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PlayStation® Card review
Make of most of your PlayStation gaming with this no-fee card.
- Get this card if… you’re an avid gamer on PlayStation and PS4.
- Pick something else if…you want a card with a more flexible rewards program.
- Good to excellent credit score of 670 to 850 recommended.
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10
Points as welcome offer
Up to 5x
Points
$0
Annual fee
0%
Intro purchase APR
for the first 6 months (then 15.74%, 18.74%, 21.74% or 24.99% variable)
Details
| Annual fee | $0 |
|---|---|
| Welcome Offer | Earn an additional 5x points when you shop directly at PlayStation. This is on top of the 5x you already earn on PlayStation products, totaling 10x points. |
| Rewards | 5x on PlayStation purchases, 3x on mobile bills and 1x on all other purchases |
| Purchase APR | 0% intro for the first 6 months (then 15.74%, 18.74%, 21.74% or 24.99% variable) |
| Balance transfer APR | 15.74%, 18.74%, 21.74% or 24.99% variable |
| Recommended minimum credit score | 670 |
| Issuer | Visa |
Review by
Kevin Joey Chen
kevin.chen@findercrew.comKevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.
Expert review
How much do you spend money on PlayStation purchases? You don’t have to tell us, but if you’re an avid gamer, the PlayStation® Card from Capital One could be for you. This card comes with a signup bonus of 5,000 points when you make a purchase within the first 90 days — that’s $50 to spend on new titles. PlayStation Store purchases come with 1x points, and you’ll earn 3x points on all PlayStation and Sony purchases at authorized retailers.
How to apply for the card
- On the PlayStation® Card website, click Apply Now.
- Provide all required information, including your personal information and financial details.
- Confirm the details you’ve provided are correct and submit your application.
How long will it take to be approved?
An online system notifies you of conditional approval soon after submitting your application.
Compare PlayStation® Card with two rewards cards
PlayStation® Card
Not yet rated
Terms apply, see rates & fees| Find out more |
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Minimum credit score 670 |
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Annual fee $0 |
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Purchase APR 0% intro for the first 6 months (then 15.74%, 18.74%, 21.74% or 24.99% variable) |
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Balance transfer APR 15.74%, 18.74%, 21.74% or 24.99% variable |
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Rewards 5x on PlayStation purchases, 3x on mobile bills and 1x on all other purchases |
|
Welcome offer Earn an additional 5x points when you shop directly at PlayStation. This is on top of the 5x you already earn on PlayStation products, totaling 10x points. |
Chase Freedom Unlimited®
★★★★★
Terms apply, see rates & fees| Go to site |
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Minimum credit score 670 |
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Annual fee $0 |
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Purchase APR 0% intro for the first 15 months (then 14.99% to 23.74% variable) |
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Balance transfer APR 14.99% to 23.74% variable |
|
Rewards 5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases |
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Welcome offer
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores (not including Target® or Walmart®) on up to $12,000 in the first yeares) on up to $12,000 spent in the first year
|
Citi® Double Cash Card
★★★★★
| Go to site |
|---|
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Minimum credit score 670 |
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Annual fee $0 |
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Purchase APR 13.99% to 23.99% variable |
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Balance transfer APR 0% intro for the first 18 months (then 13.99% to 23.99% variable) |
|
Rewards Up to 2% cash back on purchases (1% when you buy plus 1% as you pay) |
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Welcome offer N/A |
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The perks
- 0% intro APR. The current intro offer includes no interest on purchases through 0%.
- Signup bonus. The PlayStation® Card comes with 5,000 bonus points with any purchase made in the first 90 days from opening your account.
- Earn points. Earn 1x points on all PlayStation Store purchases and 3x points on PlayStation and Sony purchases at authorized retailers. You’ll also get 3x points on purchases at movie theaters, at fast food restaurants and through your mobile phone bill. All other purchases earn 5x points.
- Redeem points. Browse through a rewards catalog, or use your points to bid on exclusive cardmember offers.
- No annual fee. Keep more money in your gaming coffers with no annual fee over the life of the card.
What to watch out for
- End of intro APR. Confirm the end date for your intro APR offer to avoid a nasty surprise.
- Penalties and fees. Late and returned payments can cost you $38 or more.
What credit score do I need?
You’ll have a better chance of approval if your credit score is 670 or higher.
Bottom line
This card is best for the casual or hardcore gamer who spends a lot on PlayStation and other Sony purchases. But if you’re looking for a more flexible rewards card, you might want to pass it up.
Common questions about PlayStation® Card
Where can I use the PlayStation Card?
Use it anywhere that Visa is accepted.
What bank is behind the PlayStation Card?
Capital One issues the PlayStation® Card.