Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Revolut Business account review

A business account for companies and freelancers with customized plans and 24/7 chat support.

No reviews yet. Write a review

Our verdict

Revolut Business offers a variety of plans for companies and freelancers. Choose between four different plans if you're a company and three plans if you're a freelancer or sole trader. You have the option of a free plan with features like software integrations, invoice tracking and virtual cards. Paid plans come with extra perks, like up to 1.9% in cashback rewards, a number of free transaction allowances, metal cards and API integrations. However, Revolut doesn't accept cash or check deposits and has no physical branches.

Best for: Businesses that operate in the US and globally.

  • Free plan option available
  • Accepts multiple businesses
  • 24/7 chat support
  • Up to 1.9% cashback rewards with paid plans
  • No check or cash deposits
  • No physical branches


Finder rating

Learn more


$0 per month

Minimum deposit to open


Applicants must reside in AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI, WV. Virtual Wallet with Performance Select is offered in the state of MO with the exception of the Crossroads Solution Center in Kansas City. Offer is contingent on product availability and may vary based on your address and where and how you open your account.

Information on this product was not provided by the bank. Our editorial team maintains full control over the content we publish without influence from partners.

Who is Revolut Business best for?

Revolut Business is best suited for businesses and companies that operate in the US and internationally, since it offers international transactions, foreign currency exchange allowances and the ability to hold accounts in different currencies.

It also suits many business types as it accepts private limited companies, public limited companies, limited liability partnerships, partnerships, sole traders and freelancers.

Revolut Business plans and cost

Companies have four plans to choose from, while freelancers and sole traders have three options.

Company plan options

PlanMonthly costFeatures
  • Plastic company cards for individuals, up to 3 per team member
  • Virtual company cards, up to 200 cards for account holder
  • Free transfers to Revolut accounts
  • 150 currencies accepted
  • Unlimited team members and team member permissions
  • Manage team expenses
  • 24/7 support
  • Limit and stop orders
  • Software integration with Xero, Slack, Quickbooks and more
  • Companion app
  • Create and track invoices
Grow$39.99All perks with Free, plus:
  • One metal card
  • Earn up to 1.9% cash back on purchases up to $10,000 per month
  • 10 international payments allowances per month
  • Set up approval for team transfers
  • Unlimited team members
  • Analytics and API integrations
  • Bulk payments
  • Manage recurring transfers
  • $10,000 allowance for foreign exchange rate at real exchange rate
Scale$149.99All the perks of Free and Grow, plus:
  • Two metal cards
  • Earn up to 1.9% cash back on purchases up to $30,000 per month
  • 50 international payments allowances per month
  • 1,000 local payment allowances per month
  • $50,000 allowance for foreign exchange rate at real exchange rate
EnterpriseCustomAll the perks of Free, Grow and Scale, plus:
  • Earn up to 1.9% cash back on purchases up to $50,000 per month
  • Account management
  • Custom free international payment allowance
  • Custom free local payment allowance
  • Custom free foreign exchange allowance

Freelancer and sole trader plan options

PlanMonthly costFeatures
  • Up to 3 plastic cards for yourself
  • Up to 200 virtual cards for yourself
  • 5 free local payments per month
  • Spend in 150 currencies
  • Free transfers to Revolut accounts
  • Manage recurring transfers
  • Hold accounts in GBP and USD
  • Invite unlimited team members w/ permissions
  • Manage team expenses
  • 24/7 support
  • Software integration
  • Create and track invoices
Professional$9.99All perks with Free, plus:
  • 1.9% cash back on purchases up to $2,000 per month
  • 5 free international payments per month
  • 20 free local transfers per month
  • $5,000 allowance for foreign exchange rate at real exchange rate
  • Bulk payments
  • Hold and exchange 25+ currencies
  • Set up transfer approval for team members
  • Analytics
  • Business API integrations
Ultimate$39.99All perks with Free and Professional, plus:
  • 1 free Metal card
  • 1.9% cash back on purchases up to $10,000 per month
  • 10 free international payments per month
  • 100 free local transfers per month
  • $10,000 allowance for foreign exchange rate at real exchange rate

What we like about Revolut Business

Revolut is a fintech, not a bank. Its banking services are provided by the Bank of Lithuania. Revolut is headquartered in London, and accounts are FDIC-insured up to $250,000.

And there are several plans to choose from — each with different perks. There’s also a customizable plan for companies called Enterprise. This plan lets you choose monthly allowances for things like international transactions, so you can create a plan that suits your business and your budget.

Hold, send or receive in multiple currencies

Revolut Business stands out for its international perks. Choose to keep dollars, pound sterling or euros in your account. It’s one of the most multi-currency business account options out there, offering you the ability to receive, hold or exchange money in over 25 different currencies.

You can use your debit card globally, and depending on your plan’s allowances, you can enjoy a set number of free international payments per month.

The paid plans also offer allowances for currency exchanges at the real currency exchange rate, saving you money in the long term by avoiding currency exchange markups.

Pay nothing or upgrade

One of the best perks with Revolut Business is the option for a free plan, regardless of your setup. And the free plan isn’t a skeleton plan, either — you get up to 200 virtual cards and the ability to spend in over 150 currencies, hold accounts in different currencies, invite unlimited team members and much more.

You can upgrade or downgrade your plan at any time. If you upgrade, choose to move to the new plan immediately or at the start of the next billing cycle. You also have the option to pay monthly or annually for the paid plans.

