the annual fee in the first statement and spend S$4,500 in the first 3 months. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
American Express Singapore Airlines KrisFlyer Ascend Credit Card	Complimentary stay at a Hilton hotel in Asia Pacific each year. Plus, enjoy four airport lounge passes	N/A	S$337.05 annual fee	S$50,000	Earn 16,000 KrisFlyer miles if you spend at least S$10,000 within the first three months. Ends 30 April 2020.	Go to site More Info	Compare	loading Fetching your data...
American Express CapitaCard	Earn 3X STAR$ when you shop at participating CapitaLand malls, and more	Get a referral bonus of S$50 worth of CapitaVouchers when you refer a friend	S$0 annual fee for 1 year - S$171.20 thereafter	S$30,000	Add supplementary cardholders and get S$20 worth of CapitaVouchers for each approved member (up to two cardholders). Ends 30 April 2020.	Go to site More Info	Compare	loading Fetching your data...
Maybank Business Platinum Mastercard	Get your business logo printed on your card. Plus, enjoy a global concierge service	Get up to S$50 cash credits to offset your credit card payments	S$0 annual fee for 2 years - S$180 thereafter	N/A	Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.	More Info	Compare	loading Fetching your data...
Maybank eVibes Card - The Student Card	Up to 8% off accommodation bookings globally with AGODA	1% cash rebate on all spend	S$0 annual fee for 2 years - S$20 thereafter	N/A	Get an Adidas wristwatch worth S$120 when you use your card in the first month. First 500 successful applicants only.	More Info	Compare	loading Fetching your data...
Maybank Platinum Visa Card	Get complimentary travel cover of up to S$500,000	Up to 3.33% cash rebates on local spending - up to a monthly limit of S$100	S$0 annual fee for 3 years - S$80 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Family & Friends Credit Card	Earn up to 3X interest on your child's savings with Maybank Family Plus	Up to 8% cashback with minimum spend of S$800 per month	S$0 annual fee for 3 years - S$180 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Manchester United Platinum Visa Card	Chance to win a trip for 2 to watch Manchester United FC every season	1.6% cash rebate on all spend locally. No minimum spend or cap	S$0 annual fee for 2 years - S$80 thereafter	S$30,000	Get American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account a minimum of S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank DUO Platinum Mastercard	Car servicing vouchers, vehicle merchandise and more	5% cash rebate on petrol transactions in Singapore and Malaysia	S$120 annual fee	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank FC Barcelona Visa Signature Card	Chance to win a trip for 2 to watch FC Barcelona every season	1.6% cash rebate on all spend locally. No minimum spend or cap	S$120 annual fee	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Visa Infinite Credit Card	Complimentary two-way airport limousine transfers. S$3,000 minimum spend per month	Earn up to 5X TREATS Points (2 air miles) on all spend	S$0 annual fee for 1 year - S$600 thereafter	S$150,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Horizon Visa Signature Card	Complimentary access to selected VIP airport lounges. Plus, travel cover of up to S$1,000,000. Ts&Cs apply	Earn up to 3.2 Air Miles (8X TREATS Points) per dollar spent in Singaporean restaurants, petrol stations and more	S$0 annual fee for 3 years - S$180 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank World Mastercard	A range of dining, shopping and travel deals - including up to S$1,000,000 of travel insurance	10X TREATS Points (4 air miles) on every S$1 spent at selected merchants	S$0 annual fee for 1 year - S$240 thereafter	S$80,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...

Compare up to 4 providers

Name	Product	Reward	Cashback Offer	Annual Fee	Min Income - Singaporean and PR
Maybank Business Platinum Mastercard		Get your business logo printed on your card. Plus, enjoy a global concierge service	Get up to S$50 cash credits to offset your credit card payments	S$0 annual fee for 2 years - S$180 thereafter	N/A	Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.	More Info	Compare	loading Fetching your data...

