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Make of most of your PlayStation gaming with this no-fee card.
- Get this card if… you’re an avid gamer on PlayStation and PS4.
- Pick something else if…you want a card with a more flexible rewards program.
- Good to excellent credit score of 680 to 850 recommended.
|Product Name||PlayStation® Card|
|Balance Transfer Rate (not intro)||14.99%, 17.99%, 20.99% or 24.99% variable|
|APR for Purchases ( Purchase Rate )||14.99%, 17.99%, 20.99% or 24.99% variable|
|Cash Advance Rate||23.99% variable|
|Interest Free Period|
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
|Up to 25 days|
|Minimum Credit Score||Fair (660-699)|
|Minimum Age||18 years of age|
|Late Payment Fee||$35|
|Cash Advance Fee||$10 or 3% of the amount of each cash advance, whichever is greater|
|Rewards Program||Capital One|
|Rewards Points per $ spent (VISA/MC)||5|
How much do you spend money on PlayStation purchases? You don’t have to tell us, but if you’re an avid gamer, the PlayStation Card from Capital One could be for you. This card comes with a signup bonus of 5,000 points when you make a purchase within the first 90 days — that’s $50 to spend on new titles. PlayStation Store purchases come with 5x points, and you’ll earn 3x points on all PlayStation and Sony purchases at authorized retailers.
- 0% intro APR. The current intro offer includes no interest on purchases through 03/2018 billing period.
- Signup bonus. The PlayStation Card comes with 5,000 bonus points with any purchase made in the first 90 days from opening your account.
- Earn points. Earn 5x points on all PlayStation Store purchases and 3x points on PlayStation and Sony purchases at authorized retailers. You’ll also get 3x points on purchases at movie theaters, at fast food restaurants and through your mobile phone bill. All other purchases earn 1x points.
- Redeem points. Browse through a rewards catalog, or use your points to bid on exclusive cardmember offers.
- No annual fee. Keep more money in your gaming coffers with no annual fee over the life of the card.
What to watch out for
- End of intro APR. Confirm the end date for your intro APR offer to avoid a nasty surprise.
- Penalties and fees. Late and returned payments can cost you $35 or more.
Consider other cards if …
- You want a variety of redeeming options. You’re limited to using points on Sony purchases. But you’ll find other cards out there offer travel rewards, hotel perks and cash back.
- You want an intro APR offer on balance transfers. If you’re looking to consolidate existing balances to one card, look into other cards that come with intro APR offers on transfers.
What to know before you apply
You can apply for PlayStation Card if:
- You’re at least 18 years old.
- You’re a resident of the US.
Always consider your options and your financial situation before you apply for a credit card.
What credit score do I need?
You’ll have a better chance of approval if your credit score is 680 or higher.
How to apply for the card
1. On the PlayStation Card website, click Apply Now.
2. Provide all required information, including your personal information and financial details.
3. Confirm the details you’ve provided are correct and submit your application.
How long will it take to be approved?
An online system notifies you of conditional approval soon after submitting your application.
This card is best for the casual or hardcore gamer who spends a lot on PlayStation and other Sony purchases. But if you’re looking for a more flexible rewards card, you might want to pass it up.