Cashback rewards

With the exception of the free plans, you’ll earn cashback rewards of up to 1.9%. However, the earning limit depends on your plan, with the Enterprise company plan offering the most earning potential.

Company plan cashback limits:

  • Grow — Up to $190 per month
  • Scale — Up to $570 per month
  • Enterprise — Up to $950 per month

Sole trader plan cashback limits:

  • Professional — Up to $38 per month
  • Ultimate — Up to $190 per month

Where it falls short

Like most fintechs, Revolut Business doesn’t support check or cash deposits and doesn’t have any physical branches. While it does offer 24/7 chat support, you won’t get in-person support.

Revolut’s fees and access

Type of feeFee details
Monthly service$0 to $149.99+
Opening deposit$0
  • Domestic: No fees up to $400 in withdrawals with Allpoint ATMs, afterward 2% fee applies. Extra fees with out-of-network ATMs may apply
  • International: Varies, may trigger currency exchange fee
Debit card fees
  • Add money outside US: 3% transaction amount
  • Additional physical card: $5 each
  • Additional virtual cards: $4.99 each
  • Metal card: £49 ($62.93) each
Overdraft or nonsufficient funds$0
Wire transfers
  • Incoming
      • Domestic: $10
  • Outgoing
      • Domestic: $10
Other fees
  • Paper statements: $8
  • Account closure: $0
  • Expedited card delivery: $16.99
  • Global Express card delivery charge: $19.99
  • Local transfers: $0.20 outside allowances
  • International transfer: $3 outside allowances
  • Foreign exchange fees: 0.4% markup outside allowances

Compare Revolut to other business accounts

Narrow down top business accounts by fees, APYs, software integrations and more. Then select Compare on up to four providers to see their features side by side.

Name Product Fee Annual Percentage Yield (APY) FDIC Insured Amount Software Integrations Account management Bank transfer fee Offer
Novo Business
Finder Rating: 4.4 / 5: ★★★★★
Novo Business
$0 per month
Up to $250,000
15+ integrations: Square, Etsy, Shopify, etc
Online, App, Phone
Finder Rating: 4.3 / 5: ★★★★★
$0 per month
Up to 3.00% on balances of $1,000,000+
2.00% on balances of $250,000 to $999,999
1.50% on balances of $50,000 to $249,999
Up to $2.5 million
QuickBooks Online, Xero, Gusto, Plaid, and Yodlee
Online, App, Phone
Bluevine Business Checking
Finder Rating: 4.6 / 5: ★★★★★
Bluevine Business Checking
$0 per month
2.00% on balances of $0 to $250,000
Up to $3 million
Cash App, Expensify, Quickbooks, Square, Wave, Wise, Venmo, and Xero
Online, App, Phone
Finder Rating: 4.5 / 5: ★★★★★
$0 per month
Up to $5 million
QuickBooks, Stripe, Xero, etc
Online, App, Phone
NBKC Business Checking
Finder Rating: 4.5 / 5: ★★★★★
NBKC Business Checking
$0 per month
Up to $250,000
Branch, Online, App, Phone

How to open a Revolut Business account

Your business must have a physical presence in one of the following countries to be eligible for an account:

  • Aland Islands
  • Australia
  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Republic of Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Gibraltar (waitlist)
  • Guernsey
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Isle of Man
  • Italy
  • Jersey
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Mayotte
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom
  • United States

Customer experience

Overall, reviews are mixed across the board. Revolut has a very poor F rating with the Better Business Bureau (BBB) and few customer reviews or complaints. However, as a UK-based neobank, this isn’t surprising — the BBB is a private organization that offers information on businesses mainly in the US, Canada and Mexico.

The dozens of BBB complaints state similar issues, such as locked accounts, the inability to transfer funds out of the account, trouble contacting customer support and issues resolving fraudulent charges. Revolut also doesn’t make much effort to respond to complaints, and when it does, the customer states their issues weren’t fixed.

On Trustpilot, it’s a different story — a much better one. Ratings on Trustpilot have earned Revolut an excellent 4.3-star rating, which is rare among financial institutions and neobanks. Customers praise the quick transfers between currencies, the user-friendly app and fair exchange rates and are pleased with all the features and business account plans.

In 2022, Revolut was the victim of a fraud scheme that resulted in around $23 million stolen from Revolut due to a flaw in its payment system. There were discrepancies between Revolut’s US and European systems, causing funds to be refunded using Revolut’s own money when some transactions were declined, as reported by The Hacker News. Criminal groups took advantage of the flaw, encouraging individuals to make expensive purchases that would be declined, then the refunded amounts could be withdrawn from ATMs. Some funds were recovered, but Revolut experienced a net loss of over $20 million.

Frequently asked questions

Is Revolut legit?

Yes, Revolut is a legitimate global neobank with banking services, founded in 2015. It’s licensed and regulated by the Bank of Lithuania within the European Union.

Is Revolut available in the US?

Yes, Revolut Business accounts are available in the US. It’s also available in 39 other countries.

What’s the difference between Revolut and Revolut Business?

Revolut offers personal banking options and business accounts. Like its business accounts, the personal Revolut account plans are also multi-currency friendly, as you can send and receive money in 29 currencies. The personal accounts have fewer features compared to its business accounts, but the personal account still has a free option, free transfers to Revolut account holders, rewards, investment features and even offers access to personal loans.

More guides on Finder

Ask an Expert provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site