Compare up to 4 providers

Name	Reward	Cashback Offer	Annual Fee	Min Income - Singaporean and PR
HSBC Visa Platinum Credit Card	Earn 1 Reward point for every $1 on all spend.	Up to S$150 cash back when you spend S$800 in your first month. Ends 31 March 2020	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Get free Samsonite T5 68cm Spinner luggage worth S$560. Simply make S$800 in qualifying transactions in the first month of your account. Or choose $150 cashback. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Standard Chartered NUS Alumni Platinum Credit Card	Earn 1 Rewards point for every S$1 charged to your card	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	S$0 annual fee for 2 years - S$192.60 thereafter	S$30,000	Apply today via MyInfo and receive up to S$100 cashback. End 31 May 2020.	Go to site More Info	Compare	loading Fetching your data...
American Express Platinum Credit Card	Up to 50% off your food bill for unlimited visits at hotels around Singapore	N/A	S$321 annual fee	S$50,000	Get Samsonite luggage (worth S$600) and a 1-night stay at Swissotel The Stamford Singapore (worth S$529) when you pay the annual fee in the first statement and spend S$4,500 in the first 3 months. Ends 31 March 2020.	Go to site More Info	Compare	loading Fetching your data...
Maybank Business Platinum Mastercard	Get your business logo printed on your card. Plus, enjoy a global concierge service	Get up to S$50 cash credits to offset your credit card payments	S$0 annual fee for 2 years - S$180 thereafter	N/A	Get up to S$1 million in Travel Accident Insurance when you purchase flights or travel packages using your card.	More Info	Compare	loading Fetching your data...
Maybank Platinum Visa Card	Get complimentary travel cover of up to S$500,000	Up to 3.33% cash rebates on local spending - up to a monthly limit of S$100	S$0 annual fee for 3 years - S$80 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Family & Friends Credit Card	Earn up to 3X interest on your child's savings with Maybank Family Plus	Up to 8% cashback with minimum spend of S$800 per month	S$0 annual fee for 3 years - S$180 thereafter	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank Manchester United Platinum Visa Card	Chance to win a trip for 2 to watch Manchester United FC every season	1.6% cash rebate on all spend locally. No minimum spend or cap	S$0 annual fee for 2 years - S$80 thereafter	S$30,000	Get American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account a minimum of S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...
Maybank DUO Platinum Mastercard	Car servicing vouchers, vehicle merchandise and more	5% cash rebate on petrol transactions in Singapore and Malaysia	S$120 annual fee	S$30,000	Get an American Tourister Linex 66/24 Luggage TSA (worth S$260) when you charge to your card or withdraw from your CreditAble account at least S$300 in the first 2 months.	More Info	Compare	loading Fetching your data...

Compare up to 4 providers

*The products compared here are chosen from a range of offers available to us and are not representative of all the products available in the market. There is no perfect order for the products we list on our site, so we enable you to re-order and compare products. The initial display order is influenced by a range of factors including commercial partnerships, product costs and conversion rates, so please don’t interpret the listing order as an endorsement or recommendation from us. We’re happy to provide you with the tools you need to make better decisions, and we encourage you to make your own decisions and compare and assess products based on your individual needs, preferences and circumstances.

6 application tips
Eligibility requirements
Understanding credit scores

How credit cards work

A credit card is a form of unsecured credit issued by banks. It allows users to make purchases without having to use cash and withdraw money from ATM machines. All credit cards come with a credit limit which is determined by the bank’s assessment of your ability to make repayments.

Credit cards are different from debit cards which are tied to actual money in a savings account. When you use a credit card, you are essentially borrowing money from the lender to pay the retailer. Then you receive a statement at the end of each billing cycle that tells you the total amount you owe the bank. By making the repayments promptly, you will not be charged any interest fees.

There are many types of credit cards available that allow you to earn various types of rewards, air miles and rebates.

What type of credit card are you looking for?

Rewards Credit Cards

Earn reward points as you spend and maximise the prizes and perks you can redeem with a rewards credit card.

