RoosterMoney review [kids allowance app] |
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RoosterMoney review

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This allowance app teaches your kids about saving and spending, but it’s not an actual bank account.

RoosterMoney is not a virtual bank account. It’s an allowance app designed to teach kids about earning, spending and saving money.

Reward your child for their chores and add money for their allowance or special events using either fake currency or stars. Then use the app to teach them to save toward a goal or spend the money and stars they earn to give to charity or make purchases.

From $0 per month





Minimum deposit to open


FeeFrom $0 per month
Minimum deposit to open$0
Intro or bonus offer1 month free trial
ATMsNo access to ATMs

Expert review


Review by

Heather Petty is a writer at Finder specializing in banking, investments and insurance. She's a self-proclaimed word nerd who worked as a technical writer and editor for the casino systems industry and is an internationally published young adult mystery author. Heather earned a bachelor’s degree in English from the University of Nevada, Reno.

Expert review

RoosterMoney is best for kids who want to learn how to manage their finances, but aren’t yet ready to get an actual kids bank account or debit card. By starting with stars and graduating to currency, you can track your kids allowance and savings while teaching them about earning and budgeting.

But if your kid is ready for a real bank account, you can compare the best debit cards for kids to help them take that next step.

How much does RoosterMoney cost?

RoosterMoney has a free and paid plan:
Virtual TrackerFree
  • Rewards chart
  • Virtual money tracker
  • Allowance schedule
  • Spend, give, save and goals categories
  • Educational resources
  • Individual logins for kids
Rooster Plus$18.99 a year or $2.99 a month Everything in the free plan, including:
  • Chore management
  • Set interest rates
  • Unlimited guardians
  • Set weekly or monthly withdrawals for things like subscriptions

How do I open a RoosterMoney account?

Sign up for RoosterMoney in six steps:

  1. Go to the provider’s site and follow the steps to apply.
  2. From the provider website, select Get started for free.
  3. Enter your name, email and password to start an account.
  4. Select or enter what your kids call you.
  5. Choose your country and the currency you use.
  6. Select the features you’re interested in, loosely based on your children’s ages, or select I’m not sure yet.
  7. If you have a referral code, enter it and choose Create Account.

How do I add an account for my child?

Once you’ve signed up for a RoosterMoney account, you can add your child’s account in six steps:

  1. Select Add Child.
  2. Enter your child’s name and date of birth.
  3. Choose a photo or icon to represent your child.
  4. Select your child’s gender.
  5. Choose whether you want your child to use the app to earn money or stars, and select Next.
  6. Choose whether to set up a regular allowance and the frequency, and select Complete.

What are the benefits of a RoosterMoney account?

Rooster has many features to help your child learn about money, no matter their age. You can enjoy:

  • Separate child accounts. You can create a separate account for each of your children, which they can either use on their own devices or sign into through the app on your device.
  • Teaches budgeting. You can set up pots or categories for spending, saving and giving to teach your child how to budget their allowance dollars or stars. And if you have the Rooster Plus version, you can set automatic withdrawals for recurring expenditures like subscriptions.
  • Encourages savings and giving. With the savings category, you can set a dollar or star amount with a picture of the savings goal, and your child can choose how much of their allowance to save toward that goal. Your child can also assign some of their allowance money to charities each week or month.

What should I look out for?

Keep the following potential drawbacks in mind before you download the app:

  • Not a bank account. This app may eventually add a debit card option in the US, but it currently doesn’t work with real money.
  • Requires binary gender choice. The app currently forces you to choose boy or girl for your child’s gender because the app uses he/she pronouns. RoosterMoney is aware that it’s currently excluding non-binary and gender-neutral kids and they have plans to change this requirement soon.
  • App sends many emails. While app reviews are mostly good, many customers complain about the amount of emails they receive from RoosterMoney. You can opt out of the app’s newsletter and other update emails, but service and feedback requests still go out regularly.

Compare RoosterMoney with other kids accounts

Name Product Annual or monthly fee ATM withdrawal Features
$4.99 per month
  • Parental controls
  • Real-time transfers
  • Parent-paid interest
  • Investing
Greenlight is the prepaid debit card for kids that parents manage from their phones with flexible parental controls.
$0 per month
  • Financial quizzes
  • Automated savings
  • Instant transfers
Copper is a digital checking account that teaches your teen healthy money habits through interactive quizzes and an intuitive mobile app.
$1.67 per month ($19.99 annually) includes free card; $0.67 per month ($7.99 annually) for additional cards
  • Low fee
  • Investing
  • Parent-paid interest
  • Donation options
The BusyKid Visa® Prepaid Spend Card gives your kids the freedom to spend anywhere Visa® is accepted, and parents see every transaction made.
$5.99 per month
  • Parent-paid interest
  • No foreign fees
  • Real-time cash requests
Teach your children good money habits with this comprehensive prepaid card and account.

Compare up to 4 providers

Is RoosterMoney safe for my child to use?

RoosterMoney complies with the US Children’s Online Privacy Protection Act (COPPA). It limits its data collection on minors who use the app to analytics for developers to make improvements. Your child’s data isn’t shared with third parties and can be completely wiped from the service at your request.

How do I contact RoosterMoney customer service?

You can contact Rooster by email at or by using the online form or live chat on the website.

Frequently asked questions

How old does my child have to be to use RoosterMoney?
There are no age restrictions, but RoosterMoney‘s suggested age range is 4-14 years old.

What RoosterMoney debit cards are available for my child to use?
The RoosterMoney debit card is currently not available in the US. Only users in the UK have that option. But you can take a survey on the company website to show interest in bringing that feature to the US.

How does RoosterMoney work offline?RoosterMoney doesn’t work offline. Users can open and navigate in the app, but you can only make additions or changes with an Internet or a cell network connection.

What currencies does RoosterMoney support?
The application supports over 51 currencies, but you can’t use multiple currencies within the same account.

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