Air Miles Credit Cards

Compare Air Mile credit cards to earn points on everyday purchases to redeem for your next holiday with your favourite airline.

Student Credit Cards

Manage your student expenses and establish your credit history by comparing a range of student credit cards.

Cashback Credit Cards

Earn cash back as you spend and save on groceries, petrol, dining and more.

Petrol Credit Cards

Be rewarded with discounts on your fuel when you pump at certain stations.

Balance Transfer

Move your high interest debts to a low or 0% interest balance transfer credit card and pay off your debts faster.

Brands we compare

Compare credit card features

Rewards cards

A rewards card can be a worthwhile way to get something back from your spending. Whether you’re a frequent flyer, loyal customer or big grocery spender, you can find a rewards credit card to suit almost any lifestyle.

The major draw of this type of card is earning points that can be redeemed for rewards. Depending on the card you use and the promotions in place, you may be able to earn bonus points when making certain types of purchases or shopping with a particular retailer.
What you can redeem your points for will vary from card to card. Some allow you to redeem points for flight rewards as well as shopping or travel vouchers. Others can be used for cash back, to redeem merchandise or even to donate to charity.

- What are the associated costs? Typically the higher the rewards the higher the card costs, so be careful. While some rewards cards charge no ongoing annual fees, others charge higher annual fees up to S$450 and beyond. The more features the card has, the higher the fee is likely to be.
- Are there limitations? Your card provider might not let you earn more than a given number of points in a calendar year, and your points can also expire after a set time frame.
- What are the other perks? Most rewards cards are affiliated with Visa or MasterCard, and you can use these cards in over 200 countries and territories worldwide. Many rewards cards also offer extra perks, such as complimentary rental car insurance. Compare your options to see which features work best with your lifestyle and spending habits.

Cashback

Like a rewards card, a cash back card gets you something back on your spending. Cashback cards pay back a percentage of your credit card spend, usually as a statement credit. You could receive, for example, 1.5% back on every dollar of spending.

Cashback cards have the benefit of being straightforward: you don’t need to worry about the best way to maximise your credit card rewards, you simply get paid a fixed percentage.
Your cashback is credited to your account automatically, so you don’t need to worry about points expiring, or the loss of accumulated rewards due to account closure.
With the right card, cash back is effectively a permanent discount on all your spending – as long as you repay your balance before interest charges start.

- The cashback on your card might be capped. Note that the advertised rate of cashback does not always cover all the spending on your card, some providers limit the headline percentage of cash back to a maximum amount of spending, or a maximum dollar amount of cash back per month or year.
- Compare the cashback amount you are awarded against the other fees and charges levied on the card. You may be better off with a card that charges no annual fee, or a card that forgoes any foreign exchange charges when you are travelling.
- Other types of rewards cards might offer a better return if you have a good way to use the rewards currency or air miles you receive.
- Be sure to repay any spending on your cashback card in good time as interest charges can quickly erase any cashback benefits.

Air miles

There are a lot of ways to get a return on your credit card spend and for the savvy traveller air miles can be a very attractive alternative to broader rewards cards or cashback cards.

Used for the right flights or flight upgrades, redeeming air miles can offer some of the highest percentage returns on every dollar you spend compared to other types of credit card rewards.
You can often transfer your air miles into other points programmes, including car hire or hotel loyalty programs.
Air miles are usually awarded on all of your credit card spending, no matter where you pay your air miles card will earn you something back.
Look out for accelerated earnings when you use your card while you travel.

- Rewards seats on flights are not as flexible as bookings on the open market. Even if the air miles required to book your flight or flight upgrade appear to be a good deal, you may struggle to find availability on popular routes unless you book very long in advance, so planning is key to making the best out of your air miles credit card.
- Air miles programmes are not regulated, you can find that the value of your miles suddenly drop if an airline decides to change their redemption rates.
- You will be required to pay the taxes and charges associated with a flight when you redeem your air miles. Air miles will only cover you for the airfare charged by the airline, keep this in mind when you calculate the benefits of your air miles earnings.

Shopping rewards

Many credit cards offer discounts at selected stores when you pay with your card, or offer an accelerated reward earning rate at specific stores. If you regularly shop at certain retailers getting the matching card can save you a lot of money.

Expect to see significant discounts in the order of 10% to 15% with some cards and retailers, or offers such as saving S$20 when you spend at least S$80.
Accelerated rewards earnings rates are essentially the equivalent of a discount: earning 10X the rewards when you shop can work out to be a significant return in percentage terms.

- Look out for shopping cards that cover entire categories of retailers rather than just one or two specific retailers. This way you have more opportunities to save when you shop.
- Be realistic about your potential for savings and only apply for a card with shopping benefits so that you can save on your existing spending, don’t significantly increase your spending just to take advantage of the savings on offer.
- Don’t focus only on discounts paid on the spot, take into account accelerated rewards too.
- Offers are likely to change throughout the period you are holding the card, and you may find the offer that attracted you the most has expired when it comes to renewing your card. Always look at the entire credit card package.

Dining rewards

If you like dining out think about a card that offers discounts on dining or a higher cashback or rewards earning rate on your restaurant spend.

The savings on eating in a restaurant when you pay with a credit card that offers solid dining benefits can be very attractive, including two for one dining offers and discounts of up to 50%.
You could qualify for other benefits including special events.
Credit card dining benefits cover a range of tastes and preferences so there’s likely to be a card that offers discounts and benefits at your style of restaurant.

- Take note of the restrictions on dining card benefits. Two-for-one offers can be attractive but may exclude certain days of the week and have other restrictions in place such as a requirement to order two courses.
- Alcoholic drinks and other beverages are not always included in discounts and offers.
- Often dining discounts are available via other marketing channels too, so consider the dining benefits on the card in the context of the overall credit card package.
- Credit cards are rarely designed around dining benefits alone, so make sure to evaluate all the other aspects of the credit card offer.

Petrol rewards

The savings you can get on a credit card with petrol discounts can be excellent, including savings rates of over 20% on some cards, so it is really worth paying for filling up your car using a suitable credit card.

Get a mix of on the spot discounts, cashback on your statement and rewards points when you pay for petrol with your credit card.
Petrol discounts cover a wide range of service stations around the country.
Your petrol discount is usually uncapped, you can save money every time you stop to fill up.

- Don’t neglect to repay petrol costs charged to your credit card, or high interest charges can quickly erase much of the petrol discount.
- Offers on petrol cards are sometimes restricted to specific service stations, or even specific fuel types so check that you have a suitable service station near you before you apply.
- Sometimes the total discount on offer is a sum of various benefits and may be tied to spending requirements. A simple, but lower outright discount paid on the spot can be better than a higher total discount that involves different steps and requirements.
- Consider how often you use a service station. If you don’t own a car, a different type of credit card might offer you more benefits.

Understanding APR

If you’ve used your card for purchases, your debts begin to collect interest. This is called an APR, or annual percentage rate, and it usually hovers between 11.99% and 20%.

Each month, you’ll receive a statement that will detail the transactions you’ve made, the total outstanding balance you have and any interest you’re accruing. While you’re only required to pay a minimum repayment each month (2-3% of your total balance), it’s best to pay as much as you can. If you pay your entire balance in full, you can usually take advantage of up to 55 interest-free days in the next statement period. If you don’t pay your entire balance in full, the remainder will start to collect interest. If you miss the minimum repayment, you could be charged late payment fees.

Credit card costs

Repayments. You’re free to repay as much as you like as often as you like. You’re required to make the minimum repayment when your statement is issued. The minimum repayment is usually 5% of your outstanding balance. You will pay a late payment fee if you don’t make the minimum repayment by the statement due date.
Annual fee. This is the cost to own a credit card. The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period.
Interest rates. There are no interest charges levied on your purchases if you pay off the card balance within the grace period. Beyond that, credit cards here typically charge an interest of 24-28% per annum on your card balances. As the interest is compounded and charged on a daily basis, they can easily accumulate if you keep rolling over your balances month-on-month.
Other fees. Other fees you may run into include late payment fees, overlimit fees for spending past your credit limit, rewards program membership fees and cash advance fees.

6 credit card application tips

Assess your needs. Before you begin your search, spend some time considering what you want, need and can afford with your next credit card.
Compare your options. Once you’ve decided what type of card you want, it’s time to begin comparing your options.
Are you eligible? Know the requirements for the card application – do you need a minimum income, and do you meet the age limit?
Know your credit score. You should request a copy of your credit history before applying, so you can correct any possible errors on it and see exactly what the bank will be seeing when they assess your application.
Lower your credit utilisation ratio. If you already have a credit card balance, it’s wise to pay off your existing balances before submitting a new credit card application.
Don’t apply for multiple cards at once or within a short period. You may be tempted to apply for a second card just in case your first one doesn’t get approved, but don’t. Each credit enquiry that a lender makes about your credit history leaves a new mark on your credit file for five years.

12 essential credit card tips to ace your application

Credit card eligibility

Make sure you confirm that you meet the eligibility criteria before you submit your application, as rejected credit card applications can have a negative impact on your credit score. Eligibility requirements usually include:

Age. Cardholders must be at least 18 years of age for student cards, 21 years old for regular credit cards
Residential status. Most credit cards are open to application for Singaporeans, permanent residents(PR) and foreigners alike, subject to varying income requirements and additional documents.
Minimum income. The minimum income requirement will vary between cards, but they usually start at S$30,000 p.a. for most basic credit cards and S$80,000 and above for higher-tier products.
Credit history. All credit card issuers require applicants to have a good credit history.

Understanding your credit score

In Singapore, bankers and lenders mostly rely on the CBS credit score to determine the repaying capacity of the applicant and the probability of default on loans. The CBS Credit score is a 4 digit number computed by the Credit Bureau Singapore (CBS) based on the applicant’s record of past repayments of loans and credit card debts.

The score ranges from 1000 to 2000, whereby 1000 indicates a high risk of default and is thus considered a poor credit score. Conversely, 2000 is an excellent credit score, indicating the lowest risk of default. The credit score is accompanied by a risk grade, the lowest risk grade being AA and the highest being HH.

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Jeremy Cabral

Jeremy is finder's Global Head of Publishing & Editorial. Jeremy has been with finder since the very beginning and is part of the founding team working closely with Fred and Frank to build finder.com into the comparison network it is today.

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Rewards cards

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Understanding APR

Credit card costs

6 credit card application tips

Credit card eligibility

Understanding your credit score

Jeremy Cabral

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Compare Credit Cards Singapore

Compare rewards, cashback, balance transfer, air miles cards and more.

Card Types

Card Providers

Guides

Compare credit cards for April 2020

Compare up to 4 providers

Compare up to 4 providers

Compare up to 4 providers

Compare up to 4 providers

Compare up to 4 providers

Compare up to 4 providers

*Disclaimer

What's in this guide?

How credit cards work

What type of credit card are you looking for?

Rewards Credit Cards

Air Miles Credit Cards

Student Credit Cards

Cashback Credit Cards

Petrol Credit Cards

Balance Transfer

Brands we compare

Compare credit card features

Rewards cards

What should I keep in mind when considering a rewards credit card?

Cashback

What should I keep in mind with cashback cards?

Air miles

What should I keep in mind with air miles?

Shopping rewards

What should I keep in mind with shopping rewards?

Dining rewards

What should I keep in mind when considering a dining card?

Petrol rewards

What should I keep in mind when considering a petrol card?

Understanding APR

Credit card costs

6 credit card application tips

Credit card eligibility

Understanding your credit score

Jeremy Cabral

Read more on this topic

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